1. George Kalis - PHE Mortgage Lending

    1. George Kalis - PHE Mortgage Lending

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    Fairfield, CA

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    George Kalis - PHE Mortgage Lending

    5.0 (6 reviews)
    Open 8:00 am - 4:30 pm

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    Jeanine Nucum - Mortgage Brokers - I take much pride in my work. My goal is to simply "HELP and MAKE A DIFFERENCE" one client at a time.

    Jeanine Nucum - Mortgage Brokers

    (143 reviews)

    Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

    If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

    Christopher Marusich - Mortgage Masters of California - Christopher Marusich - Mortgage Broker

    Christopher Marusich - Mortgage Masters of California

    (17 reviews)

    We cannot recommend Chris enough! As first-time home buyers using a VA loan, we quickly realized…read morenot every broker truly understands the VA process. After a frustrating experience with another broker, finding Chris completely changed everything for us. Chris was incredibly patient, knowledgeable, and always one step ahead throughout the entire process. He constantly kept us updated, answered every question we had, and even guided us on what we needed to do financially to put ourselves in the best position possible for our dream home. What impressed us the most was his work ethic. Chris worked around the clock, including weekends, to make this happen for us in just a couple of months. We genuinely thought this process would take much longer, but he made everything feel smooth and possible. Buying our first home felt overwhelming at first, but Chris made us feel supported every step of the way. We are so grateful for everything he did for our family and will forever recommend him to anyone looking to purchase a home. Thank you again, Chris, for helping make our dream a reality!!! You're the best!!

    Chris was fantastic to work with for our recent home purchase in Vacaville. This was our first time…read morefinding financing outside of a builder's lender and Chris was great at explaining every step along the way plus answering all of our questions. We also really appreciated that he was able to dig deep and match a national lender's rate that popped up right before closing. Chris was knowledgeable, responsive, and made the whole process feel genuinely human--very different from dealing with a large lender where you're just a number. I'd absolutely recommend working with him.

    Monica Jones - CrossCountry Mortgage - Team Jones

    Monica Jones - CrossCountry Mortgage

    (93 reviews)

    This review is long overdue. Roped me into an adjustable at 6% for first year bumping up to 7%…read moreafter that on a 30 year loan. I was told that interest rates historically had been low. That they would come back down into the 5% range and I would be able to refinance and that this would all save me money. It cost me thousands of extra dollars because if I had secured a 30 year 6.25% I would've been fine. I subsequently did refinance and that cost me thousands of dollars. So overall this loan that was supposed to save me a couple thousand dollars cost me probably upwards of $9000-$12,000. Buyer beware.

    --She told us upfront we could get approved for a home loan with a 500 credit score. That was the…read moreonly reason we moved forward with her. But after she ran a hard credit pull--which negatively impacted our score--we got no follow-up, no real plan, and no communication. We waited 13 days, only to be told she was "waiting on information" that she never asked for. I had to chase her down myself. And when we finally spoke, she sent us a generic 620 credit plan that we never discussed. That wasn't our goal, and it wasn't the agreement. To make it worse, there was no acknowledgment or apology for the lack of follow-through. So here it is, for her: "I'm sorry we wasted time, lost points on our credit, and got strung along for nearly two weeks without real answers." Don't be fooled by upfront promises. If you're serious about buying a home, find someone who's honest, consistent, and actually follows through.

    George Kalis - PHE Mortgage Lending - mortgagebrokers - Updated July 2026

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