Hi guys, You know refinancing for us regular folks is stressful; even a bit scary when using someone from another city. After 19 years as a probation supervisor I'm suspicious of everything and everyone. I know it took over a year for me to finally pull the trigger on a refinance so I wanted to take a moment and complement you on the process. You never pestered me but from time to time would let me know you were still available if needed. You tracked rates for me and when the timing was right (for me) you walked me through the process. I appreciate the wise counsel and frankly the hand holding...I know I'm not the easiest customer. You and Monica made the whole process about as painless as it can be. I swear I think Monica does not sleep. She was the most responsive person (night or day) I've had the pleasure of working with on money matters. Such service inspired much needed confidence. Bud, thank you for being a man of your word and knowing your industry so well. I appreciate your follow through and how everything turned out exactly as you said it would. I am very happy with my experience and what I'm saving on my mortgage. I've already recommended you to several of my staff and friends. Keep up the good work. All the best, Jon McGowan Bakersfield, CA. read more

Fast, efficient, great communicators, trustworthy and phenomenal service all round! My wife and I needed a refinance, but with 2 young kids we had little time and energy to get the ball rolling ourselves. We needed someone else to drive our refinance forward for us... That's why Bud and Monica were perfect - they WERE the driving force we needed with our refinance. They made it as easy for us as possible. They made calls to my CPA and my payroll processor on my behalf (these are things which most loan officers would leave for the client to do), and they went above and beyond to do every extra little thing that they could for us. Our refinance was fast, easy (it boiled down to about 2 days of work), and they found us an amazing refinance with MUCH better rates. I highly recommend Bud and Monica to anyone. read more

My wife and I approached Budica in early February 2020 to discuss a reverse mortgage. Bud and Monica actually came to our house to discuss the details and we were off and rolling. What normally would have taken a month or so to complete, our process took quite a bit longer due to the coronavirus shutdown and the lack of available mortgage and escrow personnel. Not daunted at all, they held firm in their commitment to get the transaction complete regardless of the hurdles, and they did so with a high level of professionalism and expertise. If you're looking for mortgage financing and/or real estate assistance, they are the best team in SoCal. Thank you. William R. read more

We were referred to Monica and Bud, when my husband and I decided to take the step to purchase a home. They are the best to work with, they guide us through the whole process and they always made sure we understood everything. They were always available if we had any questions even on the weekends. Bud and Monica made the process feel easy. We look forward to working with them in the future. We had the best support and guides through whole the process. Definitely we will refer them to anyone that is looking to purchase a home. read more

We had a very professional, efficient and uncomplicated experience when we refinanced our home with Bud Brower at Budica Financial. We received a low rate with no extra point fees nor closing fees. Throughout the entire process, Bud was available at any time to answer our many questions and patiently guide us to a great outcome. We're so grateful to have found Bud. Thanks for all the hard work you put in on our behalf! We will be sure to recommend you to anyone who is in search of a mortgage broker. read more

I couldn't be happier with my experience refinancing with Budica Financial. Bud Brower worked on my loan from the beginning up to the end. He kept me informed at every step of the process in a professional manner. He was informative, responsive and very considerate since he knows that I work nights. The process was fast that I could not believe we were able to close within few weeks and very satisfied. I will definitely recommend Budica Financial to my family and friends or to anyone I know. read more

I was referred to Bud and Monica and I must say, as a first time home buyer, they made the process smoother than I could have ever imagined. I am so glad I had them to help guide me every step of the way. I could not have asked for a better team and support system to help me purchase my new home. I look forward to working with them in the future and will certainly refer them to anyone that I know in need of a new home. read more

The best way to describe my refinancing experience with Bud and Monica Brower is painless and stress free. All the transactions were done on the phone and online, and when it came time to sign the closing documents a notary republic came to the house to process the signing. So from beginning to end I estimate that the refinancing process took less than three weeks. I would highly recommend BUDICA FINANCIAL. read more

My husband and I refinanced our home with Bud and Monica. They were extremely helpful and really took their time explaining the process to us. This was our first time refinancing and had many questions and concerns. They walked us through each step and were always willing to take phone calls when we had questions. We highly recommend Budica Financial Corp. and will definitely use them again if needed. read more

I am really happy with the service and outcome with Budica Financial Corp. My initial call was about a half hour. They did an assessment of what I wanted. Came back with a list of documents required. I provided the documents a couple of days later I was informed that my loan was approved. Soon after the loan was funded. So easy, fast and professionally done. Bata-bing bata-boom! read more

Bud and Monica were outstanding!! They were efficient and very professional throughout the whole refinancing process. We have refinanced a few times with other companies and I would rate this company as one of the best out there. I would highly recommend this company to anyone who would like to have a stress-free professional experience. read more

Refinancing with Bud and Monica at Budica Financial was so seamless and profitable the first time that I refinanced with them again in December 2020. Customer service was always exemplary and they were always there to answer my questions. Hopefully there won't be a "next time" but if there is, I would definitely use Budica. read more

I've done business with Budica Financial a few times and I must say they always surpass my expectations. Monica is always 1 step ahead of me and the people she interacts with. These duo partners are the best to work with and I highly recommend them! Very satisfied customer, once again. read more

It was the easiest, painless, most enjoyable refinance I have ever done and I have done a few. It was enjoyable because it was so easy. Bud did all the work. I will be back if I ever need a Mortgage broker. There is none better. read more

Worked with Monica and Bud on several occasions and I must say that I would definitely recommend them to my clients!! Hard working, dedicated, and always work with honesty & integrity!!! read more

The entire process went smoothly from start to finish. Very friendly to work with and we closed in a timely manner. It was the best refi experience we have had. THANK YOU, BUDICA! read more

We have now done 3 loans with Bud and Monica. Every time they have been amazingly helpful and worked around our schedule to get everything done on time. read more