I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

Exceptional level of service. We have used them for BOTH of our home purchases, and Mr.Janoff has…read morebeen amazing from beginning to end both times. He is knowledgable, professional, and really cares about his customers. I highly recommend them.

From the owner: Mortgage Lenderread more

The most dissatisfied,disappointing company I have ever attempted to do Business with. They take…read moreyour money and don't call you back. I would never,ever think about calling this company ever again.

PRNG helped us refi our home and made it an extremely simple process. We felt well informed…read morethroughout the process and the ease of e-files/e-signatures made the process very convenient. Evelyn was knowledgeable and efficient and we truly appreciated her assistance thru this process. Highly recommend this firm.

This bank stinks! They are still in 1972. Very archaic. Every time there is a problem they want you…read moreto come in and fill out forms. My account was locked last Friday because the got mail returned. I now live on the west coast of Florida. It is Tuesday and I still cannot access my funds. This borders on theft. Rest assured I will be closing my accounts at Total Bank.

I have been baking at Total Bank for many years in Perrine (back when it was Florida International…read moreBank). I am one that is loyal to those that are loyal to me. Yet the SERVICE over the last few years has increasingly worse. It seems like anything besides making a deposit is an "issue". I have a few accounts at this Bank. Yet I recently received a new "fee structure" on my account. It irritates me that if I don't have a minimum of $500 direct deposit, I will be charged. I have no controll over the fact that my Employer doesn't offer direct deposit, yet we deposit over $6,000 a month into our account. I realize that we have more then the "minimum" in our account not to be charged, but many people don't who have also been loyal customers. Its bad enough that they don't really want Customers coming into the Lobby to do Banking business and prefer you go through Drive Through unless your applying for a mortgage, yet there are so many inconvenient rules at their Drive Through. Basically they are NOT Customer Friendly or LOYAL to their long standing Customers, and make no effort to keep them, or show any perks as an incentive to stay with them. It it obvious to me that I will no longer be a Customer at this small local community Bank. I will be moving my accounts because of lack of appreciation, loyalty and service..

Guaranteed Grade A service…read more Jeff worked so hard and fast to get our paperwork complete. I highly would recommend them to any of my close friends and family. Truly Grade A service. Give up your search and go with them, you would not be let down!

We have worked with Jeff and the team at Expert Mortgage Group for two of our home purchases and…read morewords can't describe how grateful we are. Jeff makes the overwhelm of buying a home an absolute breeze. He is an excellent communicator, works diligently with a positive attitude and is incredibly informative throughout every step of the home-buying process. We refer all friends and family to Expert Mortgage and there aren't enough words of gratitude to describe the joy of working with Jeff and the entire team. So thankful to have found such a wonderful company!

I got a referral to go see Dan for my very 1st mortgage loan. I was on the edge to choose between…read moreDan from priority lending or another broker from another lender.My heart and soul was telling me If any broker can help me it will be Dan. So I choose Dan to help us with our Loan process. Dan been nothing but great to us, he explained everything so clear to me. He made me feel very comfortable so far. And his very professional. His a very easy going guy. You can get in touch with him at anytime. I will recommend all my family's & friends to Dan and his staff for future business..

If you need a mortgage, Priority Lending is a must. As a realtor and homeowner myself, I use them…read morewhenever possible. Dan is the hardest working, most knowledgeable and most caring lender in the business. I have so many success stories with them and although they may not want me to let everyone know...they got a loan completed in under 30 days! So they're fast, efficient and friendly, too. A must use for your lending needs!

Excellent service. I've been there 3 times, and the service was great the 3 times I visited. They…read morealso have very good rates on CDs.

Management here at this branch is outstanding! When you lead by example, everyone, associates and…read morecustomers alike are number one. Her (the branch manager) associates, all have great customer service! I never feel rushed, all business is fully explained. From the moment I open the door, I am welcomed in. Depending on the type of business you wish to conduct, you either stand in line or you sign in. The wait is never long and the customer care is phenomenal! It's refreshing to be able to do business in person! This branch is always clean and secure. you know you are valued here. If you want a financial institution that truly cares for you as a person and values the business you are conducting, plus takes pride in securing your business transactions, then Tropical Financial Credit Union is where you want to be!!

We just signed the final papers for our house today and we are so happy with the way Gaston…read moreGregorio helped us through out the whole process, guided us with our doubts and always did that little extra for us. We strongly recommend him, a real professional!

I recently purchased a house in Broward county and was very lucky to have chosen Mr. Gaston…read moreGregorio with Paramount Residential Mortgage as my broker. Not only did Mr. Gregorio go the extra mile from day one, he prepared my file to every detail from beginning to end; His commitment with the lender, extreme follow up during and after hours and late nights kept me updated during the entire process. Even with so much personal and professional items I was going through, Mr. Gregorio never once let me down and was even the first person to arrive and make sure the closing went seamless. I would not only highly recommend Mr. Gregorio but also his company, 100% based on my pleasant experience.