What an absolute JOKE of a business. The owner, Brady is easily one of the WORST communicators…read moreyou'll ever work with and the only thing you can rely on him for is to waste your time and lower your credit. He had me waiting to see if I was approved for a mortgage loan for almost a month ... and he still wouldn't return my phone calls or emails, or let me know if I was approved for the loan or not. Do yourself a favor and go with a national mortgage company like Better Mortgage. They had an answer for me the same day I applied and they were unbelievably professional and helpful.

Brady and the First Class Mortgage staff provided a PHENOMENAL experience for us from day 1. This…read morewas the second time we've refinanced and it has been the best experience we've ever had. We had a great 30-year rate already, but we wanted to take advantage of the low rates. I called and checked online with 7 different mortgage companies and I'm so thankful we chose First Class Mortgage. Not only did they offer the best rate and lowest closing costs of the other companies, but they offered assurance that if the loan process took longer than expected (which is common with the low interest rates right now), they would take care of it and we wouldn't have to pay extra to continue locking in the rate. This was something none of the other companies were willing to do. Thankfully, their team processed our loan as quickly as possible. They made the process so very simple; we were able to do everything except the closing (which was also perfect) in person. They were clear about everything from the beginning and answered every question we had. They communicated with us every step of the way so that there were no surprises. To top it all off, despite telling us our rate would be locked in and couldn't be reduced, their team was able to get our rate down from 2.375% to 2.25%! WOW! Thanks to them, we are paying almost the same monthly amount...but will pay it off 7 years earlier! We are incredibly grateful for everything they have done. Thank you to Brady, Lisa, Nate, and Austin for a FIRST CLASS experience in every possible way. We are very excited about the money we'll save over the next 15 years. :)

Definition of what you want in mortgage contact. 10/10 experience. Application to closing in 3…read moreweeks flat. Always available. understands what's best for you and proceeds accordingly. To top it all off she had the best rates. Will work with her in the future. Highest recommendations. Thank you Joy!

From the owner: As a mortgage broker I work with over 100 banks to shop the programs and rates with. read more

I was a difficult case, but Eric got my HARP refinance done when others could not or would not. I…read morewas badly underwater, stuck in an interest only loan, had private mortgage insurance and the company that had my loan would only pretend to consider options. At first it was hard to find a new lender, and Eric generously allowed me to explore other options like NACA, but none of them were able to deliver. Eric kept in touch and was always truthful and realistic. Then we were finally able to find a lender who would do what we needed, and after that the refi proceeded quickly and efficiently to closing. Don't bother with the other guys, Team House is honest, knowledgeable, and professional.

Need a loan? I recommend talking with Eric! The guy is tireless, and he works for you not against…read moreyou. As you run into barriers getting pre-qualified, which happened to us. Eric methodically and with lots of patience, takes them down. By explaining what's going on, and looking for ways to make it work, Eric really sets himself apart. He and his team were a real pleasure to work with. Thanks to his hard work and tenacity, we closed on our house last month! We couldn't be happier with the service and dedication Eric showed us. We really appreciate him helping us buy our house! Now if he could only do something about the weather(too much snow). If you are looking for a mortgage broker, you should give Eric a call!

We are so happy with John and his services we received from him. From the start of the mortgage…read moreprocess to our closing. He and his office workers were so friendly and helpful making the stress less painful. Thank you so much!! Trish and Karen

I heard about Refined Lending from their radio ad during my commute home. We were interested in…read morepurchasing a home and didn't know what our options were having been renters for such a long time. Jon Hill, and his team, took us under their wing and helped us through the process. If you are renting and think you can't buy or you don't have enough money for a down payment, give them a call. They will explain your various options, in detail, and work to get you into the loan that fits your situation. I will be the first to say, that my situation was unique and more complicated than most, and they met and exceeded my every expectation; even, when I became flustered or confused they stayed the course with us and continued to give my husband and I sound advice. I can't say enough good things about Refined Lending, Jon Hill, or his team!

From the owner: Refined Lending is a custom home mortgage company specializing in up and coming or established,…read moreurban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget. The choice to work with Refined Lending will make your next move a simple, streamlined and highly rewarding experience. Our in-house products such as new construction, purchases, and refinancing will allow us to assist every homeowner. With Refined Lending you will work with one team from the pre-approval stage all the way through your final home closing. Refined Lending partners with highly sought-after real estate agents, and home builders to make sure you get the most current trends and technology, as well as superior products and workmanship.

Amazing Staff! If you are looking to buy a home it is a BIG decision.. and you need to feel…read morecomfortable the entire way through the process. Marketplace is not only a business that understands that but invites you into it! Love this company and love this staff!