My experience at this bank has been very positive. My first interaction with Columbia was when I applied for a new mortgage on my home. In order to qualify for the lowest rates, I had to apply for a checking account at one of their branches. This branch was closest to my home, so I opened my account here. At the time, this bank was offering interest rates of 1% whereas my other bank was paying me 1/10 of one percent. As a result, I opened an additional checking account and moved most of my money to Columbia. I have found the tellers to be friendly and competant. The hours are decent although not as customer friendly as the hours at TD Bank. The branch has free coffee in the lobby and the desk personnel that I have dealt with have been competant and friendly. All in all, I'm very happy with this branch of Columbia Bank of NJ. read more