An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Steven Burns and his lending team made our entire home loan process in Redlands feel smooth and…read moresurprisingly easy especially as first-time homebuyers. From day one, he was extremely responsive, proactive, and clear in explaining every step, number, and document we needed. Even with the usual moving parts (underwriting, appraisal, disclosures, and coordinating with escrow and our realtor), Steven kept everything organized, on track, and stress-free. We always felt informed and taken care of, and his professionalism and communication were a huge reason our closing went so smoothly. Great value too! Highly recommend Steven and his team.

Steven is personable, knowledgeable and punctual. I feel well taken care of dealing with him.read more

Calm Energy. No Chaos…read more We came in having mentally rehearsed every single mortgage horror story imagineable. We're not exaggerating when we say this has been one of the least stressful experiences of our lives. Matthew and Danny? Absolute legends. What we love most: zero vague answers. None. I'm the type who asks a million questions, and naturally my brain decides to clock in after work...which means I'm spamming their phones from 5PM-to-9:40PM like its a side hustle. My brain is allergic to texting them during regular office hours. No joke. Yet somehow, they, Matthew and Danny, respond every single time. No attitude. No sugarcoating. Zero pressure. They don't rush you. They don't talk over you. They clearly explain what's happening. That matters and they've made something intimidating feel Manageable. Grateful is an understatement. 10/10 energy. Would absolutely recommend.

This friend in need, found a friend in Matt Rundle indeed…read more After a disastrous beginning to my VA Refi process with another lender, I was referred to Matt to try and help me make sense of things, and from day one I felt safe and secure with him and his team. The VA requirements left me scattered and at times almost shattered, but Matt allowed me the room to scream and cry while keeping me on track through it all. He checked in constantly, even answering questions while on a much deserved vacation. Straight forward and to the point, Matt laid everything out from day one, and finished within dollars of his original figures when all was said and done. I would use Matt again, and definitely recommend him and his team to anyone looking for someone compassionate and competent. He knows he's stuff and he cares about his clients.

The Bingaman team was awesome! They were always so quick to respond, and they turned something that…read morecould have been stressful into a positive and stress free experience. Most importantly, they are very knowledgeable individuals. I highly recommend them. A BIG THANK YOU to Jessica and Dustin!

If I could leave 0 stars I would. Maybe our experience isn't the company's fault, but our loan…read moreofficer Kyle is terrible. This was our second house we purchased and he waited until last second to let us know he couldn't qualify us for a loan. We have high credit and good income and there is no reason we shouldn't have qualified. Regardless, he never returned calls (even in the last few days before closing), consistently got our hopes up that the loan was "almost for sure"," and was not professional. I am beyond disappointed with our experience, and this is a warning to anyone who is thinking of working with this officer or the company. We will never recommend him or this company again.

I had the pleasure of working with Alex whom i found from a friend that referred him . I will…read morecontinue to refer him as well . A few of my friends actually had just done a refi and gave me tons of referrals but i decided to work with Alex . He was very nice , professional and always available when i needed help . He was checking the rates for me every day to make sure i had the best one . I really appreciate all his help

I have worked with Alex for around 3 years on his loan transaction for his borrowers. He is very…read moreknowledgeable about the loan business and works very hard to help get his borrowers to qualify and make sure that he is putting them in the best loan program that will fit their needs. He is one of the few Loan Officers I work with that gets right back to you in a timely matter. I highly recommend him if you are looking for a good Loan Officer that knows the business.

In a time where everyone is in business for a quick buck... Jonathon and his team are honest and…read morehardworking. His team puts his customers first and will educate you through the complexity of buying or selling a home. Jonathon has sold a home for me, helped me buy a house and has walked me through the refinancing process twice. I can truly say that Jonathon has restored my trust in this crooked industry and will be my go to guy for future sells and purchases! Thanks Jayco!

I have worked with Jonathon twice. Very knowledgeable and answers questions quickly. Keeps you…read moreinformed throughout the process. Also made the entire process easy.

As first time home buyers, we were very nervous about working with people who wouldn't care about…read moreus and would try to put us in a bad financial situation. Most people told us to work with a bank, but Dustin helped my parents buy their home and was very protective of their finances. I am so glad we decided to work with Dustin and his team because they were extremely helpful, available, and made us feel safe throughout the home buying process. Dustin even met us after hours and ran through multiple financial scenarios with us. After we closed in an amazingly short 14 day escrow, they even sent us a care package. We fully recommend this team!

Dustin and his team did an incredible job with our recent home purchase. We were on a time crunch…read morewith our move in dates and they were amazing in meeting our needs every step of the way! The team was always so friendly and professional answering all our questions even going above and beyond during this COVID-19 mess. Mandy Bingaman even sent us a moving supplies box with lots of helpful items and sweet personalized perks! Our experience could not have been smoother. Thanks for all your help! -The Hagens

I worked with Debi last December, and let me tell you, above and beyond doesn't cover it! In this…read moreday and age, it's common for a lender (or anybody else for that matter) to send you an email and call it a day. Debi, on the other hand, makes sure that her clients understand all the who's, what's, where's, when's, and why's. Getting a home loan can be intimidating, but Debi offers support and encouragement, as well as knowledge. She's calm, patient, and an Amazing problem solver. If you want to work with someone who will see you as an individual, always be honest with you, and help you realize you dreams, Debi is the one for you!

I can't recommend Debi highly enough. She makes the stressful experience of buying a home so much…read morebetter through her honest, clear, and considerate approach. She responded quickly and was always ready to help. I recommended her to several of my friends who also had wonderful experiences with her work.