I never imagined my dream of buying a home would turn into a nightmare, but my experience with Debbie Simonar, NMLS 1995119 and my mortgage lender was just that. I feel a deep obligation to share my story to protect future homebuyers from the same anguish. From the start, communication was disheartening. My calls and emails were often ignored for days, leaving me anxious and uncertain. When I did receive responses, they were vague and unhelpful, making me feel abandoned in a process that should have been clear and supportive. The paperwork was an exhausting ordeal. I had to resubmit documents multiple times because they were misplaced or needed sudden updates, wasting countless hours and adding stress to an already tense situation. There was no transparency. The confusing jargon and hidden fees were overwhelming. I constantly felt like I was being kept in the dark about the true costs and terms of my loan, unable to make informed decisions. The slow loan processing almost cost me my dream home. Weeks turned into months of uncertainty, all while I was under contract and facing penalties if the deal fell through. Their lack of urgency was incredibly frustrating. The bait-and-switch tactics were the worst. I was promised one type of loan, only to be told far into the process that I didn't qualify. They then pushed me into a less favorable loan, making me feel trapped and misled. The loan terms and interest rates were constantly changing, bearing little resemblance to what I was originally promised. Getting straight answers was like pulling teeth. I was bounced between departments and loan officers, with no one taking ownership of my case. It felt like no one cared about my situation or was willing to resolve issues. The high-pressure sales tactics were relentless and off-putting. They were more interested in maximizing their commissions than in finding the best solution for my needs. To make matters worse, I later discovered that other lenders offered significantly better rates. Realizing I was taken advantage of was heartbreaking. Despite their claims of numerous loan options, it was clear they were limiting my choices to benefit themselves. The absolute low point was when my realtor, Debbie, directed me to send $10,000 to a scam lender. The fact that a supposed professional was so careless with my money is mind-boggling. Her reluctance to take responsibility for this massive error was the final straw. As a first-time homebuyer, I needed guidance and support. Instead, I was treated like just another number. The impersonal treatment added to my stress and confusion. In the end, I found a better deal with a competitor, but not before wasting precious time and money. This ordeal has been a costly and stressful lesson I'll never forget. To anyone considering working with this realtor and lender, please look elsewhere. Your home purchase is too important to entrust to professionals who show such disregard for their clients' best interests. Save yourself the headache, stress, and potential financial loss. There are better options out there - I just wish I had known that from the start. read more

Subject: Debbie Simonar: A Trusted Partner for Commercial Lending I've had the privilege of working with Debbie Simonar for many years on various commercial lending projects, and I can confidently say that she is one of the most knowledgeable and reliable professionals in the industry. Debbie's expertise in commercial lending is unparalleled. She has a deep understanding of the complexities of commercial loans and is always able to provide sound advice and guidance. Whether I'm dealing with a small business loan or a large-scale commercial mortgage. She helped get me to over 340 doors. I know I can count on Debbie to deliver exceptional service. One of the things I appreciate most about Debbie is her personalized approach. She takes the time to understand my specific needs and goals, and she works tirelessly to find the best financing solutions for my business. Her attention to detail and commitment to excellence are truly remarkable. If you're looking for a trusted partner for your commercial lending needs, I highly recommend Debbie Simonar. Her expertise, professionalism, and dedication to her clients make her an invaluable asset to any business. read more

"I strongly advise potential homebuyers to exercise caution when considering working with Debbie Simonar, NMLS 1995119. While her initial promises were appealing, the reality was a far cry from what I experienced. The lack of transparency, constant delays, and confusing jargon made the entire process incredibly stressful. The bait-and-switch tactics and high-pressure sales tactics were particularly concerning. I urge you to thoroughly research all your options before making any decisions." read more

Debbie Simonar has been an absolute game-changer in our home buying journey. From the initial consultation to the final closing, Debbie's expertise and dedication have shone through every step of the way. Her quick responses, deep knowledge of financing options, and ability to find solutions we didn't think possible have truly set her apart. If you're looking for a mortgage lender who goes above and beyond, Debbie is your go-to! Thank you, Debbie, for making our dream a reality! read more