Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

We cannot recommend Chris enough! As first-time home buyers using a VA loan, we quickly realized…read morenot every broker truly understands the VA process. After a frustrating experience with another broker, finding Chris completely changed everything for us. Chris was incredibly patient, knowledgeable, and always one step ahead throughout the entire process. He constantly kept us updated, answered every question we had, and even guided us on what we needed to do financially to put ourselves in the best position possible for our dream home. What impressed us the most was his work ethic. Chris worked around the clock, including weekends, to make this happen for us in just a couple of months. We genuinely thought this process would take much longer, but he made everything feel smooth and possible. Buying our first home felt overwhelming at first, but Chris made us feel supported every step of the way. We are so grateful for everything he did for our family and will forever recommend him to anyone looking to purchase a home. Thank you again, Chris, for helping make our dream a reality!!! You're the best!!

Chris was fantastic to work with for our recent home purchase in Vacaville. This was our first time…read morefinding financing outside of a builder's lender and Chris was great at explaining every step along the way plus answering all of our questions. We also really appreciated that he was able to dig deep and match a national lender's rate that popped up right before closing. Chris was knowledgeable, responsive, and made the whole process feel genuinely human--very different from dealing with a large lender where you're just a number. I'd absolutely recommend working with him.

Lisa, Sara and Jim, thank you! You've worked so hard to get us into our forever home. We had issues…read morearise and Sara took it by the reigns. Overall, working with this company was the EASIEST part of the home buying process. Their attention to detail and commitment was so reassuring for us. Sara said when she gets her eyes on a goal, she achieves it. We are currently moving into our home because of the 3 of them. Thank you so so much for all you did for us!

Solano Mortgage always comes through for my clients. I cannot say enough great things about Lisa,…read moreSara and Jim. They are prompt and available when I need them to connect with someone interested in purchasing property. Jim Porter is the most knowledgeable guy in the business and I ask him my toughest client and personal investing questions. Such a great resource and they are right here in Vacaville!

As a Realtor, there was never a question in my mind who I would trust to handle my 23-year-old…read moredaughter's first home purchase--George Kalis, without hesitation. In a world full of lenders, George stands in a category of his own. He is not only incredibly knowledgeable and professional, but he leads with integrity, wisdom, and a genuine care for people that is rare to find. From the very beginning, I knew my daughter and son-in-law were in the best hands. George didn't just get them approved--he guided them, protected them, and treated them as if they were his own. That level of care means everything to me as both a mom and a real estate professional. What truly sets George apart is who he is as a human. He showed up to their signing, stayed the entire time, and then spent even more time with them afterward--pouring into them, sharing life lessons, talking about investing, and setting them up mentally for their financial future. That is something you simply don't see anymore. He speaks with authority, yet remains so relatable. His message about focusing on solutions instead of problems is something that will stick with them (and me) for years to come. George is more than a lender--he is a mentor, a leader in our community, and someone I admire deeply. If you have the opportunity to work with him, take it. You won't just gain a lender--you'll gain someone who truly cares about your future. Forever grateful we chose him.

I had an outstanding experience working with George R. Kalis, Area Manager at CrossCountry…read moreMortgage. George was extremely knowledgeable, responsive, and genuinely committed to helping me navigate the mortgage process with confidence. He took the time to explain all my options clearly, answered every question promptly, and made what can be a stressful experience feel smooth and manageable. His expertise and personal attention made all the difference -- I always felt supported and well-informed. I highly recommend George to anyone looking for a trusted mortgage professional who truly cares about their clients.

We highly recommend Leticia! From the very beginning, she gave our family confidence by assuring us…read moreshe would guide us through every step of the process, and she truly did. Her ability to communicate fluently in both English and Spanish was invaluable. She took the time to translate and made sure everyone in our family understood what was happening, answered all of our questions, and kept us informed throughout the entire process. Buying and selling a home can be stressful, but Leticia made everything much easier with her knowledge, professionalism, and genuine care. She always had our family's best interests at heart, and we are so grateful for her support. We highly recommend Leticia! ¡Recomendamos ampliamente a Leticia! Desde el principio nos dio la confianza de que nos guiaría en cada paso del proceso, y así fue. Su habilidad para comunicarse con fluidez en inglés y español fue invaluable. Tomo el tiempo para traducir y siempre se aseguró de que toda nuestra familia entendiera lo que estaba sucediendo, respondió nuestras preguntas y nos mantuvo informados durante todo el proceso. Comprar o vender una casa puede ser estresante, pero Leticia hizo que todo fuera mucho más fácil gracias a su experiencia, profesionalismo y dedicación. Siempre tuvo los mejores intereses de nuestra familia en mente. Recomendamos con toda confianza a Leticia!

First time home buyer here and Megan was exactly who I needed to make it happen. After doing some…read moreresearch on my own I found the whole home buying process a bit overwhelming. My living situation at the time had become untenable and I really needed this ASAP. At the same time, however, I have a stressful job and adding more stress to my dwindling free time was an agonizing concept. I'm mid forties now and find myself, more and more, growing weary of the world. So naturally, I'd been dragging my feet for months when a friend, somewhat forcefully, referred me to Megan. Still, I managed to procrastinate a few weeks more before being strong-armed into finally reaching out. My only regret, and I don't say this lightly, is not reaching out sooner. Once Megan was at the helm all the chaos in my head became a streamlined process that saw me living in my very own home, start to finish, just over two months later. It could have been even sooner had it not been for my own indecisiveness. Megan's wealth of knowledge and experience, her many connections within the industry, as well as her patience, attentiveness, and empathy were invaluable throughout the process; the latter traits being key for me. From the get go it is apparent that Megan is enthusiastic and motivated while I am, well... not so much. In fact, for me enthusiasm adds to what is already a stressful situation by my perception. The fact that Megan so quickly brought herself down to my level and matched my pace speaks volumes about her awareness and compassion. So if you're excited about the process she undoubtedly will be too, but if you're struggling with the idea of adding a life altering and lengthy process to your already chaotic life, rest assured, she is still the right choice and will see you through. Megan's knowledge and connections proved pivotal as well. She had an answer to every question and prepared me well in advance for all contingencies. Before I found Megan, I had begun seeking pre-approvals through a couple mortgage lenders I thought were good picks. Turns out I had much to learn. Through one of her many contacts I was immediately presented with a substantially better offer by way of a grant. Then, after jumping through the hoops of obtaining a fully underwritten pre-approval, once I saw the final numbers on paper I realized my priorities were skewed and I really needed a lower interest rate over grant money. A rate this lender couldn't provide. With zero frustration or hesitation Megan was ready with another lender that fit my needs. I say 'zero frustration,' but I'd be surprised if there was none. Anyone would be frustrated at a client upending a weeks long process to start at square one. All I noticed was an eagerness to solve the problem. As an aside, that new lender was perfect. Not only did I receive a rate so good the previous lender was a little surprised, Alicia, the new lender was again just a perfect fit for me on a human level. Megan knows good people. Not surprising. When all was said and done and I met Megan at my new home to be handed the keys to my new life, she offered congratulations and words of encouragement in a way that befit my outlook of relief over excitement. Once inside I discovered a thoughtfully arranged array of welcoming gifts. I had previously mentioned how I was a bit of a neat freak and was looking forward to having my own kitchen; that after a long period of costly meal prep services, I'd finally being able to cook again. There were spices and olive oil, various cooking utensils, a cookbook along with cleaning supplies, and even snacks. All things that truly eased my transition as I began shifting my life into new quarters. Such a thoughtful gift from such a considerate person. I feel so much gratitude for my friend who referred me to Megan, for those Megan referred me to, and most of all, for Megan being the professional, compassionate, diligent, and caring human being that she is. Thank you.

I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott

JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

This was our first home purchase for me and my wife. We were very unfamiliar with the process. But…read moreDerek helped guide us through the process. He communicates very promptly and is very knowledgeable about his craft. He even gave us a few outside the box options in the process. We appreciate Derek's hard work and guidance through our home purchase.

Your location…read more Derek Williams, REALTOR® Real estate agency Kristi Lee 1717 points 3 hours ago I started working with Dereck a little over a week ago and I'm still currently working with him. He is extremely knowledgeable and professional informative. I have tons of questions and call him all the time and he always answers. He's making this first time buyers experience very easy for me. I'm grateful for his expertise and I can't wait for the purchase of our first house. I'll be telling all my friends who's going to buy a house that he goes above and beyond what is expected and if I could give more than five stars I would. You won't be sorry

This review is long overdue. Roped me into an adjustable at 6% for first year bumping up to 7%…read moreafter that on a 30 year loan. I was told that interest rates historically had been low. That they would come back down into the 5% range and I would be able to refinance and that this would all save me money. It cost me thousands of extra dollars because if I had secured a 30 year 6.25% I would've been fine. I subsequently did refinance and that cost me thousands of dollars. So overall this loan that was supposed to save me a couple thousand dollars cost me probably upwards of $9000-$12,000. Buyer beware.

--She told us upfront we could get approved for a home loan with a 500 credit score. That was the…read moreonly reason we moved forward with her. But after she ran a hard credit pull--which negatively impacted our score--we got no follow-up, no real plan, and no communication. We waited 13 days, only to be told she was "waiting on information" that she never asked for. I had to chase her down myself. And when we finally spoke, she sent us a generic 620 credit plan that we never discussed. That wasn't our goal, and it wasn't the agreement. To make it worse, there was no acknowledgment or apology for the lack of follow-through. So here it is, for her: "I'm sorry we wasted time, lost points on our credit, and got strung along for nearly two weeks without real answers." Don't be fooled by upfront promises. If you're serious about buying a home, find someone who's honest, consistent, and actually follows through.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.