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    Capital One Café

    Capital One Café

    (70 reviews)

    $

    Harvard Square

    This Cap One Cafe got a refresh, so it's time for a follow up review! Today was my first time…read morecoming to the bank/cafe since they repainted the interior and started carrying Verve Coffee. It's always been a popular space, but now it's full of light, new furniture, and open space (but still a couple conference rooms). I'm a bank customer, but I much appreciate how the staff welcomes everyone to come here, whether you have an account with them or not. I was very excited to see they now carry Verve Coffee, one of my favorite roasters from California. (They formerly carried Peets.) Cap One customers can use their debit cards for 50% off, which is an even better deal now that the drinks are a bit more expensive. My 12 ounce lavender honey latte was $6 without the addition of non-dairy milk and tax. It was a tasty treat on this cold, cold day - definitely on the sweeter side. There's still an ATM near one of the front doors and another inside, with a large digital display for additional bank products. But again, they're not pushing to sell, so you can just come in for a drink and a chat, or just a relaxing place to sit. The wifi is still fast and there are plenty of outlets. It looks like they now carry some sandwiches and hot food in addition to pastries. So I'll be back!

    This place just offer ordinary coffees, but one of the most convenient and comfortable facilities…read morearound Harvard Square for working or studying, like sofas and sockets. I think that's the reason why there were always full of customers. Latte: Hot and cocoa-y, but too small portions. I finished it with just a few sips.

    Harvard Federal Credit Union - Outside

    Harvard Federal Credit Union

    (72 reviews)

    Harvard Square

    It is unfortunate that a credit union bearing Harvard's name has such low quality customer service…read moreand credit card services. When their service representatives can't resolve an issue, they often resort to "someone will get back to you in 1-2 business days." I've had this happen to me several times and I have sometimes missed callbacks (other times I'm not sure if they actually called me back). This is very inconvenient and frustrating and should not be part of their standard business operation. Recently, I did a balance transfer online after speaking with a person on the phone to confirm the terms for balance transferring. When I received my statement two weeks later, I saw that they charged me additional interest on top of the transfer fee. They categorized the transfer as a "cash advance" and they are charging me the high monthly interest. When I called in, they agreed with me that this was an error but they could not resolve the issue. They, instead, directed me to their Member Services Dept and I was told that they would get back to me in 1-2 days... I would not recommend this card. Their customer service department is unpleasant to deal with. Their website is clunky... If they are serious about enhancing their company (as it seems they are trying to do from their efforts via newsletters and revamping their website), they need to focus on quality customer service and make having this alumni credit card meaningful and beneficial.

    I am having the same issue that another alum seemed to have: my request for a balance transfer was…read moreprocessed as a cash advance, and now they're charging me an outrageous interest rate every month, instead of the 0% APR I was promised over the phone. Calling customer service -- either "Cardholder Services" OR "Member Services" -- results in a loop of infinite runaround and promises of callbacks "within 1-2 business days"... that just never happen. Very disappinted !

    Citizens Bank - banks - Updated June 2026

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