Chris was my lender for the purchase of my first condo and I am so grateful I had him on my dream team for closing. My closing was scheduled to happen within 20-ish business days and Chris was on top of everything necessary to get us there. He was a great resource every step of the way and always made himself available to answer any questions. He and his team were very responsive, transparent, and patient when it came to breaking down all the numbers involved. He was proactive in reaching out when rates changed (in my favor) and inspired complete trust with his professionalism and expertise. Thanks for all your help, Chris! read more

Chris and team were great to work with! I've had the pleasure of working with Chris twice now, on the purchase of my first home and a refi. Very personable, responsive and knowledgeable. Guaranteed Rate has a quick process, which was also great! read more

I can't say enough great things about Chris. Oddly enough, we met on Reddit when I posed a question about something another lender told me. Skeptical (it is Reddit after all), I reached out and we spoke via phone. Chris was professional, available, and spoke in terms I could clearly understand. If this is your first time buying a home or 10th, this is worth reading because the process always changes and you need someone you can trust! Below are some thoughts around my experience with Chris: Professional: Extremely professional and does what he says he's going to do... it's the little things that make a big difference. Shows up on time, when he says he's going to call you, send you a response to your question or send that weekly update email - he does it. A trait hard to come by! Did I mention he sent us a hand-written note in the mail? Timely & Responsive: Sure... sometimes a 'big bank' can offer you additional services/benefits, but it's likely they're located in another state and send you 'canned' emails and don't make YOU a priority (amirite?). This is ONLY based on my personal experience. Chris is very timely, available at all times and makes YOU feel like his top priority (though I'm sure he has many other clients). Local gives you the face-time and personalized attention during one of the biggest purchases of your life. Make. It. Count. Knowledgeable: Chris knows his stuff. There was a new loan assistance program wher I purchased and he already had experience closing these loans, even though the program was somewhat new. He set expectations in advance, outlined what he could do and delivered on every single thing he said he would. We literally saved thousands of dollars because of his help on the interest rate, lender credit and the assistance program which granted us thousands of dollars (no income restrictions, no payback, no hold times, etc.) - it's run through Associated Bank and for certain census tracts (worth asking him about it if you're in the market!). Overall, Chris treated us with the utmost respect. He delivered on what he said he would deliver on, he showed up on time, was available when he said he would be and even in times when my wife and I felt stressed or didn't fully 'trust' and had hesitations - he made us feel comfortable every step along the way and gained our trust by delivering on everything he said he would... Hey, my wife even said.... "Chris is awesome - I really trust him." and that's should be a Yelp review in itself! During a time when everything is so new, you don't understand the process and you feel completely vulnerable... Chris was the guy I could trust. #CallChris - you have nothing to lose and a lot to gain! read more

Chris Kinsella - OriginPoint - Right after our closing! Which BTW, everyone in the room said was one of the smoothest and quickest closings they've been to! Thanks, Chris! - Mortgage Lenders Near Me - Chicago, Illinois

My husband and I have now used Chris twice: originally on the purchase of our first home in Dec 2019 and then again last month to refinance our mortgage. We had a very smooth experience with a quick turn around both times. Chris helped us understand the different mortgage options and was extremely responsive, patient, and thorough anytime we had a question (and we had a lot.) I would highly recommend Chris and his team. read more

Chris is incredibly responsive and patient. Our buying and building process seemed to take forever. Chris was so helpful and always seemed to reach out at the perfect time. I've purchased and refinanced many times in my life and this seemed like the most painless! It was clear what documents I needed and the app was intuitive and worked well. I highly recommend Chris and his team! read more

My wife and I recently purchased a home using United Home Loans as our lender. Chris is personable and very informative. He was readily available to answer questions, provide insight, and outline next steps. He made sure we were all on the same page each step of the way. His team was also very helpful. The entire team seemed to work around the clock whether it be late at night, during the weekend, and even during holidays. We highly recommend Chris and team! read more

Chris and his team were wonderful to work with. My wife and I are first-time homebuyers and they guided us through the entire process. We felt overwhelmed many times and Chris always made time for calls with us. He even showed up to our closing and helped us with a last minute unexpected obstacle. Highly recommended! read more

My wife and I used Chris to help us buy our first home in April of 2020, just before Chicago went into lock down due to COVID. Despite all the uncertainty surrounding our closing, Chris was a source of stability. He was communicative, professional, and prompt in all of his responses. For first time home buyers we could not have asked for better service. I recommend him VERY strongly for any home buyers. read more

I've been referring my clients to Chris for almost two years. He is incredible in every way: detail-oriented, compassionate and client-focused. People love working with CK, and it's so easy to understand why. I write this review not as a realtor, but as a recent client. Chris helped me get a loan on my condo. Throughout the entire process, he treated me just like he would treat any client. He explained everything to me and guided me through each decision. I often asked for his advice (Which loan should I pick? Why?) and truly respected his honest answers and patient responses. His team moved swiftly and efficiently, and with CK at the helm, I trusted them completely to get the loan closed. (Spoiler alert: It closed.) Overall, CK is an amazing loan officer and person. He has my highest recommendation, and I will continue to refer clients to Chris as long as I'm in this business. 10/10. read more

Chris and his team was incredible! They made us feel at ease through what is normally an overwhelming experience. Would recommend!

Had a great experience with Chris for the purchase of my first home. He was very responsive via phone and email and was always willing to take the time to answer my many questions. read more

We can not thank Chris enough for his attentiveness and patience throughout our first home buying experience. We had so many questions and "what-ifs" and Chris was always available to hop on the phone and walk us through every possibility. Stress levels and uncertainty rose due to Covid crisis and I can't imagine surviving without Chris! Definitely recommend Chris and his team especially for first time buyers as things could not have been smoother! read more

Chris is a true professional, I was looking to obtain a home loan and found him on Yelp. He is very responsive to emails and phone calls. Unlike the nightmare I was going through with old second bank (broker Chirag Patel). Thank you Chris for helping me out. read more

VERY UNPROFESSIONAL! We went to Chris Kinsella from United Home Loans and spoke with him multiple times regarding starting the pre-approval process. He got us set-up online to start submitting all of our documents which were A LOT. Once we got EVERYTHING submitted we never heard from him again! This guy took all of our information an NEVER called us back or emailed us a status. Even if we were not approved or things didn't look good the LEAST he could have done was call us or send us an email to let us know a status. To this day, which has been OVER A MONTH later,,, STILL NO RESPONSE FROM CHRIS OR UNITED HOME LOANS. We don't think it should be our responsibility to contact him since HE was the one who took all of our paperwork and confidential documents. I think Chris and this company are VERY unprofessional and there is no way I would recommend anyone to them. Luckily, we started the process with another mortgage loan company and they have been GREAT! They are keeping us informed all the way which is how a DECENT company should operate. read more

I reached out to Chris after reading his reviews on Yelp and he was immediately responsive. We set up a call to talk through our situation, which was somewhat complex. Chris provided some advice on what we needed to do in order to make the transaction go smoothly. Our home sold quicker than we thought, so we had to move pretty fast to get an offer in and secure lending to purchase the house we wanted. Chris and his team were great at keeping us informed of the progress. I also appreciate how well they take care of sensitive information. All documents for loan qualification/approval are submitted via a secure website. That site also makes the process go very quickly as a result. Chris was at closing to help ensure everything went smoothly. Despite our complex situation and accelerated timeline, Chris and his team were able to get final approval in time for closing. The day of closing was smooth as could be. We can't thank Chris enough for all of his help. read more

I worked with Chris to buy my first home this month. I was very green to the process, but he put me at ease. Also, Chris worked seamlessly with my agent, and my lawyer, which made closing a breeze- and really increased my trust in the process. Everyone was on the same page. I should note I closed in 27 days, and that was no problem for Chris and his team! Thank you Chris for help. read more

My husband and I were extremely lucky to find Chris as our mortgage lender through the recommendation of close friends. As first time homebuyers, we were fortunate to have him on our team. One of the great things about Chris was he reached out to us multiple times just to check in with us during our house hunting process. Communication with Chris and his team was never a problem. He was available to answer any of our questions via text, phone call, and email. Any scheduled meetings we had, Chris would come prepared with spreadsheets and discuss every detail to help us better understand costs to buying a home. We always ended our meetings very well informed and felt confident we were being taken care of. When my husband and I found our home, he and his team worked hard to close on our home in 30 days. During the process, he made sure to not only email us with updates, but personally called us to ensure we got his message and to answer any new questions we may have had. My husband and I truly felt we were a priority to Chris. Not once did we hesitate to reach out to Chris with any questions, and every time we contacted him, we got answers immediately. During a stressful process, it was reassuring knowing Chris was on our team, available to address our concerns and questions. We highly recommend Chris as a mortgage lender. He really cares for his clients and makes them a priority. We are grateful we found Chris through friends, and now my husband and I get the privilege to do so now too! read more

Chris and his team provided white glove service to my fiancee and I during the recent purchase of our first home. Chris was always a phone call or email away and happy to explain even the smallest of details to amateur buyers. A mortgage concierge would be a more appropriate title for Mr. Kinsella. I would highly recommend his services to anyone going through the home buying process. read more

Chris was great! We attended a session of So You Want to Buy a Condo where we were first introduced to Chris and our realtor Melanie. He was very helpful and informative throughout the entire process of getting our home loan and answered a lot of questions from both my husband and myself. He was patient, and very knowledgeable. I highly recommend working with Chris to get your home loans. read more

Chris was very patient and did a great job of explaining things to us. He was also exceptionally responsive and available to chat with us. We felt like we were in great hands and everything went very smoothly! read more

Chris and his team did a great job of helping me through the process of buying a condo. I was a first time homebuyer and I was surprised at how easy and smooth the process went. I was always updated and knew exactly what to expect, and they always gave very detailed explanations for any questions I had. I highly recommend Chris and his team to anyone who is thinking about buying or refinancing. read more

Chris has helped us a couple of l times when buying homes and was always amazingly helpful! When we were first-time buyers he provided a ton of info and background on the process to help us stay calm. He was always available and responsive when we had questions, even outside of normal hours. During our second home purchase, Chris was again nothing short of awesome as he kept the process moving on the right timelines and kept us looped in on everything, even though things were a bit more complicated this time around. Of all of the people we worked with during our home buying processes, Chris was easily the best. I cannot recommend him enough! read more

I met Chris at one of his SYWTBAC semiars, and then eventually used him to secure my mortgage for my first condo. He was really helpful throughout the process - even willing to turn around property-specific pre-approvals on the weekends. As this was my first home, I had a lot of questions and Chris was always very patient with me and helped explain everything in laymans terms. I would definitely recommend him to others! read more

My partner and I contacted Chris Kinsella to assist with obtaining a home loan. We saw the home of our dreams and needed to get the mortgage pre-approval immediately to submit with our offer. Chris was immediately available and turned this around within hours. The entire process from start to finish was just as seamless. Chris and his team were always available to answer questions and worked quickly to obtain the most favorable rates and terms. We would highly recommend United Home Loans and specifically Chris and his team. read more

Working with Chris and his team was a seamless, pleasant experience. My wife and I decided we were going to purchase a home and on very very (like 20 minutes) short notice, I was able to get on the phone with Chris and get a pre-approval letter generated so we could make an offer in the following days. Once our offer was accepted Chris was able to move as fast as we wanted, and we closed in 30 days. Some things that stood out to me: * The online portal they use is easy and intuitive * He and his team pay attention to the details so you're not chasing and uploading new documents every single day * He's extremely responsive and communicative * Never pushy or salesy * Took the time to answer every single question we had, even the dumb ones. Would definitely work with Chris again. Zero hesitation. read more

Chris was highly recommended to us and he absolutely lived up to his reputation! He was a joy to work with on our home purchase and made the whole loan process itself a total breeze. He was very knowledgeable and thorough as well as super quick to respond and just in general a terrific, honest person. Very highly recommend!! read more

Chris and his team made the process of closing on a home during a pandemic as simple and easy as possible. Whether it was accepting late night & weekend calls, pushing through slower parts of the process after an appraiser called off sick the morning of the inspection, or answering follow up questions, Chris made it happen and we closed on time. If you are looking for a professional and friendly advocate when financing a home- look no further than Chris. read more

Chris was wonderful to work with - I would recommend him undoubtedly. My husband and I were first time home buyers so we had alot of questions throughout the process. Chris took the time to answer all of our questions, was available whenever we needed him (even in the evening and weekends), and never made us feel foolish for needing additional support and guidance. 10/10 would recommend! read more

Back again to say that it doesn't matter if it's your first home mortgage or if you're a few refi's in, Chris and his team continue to deliver an unparalleled level of service consistently. Even under circumstances (ie, current economy) when Chris is undoubtedly drowning in work, he still takes the time needed to make you feel like the number one priority. I am sure I have asked the same set of remedial questions in the exact same sequence when we bought our first condo, refinanced our condo, bought our second house and subsequent refi's but Chris is attentive and patient each time making sure he addresses all of my questions to MY satisfaction. Chris definitely has the heart of a teacher and delivers on time each time. We started working with Chris while living in Illinois and I cannot express how happy I am that he is also licensed in Wisconsin (and a few other states) so that we could continue working with him after our move. read more

Chris and his team are proactive and always available. He works nonstop and has responded to me even while he was out enjoying his night. He works quickly and professionally communicating with all parties and staying organized. He reaches out to ensure you don't miss anything even after closing. He's great to work with and always on top of things. read more

Chris is a true professional in his business and I highly recommend him. He proved himself by keeping us informed and updated throughout the entire process. He gently and appropriately reminded us of items that we needed to have available for the banking review. His demeanor made both my wife and I feel that we were in capable hands. At the closing table, the deal was completed without a hitch. read more

Chris Kinsella and his team were AMAZING!!! Everything went super smooth and fast, him and his team were very nice and helpful all the questions I had were always answered along with the calls when we called to ask a questions until this day (a year later of us getting our home) he still answers when my husband and I have questions! Truly recommend him and his team thanks Chris for your hard work and for explaining everything to first time home owners. read more

Chris and his team were great at making my refinance seamless and prompt, with all the questions answered, always accessible for any last minute questions. This is my second refi with him, and both times was really a great pleasure to work with! read more

Chris was very patient and not pushy like some other mortgage bankers/brokers. I have refinanced before with another company, but mortgage paperwork is still confusing to me with all the fees. Chris explained all the fees and credits with a good faith estimate to make sure I felt confident with the refinancing process. I also like how all the initial paperwork is done with electronic signature and documents are uploaded through a secure site online. Everything was done very professionally. I didn't have any last minute paperwork requests which is great. read more

Chris was referred to us by our agent, and we're so glad! He was proactive in communicating each step of the process to avoid any surprises. We threw him a curve halfway through the process and he rolled with it like a pro. He took the time to answer every single question (and I had a million of them) without ever rushing us or making me feel silly for asking. He also stepped in with assistance on contract aspects which he could have left to the agent or attorney. All in all we felt like he worked with them to create a great team that had our back throughout the whole process. read more

Chris blatantly lied to me concerning the requirements for FHA to refinance a loan after Chapter 13. . He Stated that FHA requires a 2 year wait after discharge!" . I recently got a discharged from Chap 13, with Credit score of 640.. "Subject: RE: Message from Chris Kinsella - United Home Loans "FHA guidelines are going to require 2 year wait time minimum from date of discharge (assuming credit is reestablished)" This is an example of misleading the public on Guidelines . Sad. BTW; I receive a pre-approval the next day ..much more honest and professional. read more

Chris was wonderful to work with to secure our first condo in the city! He was very responsive to all of our questions and concerns and when times got stressful, he was calm, collective and assured us everything was taken care of. I would highly recommend Chris to all my friends and colleagues to secure financing on their home purchase! Thanks, Chris! read more

Chris and his team are the best there is if you want a mortgage for buying a home of any kind. I work in the real estate law field and chose him out of hundreds of lenders I have worked with because there is nobody with his combination of knowledge, speed, efficiency, and responsiveness. Any hiccups in the approval process and his team was on it, the process could not have felt smoother to me from a buyer standpoint. He is the standard of quality in the mortgage lending business. read more

My husband and I used Chris for our condo purchase this spring. Chris made the process as simple as possible. He was easy to get a hold of, always happy to answer questions, and had a pleasant demeanor in general. We would work with Chris again. read more

Bought a townhouse in Chicago with Chris handling loan. He gave me estimates that were accurate and conservative compared to the actual loan rate and costs we got in the end. He was always on time, he was quick to respond to questions, and everything went fine at the closing. No complaints. read more