Beware! Run, do not walk, away from this "business"…read more This business is a scam. They scammed my adult son, who lives in a different city than us. Then, the Delray employees began a campaign of illegal intimidation against my husband and myself. We were harassed and threatened (at ungodly hours) by phone for days and days until we contacted the consumer protection agency and local law enforcement! And we had been on the federal Do Not Call List. We were completely uninvolved in our son's interaction with these lowlifes, yet they called us constantly, even pretending to be arbitration offices, legal couriers, etc. Same guy, same voice. This "business" is really a front for terrorizing people. I hate to imagine how the frail elderly or developmentally challenged would be intimidated into signing over income or even whole bank accounts! If you need credit counseling go to a reputable firm. Check with the Better Business Bureau where you live and in Delray Beach, FL. These horrible people operate countrywide.

I signed up two months ago with Delray Credit Counseling. Now I have companies calling my job and…read moremy paycheck is being garnished. I was not behind on any of my payments. They also told me what day to expect money to be taken from my account and took it on a different day. I was charged overdrafts due to incorrect information, which they refused to pay back.

RC, stop sending so much fake mail. This is to buy a person's annuity for "pennies" on the dollar.read more

Scott Russell was fantastic to work with!! When other companies talk fast and want to rush you for…read moredecisions Scott to his time and made me feel good about what I was doing! explained every aspect of the deal and was with me every step of the way! Thank you Scott for everything it was a pleasure! Anthony H

STOP DO NOT WORK WITH THIS COMPANY!! They OMIT/ lie and deceive and manipulate and TAKE YOUR MONEY…read more I was contacted by one of their reps who saw my corporate liens and told me they would assist me in renegotiating these loans. After many conversations they sent me a doc u sign contract twice saying they made an error. They start off with a BAIT AND SWITCH sayng the payments are 1244 a week. 3 months into this I told them I wanted to settle my loans. They told me I didnt have enough funds in my " escrow account " ( they tell you the fees you pay a portion will go toward your setltement which sounds like a good idea? ) well after 3- 4 months I asked how much is in my settlement account they said 300 dollars!! NONE of this was ever explained to me. When I asked questions they would be VERY aggressive / short and impatient and tell me to READ THE CONTRACT only they never sent me a copy of the contract until I asked for it 4 months after beginning with them. The MANGAER her name is JULIA PAIZ insulted me told me I was bad a math and I lie!! The supposed " negotiator " his name is BEN DINOV was extremely aggressive shouting at me when I asked him questions he would manipulate the conversation screaming at me this is YOUR DEBT etc. IN fact BEN told me before he would be able to begin negotiations I had to deposit 80,000 into their " secure account " since I was eager to settle I sent 50,000 5 weeks ago and found out yesterday they TOOK another 17,000 of my money to pay themselves without my knowledge or consent) Yesterday when I spoke to him I was crying and i said so now as I hear this I will now OWE more than I originally borrowed !!! he said well that the price you pay for your dept BAD GUY really BAD GUY.

This company promised to reduce my monthly payments, but after I decided to back out, they refused…read moreto return $1,500. They are a scam business and wait for your accounts to default and then negotiate settlements that every consumer can negotiate independently without their help. They took advantage of me in a time of stress and stole my money after doing nothing for me. Don't put your trust in them!

This company save my family. They went above and beyond to get all issues ,credit score up , school…read moreloan help.Without Jamal and Vanessa I would not have gotten to purchase my home an would lost a large downpayment and had to move out of our family dream home.I absolutely recommend Jamal and Vanessa for your needs.

I was being sued by a collection agency so I contacted Jermeal at Empire Credit Solutions and they…read morewalked me through everything and they did all my foot work for me and I am happy to say I got a letter in the mail yesterday saying my case was dismissed! I'm so happy, Empire Credit Solutions save me thousands of dollars! Now I'm having them help me build my credit back up. If you want your credit brought up this is the place to go! Thanks Empire Credit Solutions I could not have done it without you!

If I could give this company zero stars, I would. I have been scammed out of a few thousand…read moredollars. The customer service was horrible, no one answers the phone. They never settled ANY of my debts, they only drafted funds from my account and ran with it all. I was told that they are now out of business. Has anyone filed a lawsuit against this company? They need to be held accountable for what they did to hundreds if not thousands of us.

Tony is the absolute BEST He really helped my business and…read morehe is just so positive, If you need anything they are there to help

From the owner: We are full-Service Socio-Economic Financial Service Co. with heart focussing on easy lending…read moreoptions, business bookkeeping, mortgage consulting, non-profit management, tax consultation. tax preparation, tax resolution, credit repair, & debt consolidation.