Columbus Capital Lending has denied our loan. We had a DU approved on August 13th, 2020. The…read moreappraisal was ordered back on August 18th, 2020. I will like you to forward this email to the bank manager. The reason for denying the loan was clarified at the beginning of our application months ago after sending you all the conditions requested including what my employer had sent to you, the loan officer, and the other officer. The bank has treated us unfairly and in a discriminatory way all the process because of our young age. Why the bank mistreated us this way. Why the bank did not care about our file, our deposit, our time. We are young that's right but we have proof that we are working for our future; there was no reason to deny the loan. The seller is living in a hotel with three kids from September 15, 2020, waiting for the bank decision and following all the timeline I am sending you. This is unbelievable. We lost our deposit with the seller, the money we invested in the process, the place I was living, and our time. I am a young professional with an AA degree and my brother has a master degree, he is an engineer in mechatronics. We both have excellent credit+700 no debt. We both have 2-year history of the same job fields. We are starting our professional life and lost our dream home thanks to Columbus Capital Lending. You guys destroyed our life and made us lose our savings and my mom's gift to us. I know we had not earned so much income in the past, but we were studying in college. We had provided to the bank all the requirements requested every time. The processor took more than one month to review our case after the appraisal. After that, the processor took a week to review any documentation we submitted the next day to our loan officer. Every week the processor had asked us the same questions and documentations forgetting what we sent previous weeks. We lost over a month with this unprofessional way of working from the bank. My brother was doing his master degree with a scholarship while working part-time as an engineering teacher in the previous years; he has two years of w-2. He graduated with the highest grades last year and had not stopped working in his field. The same for me, I had been working so hard after high school and four years' experience in my field. Also, I had been working hard towards my AA degree. We sent proof of all this information from the beginning. It's not the same having to work while in school than being a professional with a master degree and earn the same amount of money that we were earning before graduating. The bank is denying the loan because of inconsistency of the payroll in the first month in my current job. I am working in my current job four months and in the same field for mo than 3 years. My employer had explained the reasons more than once why i had worked fewe hours my first three weeks. This is the reason the bank is denying my loan? Why the bank had made me lose my deposit if this one was the first condition you asked us and we clarified it to you from the beginning? Why the bank made me get more than 20 conditions after my working hours, letters, requirements, conditions, and statements? The bank is denying the loan to us both working professional with a w-2 job for this reason? Why it took the bank more than two months to realize that this reason was enough to get us denied? Why the bank kept asking us for more conditions if the loan was not strong enough from the beginning. Also, we sent to the bank every single condition the next day and the bank waited weeks every time to answer and forgetting all the documentation submitted previously. Our attorney, our realtor, everyone asked the processor about the loan. They wanted to protect our deposit but the bank did not care at all.

I am early in the process but so far this company is very transparent. I am dealing with Alfredo…read morePalacios who knows what he's doing and is very polite and patient. At least the initial interaction and experience has been great. I highly recommend them as they do not make the process that difficult

The Elite Management Team is a great group of people that go above and beyond for all their…read moreclients. Sherly is always accurate with my tax returns. Best professional tax service in the Hollywood area.

Extremely professional, on-time, experienced, speaks English, Spanish ands French. A fantastic…read morereal estate broker... highly recommend.

I was looking for a commercial space for my business and was referred to Properties of Miami. I…read moreknew exactly what I wanted, until Carole presented me with a host of options that exceeded my vision. It's her creativity and experience that directed us to the perfect space for an awesome price. I couldn't be more thankful. She is a sweetheart and was available whenever I had a question or concern. Thank you, Carole!

This company is the best . They have been in charge of getting my sister perfectly situated in a…read morebeautiful apartment, the agents are very friendly and responsive, they are always working for the wellbeing of the tenant. Thank you for making life easier . Roland Ruiz is really great at his job and makes you feel welcome , my husband and I will definitely use them when moving to Miami .

Very bad impression of communication with them. Rude, arrogant and unprofessional. They lied…read moreconstantly. I warn you, be careful if you decide to work with them.

I choose Maxine of Miami Property Shop LLC to represent me in Buying a Unit in Coconut Grove. She…read morewas representing both me as the Buyer & the Seller. It was the worse representation and buying experience, and made sure I did not purhase the Unit! I finally after many moths of work & time, just walked away from the purchase. I was even willing to purchase a extra unit just to lock in the opportunity to purchase this 3 key unit. The same Unit sat on the market for another 6 months after and they then did accept a finance offer, which I was already fully approved for Financing and had proof of being able to Finance. She choose to not fociliate my purchase! This new Buyer that was accept for financing after I was decline on financing, was then not able to purchase, so the same unit I wanted to purchase went back on the market again. It took more than 9 months for the Unit to sell, that I had made a high offer with full financing available. She obviously did not represent me fairly and I felt discriminated against....that she made sure that I did not purchase the Unit I was wanted to purchase. I would not ever use her or her company to purchase or sell anything! HORRIBLE NON PURCHASE & BUYING EXPERIENCE!

AMAZING FAMILY OWNED AGENCY! We had the pleasure of using the good people at Miami Property Shop…read morefor the sale of our South Beach condo unit. My wife and I learned through the grape vine, these were the people to use for all things realty in Miami. We listed our 1 bedroom unit with them. Literally, within days, our condo was sold! Max and Skot were so kind and professional. They made me feel like I was part of their own family! As a team they looked out for our best interest and got the job done.

Most of us may purchase 1 or 2 homes in a lifetime. I have had the fortunate pleasure to have…read moretrusted Daylin with my largest personal investment. Daylin went beyond to just close a deal... she did what no other realty team could. Trust Realty helped us find our home and not just a piece of Real Estate. It was such a personal relief to finally find a realty company that made us feel like family (and it was a team effort) which cared more about us than "the deal". Trust Realty understood us and always had our best interest. I thank God to have entrusted everything with their team. Thank you Daylin and if/when we go to buy home# 3 we will be sure to call on you. Super job!!!!!

What can we say other than... YOU ARE THE BEST!!! Daylin made the process easier and smooth. From…read morethe updates daily, to the late calls, emails during the night. Very responsible and a hard working lady. On top of everything, advices, guidance to make the right decision, we are just so happy Daylin was there with us through this crazy process of selling and buying at the same time. Great work, I truly recommend her 100%. We are so thankful we had her during this time.

My wife and I are in the process of purchasing a home. After countless bank visits, run arounds and…read morenumerous phone calls we were refereed here. Located in the gables, perfect excuse not to only get a hole loan but walk the mile. We were greeted by pretty much the entire team. All smiles and respect from the get go. Gabriella is our main realtor/mortgage broker. You can apply for your loan with them and have in house realtor actually find you the right one. We chose to stay in house because of how welcomed we felt, how family oriented they are and how focused they are on doing everything they can to make you happy. Our first home purchase is right around the corner, fingers crossed.

Wow! This is the first time I've seen such an immediate and effective impact on my credit score. I…read moreonly realized how much I could do to improve it once I worked with Pines Credit Pros. They provided amazing support and guidance throughout the process. Highly recommend!