Lacks customer service and/or resolution via phone.
They have lots of location and supposed services. However, customer service via phone is not one of them. Not everyone has time to drop into a Chase location.
They consistently rejected credit card charges by me (15 year member) , then denied they did it - placing the blame on retail establishments. At the very least, an embarrassing situation for me, the customer, not to minimize the time it takes the rectify the issue.
My account is kept well below limit balance and is paid in full every 30 days, yet Chase still refuses to acknowledge or rectify the issues.
Always, per them - it is not Chases problem but the clients or the merchants.
An example; My card was rejected 4 times by a professional service, again in another instance 3 weeks prior, several times by a retailer online, but Chase blamed it on the merchant . They refused to remove 4 repeat charges from an establishment trying to process my card because Chase kept rejecting my card.
However the charges showed up on line. Than Chase telling me,, via phone, Chase could not remove the charges or issue a credit but to go back to merchant. $600 worth of charges on my card, by a retailer for a $150 charge that was rejected by Chase, which I watched being entered and rejected on the merchants computer, so, I eventually had to give the merchant my American Express card to process. So no charges should have been on Chase.
Chase blames this on the merchant. Chase refused to remove the charges, telling me to go back to the merchant, they could not help me. The merchant kindly reversed the charges.
Guess what! American Express would have worked with me, the client, to remove those undue charges and never in 20 years has rejected charges on my credit card.
Not Chase! No more time wasted with Chase. They are not client friendly or accommodating. Closed all my accounts with Chase, 2 checking, savings, 2 trust accounts and credit card. read more