We had a very challenging home building experience. A lot of delays and strange situations we were not used to. Justin and his team were patient and not only understanding, but helped navigate the complexity of the situations. They are very knowledgable, not just with mortgages but with home purchasing. Very responsive too. Cannot recommend them enough! read more

In today's crazy market you need CPF on your side. You need a team that will advocate for you, educate you, fight for you and get the job done! That's exactly what Nick at CPF did for us along with Bianca and the rest of their team. I cannot recommend them enough. With a purchase this big you can't afford (literally) to go with anyone else. read more

CPF Mortgage - Mortgage Lenders Near Me - Trinity, Florida

Fantastic people doing a wonderful mortgage for us! Derek, Carlos, Sean, and their entire team are fantastic!! Lots of communication , with very courteous interactions every time! We have worked with these fine folks before, and we cannot express our appreciation for everyone at CPF ! read more

If I could give 6 stars, I would. As a first time home buyer who knew absolutely nothing about the home buying process, I cannot recommend CPF Mortgage enough. If you want to feel confident, reassured, and have as little stress as possible while buying your home, this is who you need to hire. My husband as I started our home buying process with CPF Mortgage just before the COVID-19 pandemic put everything to a halt. It was such a daunting time to be making such a large purchase, and I can't imagine having gone through the process without the help of our lender, Nick France. I cannot stress enough how fortunate we were to be able to work with him. During the shutdown, I was furloughed from my job and in the meantime, the rules and regulations related to buying homes were changing literally on an hour-by-hour basis. Nick stayed in touch with us for months while I was out of work and gave us great advice about what our next steps should be. He was so smart and so knowledgeable. We would have been lost without his ability to stay on top of the new laws and his capacity to simplify everything for us so that we always knew exactly what was happening and never felt confused or overwhelmed. Eventually I was back to work, and so we were back to getting the ball rolling to purchase our new home. Naturally, many issues arose as requirements became more and more strict due to the COVID-19 pandemic causing a whirlwind of uncertainty in the market. Not once did Nick ever reach out to us to explain a problem without already having multiple ideas ready to resolve the issue at hand. We literally just had to pick which solution to go with. There was never any stress or uncertainty on our part. He really took the time to figure out everything for us so that we never had to be the ones to worry. We felt confident in every choice we made. Any time we had questions, Nick was available to us, during and outside of his business hours. He was always professional, and happy to talk us through any confusion or worries that we had with patience and compassion. We didn't have to do hardly anything on our own. Nick did all the price checking for us, and he was able to get us a rate in 2's! The best decision we ever made was working with CPF Mortgage. They really are the top of the line. Incredible service, impeccably knowledgeable lenders, and the fastest, easiest process you could ever dream of. read more

There are very few things more stressful than purchasing a new home and going through the mortgage process. I was terrified to start the whole task but the second I started communication with Bill Schlappi from CPF, I knew I was in the best hands. I had purchased my first home about 12 years ago using Bank of America and vowed NEVER to do that again. I thought using a mortgage broker would be expensive and time consuming with a lot of "fluff" but it actually SAVED me a LOT of money, time, and stress. I first came upon CPF from an advertisement I saw with the CEO, Justin Kelly, speaking about how he started the company and named his business in honor of his late brother who served our country so courageously. I loved what he (and his business stood for) and decided to do some research before reaching out. All the positive reviews are spot on and I instantly saw why. Every question I had was answered honestly and immediately. Never once was I made to feel like my incessant questions were "silly" or "stupid". The patience and education I received was incredible. Bianca was even working with me at 9:30pm to get my mortgage completed ASAP - truly above and beyond service. Purchasing a home from 1800 miles away is daunting enough, but to know the hardest part of the process was being handled by the most professional people I have ever encountered (and I work in accounting and finance), was amazing! Bill even spent a lot of time helping me crunch numbers on various scenarios to find the most economical position for our family. Literally everyone I worked with from our loan officer to underwriter was respectful, diligent, and friendly. Jess Boyd was so thorough that she even reached out to several insurance brokers to assist in getting us the best quote while she was waiting for our documents to be approved. She is the epitome of best client service with tireless efforts. We even completed the entire process from making an offer on our now "forever home" to closing in less than 3 weeks - unheard of for a woman coming from NY where everything takes at least 3-6 MONTHS. I cannot recommend CPF and the entire team enough!! read more

Great service. Sean Davit was very knowledgable and helped us get through the mortgage refinance process. Highly recommend this company.

We ran into problems from Clearwater Mortgage and our Realtor recomended Justin from this lender. Our trouble was we had 2 disputes on apartments on our credit report. The realtor and my wife BOTH spoke with Justin about the problem and he said their would be no problem. So he gathers our information and charges us for a credit report. Of course it's denied and he gives us the reason it was the disputes. If he knew those disputes would be denied why did he make us go through all the expense and time of applications etc. ? Our realtor apologized and said atleast he refunded our monies. He never refunded the money but left a very condescending message to call him to give him an address to send a refund. We had just applied for a mortgage with them and he has NO address for us? I'm astounded at the incompetence and unproffesionalism of this office. I want to add we paid with a credit card that could have just as easily been refunded. If you value your time and sanity, skip this condescending company. read more