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    Cost-U-Less Insurance

    4.1 (38 reviews)
    Closed 9:00 am - 7:00 pm

    Services - Cost-U-Less Insurance

    Homeowner or property

    Car and truck insurance

    Life insurance

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    8 years ago

    The service there was very helpful. Fast and simple service. Cheap pricing on coverages. Thanks C. Villa. for getting me in and out.

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    8 years ago

    Claudialy Villalobos at cost u less was a HUGE help!

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    10 years ago

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    11 years ago

    The service is great & the staff are all very friendly & helpful. I would go to the chico office over the oroville any day ;-)

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    Ask the Community - Cost-U-Less Insurance

    Review Highlights - Cost-U-Less Insurance

    Pedro called to tell me about a missed payment but then told me he could find me a better deal & he did.

    Mentioned in 7 reviews

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    Allstate Insurance -  Eric Velazquez & Brian Saeteurn - Co-Founders: Brian Saeteurn and Eric Velazquez

    Allstate Insurance - Eric Velazquez & Brian Saeteurn

    (10 reviews)

    I was referred to this office by a salesman at Chico Subaru. Unfortunately, after six months as a…read morecustomer, I wish I had gone somewhere else. This was my first time going through the insurance process, and looking back, I feel like my lack of experience was taken advantage of. I trusted their guidance, but later realized I was paying for coverage that didn't really align with my needs. At the beginning, I was given several discounts (like a student discount) that I later found out I didn't actually qualify for. When it came time for renewal, my premium increased significantly after those discounts were removed. The most frustrating part of my experience was the lack of support after I was in an accident. They were very unhelpful during that process, and I ultimately went to seek help from another local Allstate agent. I ended up canceling my policy. I did have to pay about 10% of the remaining balance (around $20) to close out the policy. Overall, the experience left me feeling like I wasn't properly guided through the insurance process, especially as a first-time customer, and that my trust in their advice wasn't respected.

    They quoted me one price, which I paid and I thought I was good to go. I checked my bank account as…read moreI regularly do and discovered two charges from them for different amounts. They neglected to tell me that they bundle insurance without your permission or knowledge and gave me a "renters" policy. I own my home and didn't need their renters policy. They didn't tell me - they just did it and charged me extra. I immediately cancelled and will be reporting them. I DO NOT RECOMMEND.

    Dahlmeier Insurance Agency

    Dahlmeier Insurance Agency

    (8 reviews)

    Got a notice from my insurance carrier that they were dropping my Home Owner's Insurance for new CA…read morebuilding requirements (I had no idea - I've lived in the house for 27 years). I had to hire a plumber for $$$$$, it was a bad day. THEN the carrier wanted to challenge the work that was done! Thank goodness for Vanessa at Dahlmeier... she contacted the carrier and got ahold of a different official at the carrier (one who could read Standard English) - LO! AND BEHOLD! Everything is FIXED the VERY NEXT DAY! Bad day? Call Dahlmeier! (ask for Vanessa)

    I had an excellent experience with Seth Allgood, at Relation insurance services on Longfellow…read moreAvenue in Chico, California. When we arrived he was in the middle of a meeting, but he took the time to step away and help us right away, which meant a lot given our situation we needed important insurance for my Mom , who currently is in the hospital and Seth Was incredibly kind, patient and understanding. He took the initiative to do the research we needed and contacted my mom's agent Robert Cryer, at Dahlmeier insurance who then emailed the appropriate party to obtain the requested information Seth also followed up within an hour to confirm everything had been taken care of both Seth and Robert went out of their way to get this done immediately, which we truly appreciated during such a stressful time, we truly appreciate the professionalism compassion and responsiveness shown throughout this experience and highly recommend Relation Insurance services / Dahlmeier Insurance.

    Golden Apple Insurance & Financial Services

    Golden Apple Insurance & Financial Services

    (4 reviews)

    I had an expensive homeowner claim. It was handled flawlessly and the company couldn't have done…read morebetter.

    I truly never write negative reviews, but the way I was treated by Golden Apple's representative,…read moreRon, was ridiculous. My wife is a teacher and we bought a brand-new home in 2023, excited to start our story here. We were able to get insurance through Golden Apple at the very last minute which was a relief at the time, but it took them forever to even process our quote. Still, we eventually got coverage and thought all was good. Our home is fully equipped with the required fire safety measures: fire sprinklers, alarms, and more than 150 feet of defensible space in every direction. So imagine our surprise when Golden Apple sent us a letter saying we would be dropped. No explanation, no chance to ask questions, just a letter. I called Ron immediately. At first, he was apologetic and said he was reaching out to other agencies, and we were given until mid-December before being dropped. That was over a month ago. Since then, there's been zero follow-up. My wife kept urging me to call back, so I did today. This time Ron basically shrugged me off, saying he had already called around and "nobody could service Paradise." The kicker? He never bothered to communicate that to us. Who knows how many others he left in the dark. At this point, even if Golden Apple could cover us, I wouldn't want to work with people who clearly don't care about their customers' wellbeing. I then called Nevin & Witt. Their agent listened, understood, and promised to follow up quickly. She even said they are having success writing policies in Paradise. Night and day difference go check them out if you want someone who actually gives a damn.

    Cost-U-Less Insurance - homeinsurance - Updated June 2026

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