My guy David Honda..He is a different breed. He did it again. 2nd loan we've done with complex HOA challenges utilizing an investor DSCR loan with killer rates - Closed on time and very smooth. His communication skills are top notch, he is so good, he'll make you look like a stud to the other realtors. HE puts everyone at ease in the deal and makes sure all parties are feeling good about the loan process even before we open escrow. David Honda is the lender you've been looking for. read more

I couldn't have asked for a better lender. David Honda was an expert every step of the way and knew the ins and outs of doing a VA loan. The process went smoothly from start to finish because he kept everything moving and stayed on top of every detail. He knew the VA loan process like the back of his hand and explained things in a way that made sense. I had a few moments where I started to feel overwhelmed, but David's calm confidence and deep knowledge helped settle my nerves. He gave me updates before I even thought to ask, so I rarely had to call. And when I did, he picked up immediately. No waiting. No confusion. Just straight answers. David is the lender you want in your corner because he's responsive, proactive, and he will fight to get you the best rate and the best outcome. I would absolutely recommend him to anyone, especially veterans using a VA loan. read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

When your back is against the wall, David Honda and his team are exactly who you want in your corner to get your loan across the finish line and close escrow. Honestly, trying to secure this home felt like wrangling my kids for a family photo, lots of chaos, a little bit of yelling, and me questioning if it was even possible. But David was right there, calmly (and quickly!) coordinating the "beautiful mess" of our lending process after another broker dropped the ball. What I came to learn is that David doesn't just process loans, he guides you. He explains the nuances, finds solutions where others see dead ends, and gives you peace of mind that someone is working tirelessly on your behalf (probably with way too much caffeine). I can't thank David and his team enough for turning what could have been a nightmare into one of the happiest moments of our lives, securing our dream home. He speaks fast, moves fast, and works fast, but most importantly, he's genuinely a good man with good intentions. And in this industry, that's gold. From the bottom of our hearts, THANK you, David. read more

David Honda- Mortgage Lender - Chaos and family photo...have no fear cause David is here - Mortgage Brokers Near Me - Thousand Oaks, California

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We are a veteran family here in Ventura County and have just bought our dream home in Camarillo. We met David in an Open House and immediately knew he was our guy! He is a veteran loan specialist and knows the VA Loan like the back of his hand! We not only got our home with $0 down, but our realtor also got our closing costs covered by the seller. When we were closing, we had too much seller contribution towards our closing costs so David found a loop hole where he was able to pay off one of our credit cards through escrow! WOW!! ZERO DOWN, NO CLOSING COSTS, AND PAID OFF A CREDIT CARD FOR US! Thank you to David Honda and his amazing team! This is the guy you want working for you when it comes to VETERAN LOANS! read more

David Honda - the man, the myth, the legend! What more can I say about the best loan officer/broker in the business?! I first met David as a newlywed, with my beautiful wife Dora at an open house in Arleta. We told him we were serious and after some back and forth he said "If you're serious, bring me all your stuff right now" We ran home and got everything on the spot. He put our application together that night and put a plan together for us. Then it was all UP HILL from there. He explained what we needed to do to fix with our credit, what we needed to save and what debt we needed to pay off to get to a payment that made sense for us! 12 months TO THE DATE WE MET we closed on Valentine's Day 2018. Fast forward to June 2021 and we just closed escrow on our new home with David in the corner again. David once again came through with flying colors from start to finish. He worked like a mad man to get us approved and we had our pre approval ready before we ever placed our first offer on any house. David and his team made the entire application process and through escrow super easy. He is without a doubt the best in the business and comes with thee highest of recommendations. David will bend over backwards and tread through the thickest mud to make buying a home for you and your family possible. He has done it for me now twice and don't doubt he could do it again for us in the future. read more

David Honda- Mortgage Lender - Ventura County's Best Rate Mortgage Lender David Honda - Mortgage Brokers Near Me - Thousand Oaks, California

I can't recommend David enough - he was easy to to work with, great at communicating, and very skilled in his line of work! We recently bought a home and hit a roadblock when trying to secure financing through our credit union. David was able to get us quickly approved for a loan and ultimately provided us a better rate than we were originally anticipating. Further, he was super transparent about the financing process and responsive in answering all our questions along the way. Thanks again for all your help, David!! read more

David is a great guy and an amazing loan officer. I counted on him for a quick escrow, and he did not disappoint! 10/10! I'm planning on refinancing with this guy for sure. Thanks, David! I'm a first-time home owner in big part thanks to you! read more

Could not let the year come to a close without sharing a stellar review of Lender, David Honda, and his speedy skills to takeover a client's disastrous loan approval and get Buyer back on track to closing all within 15 days! So grateful for his knowledge, his can-do attitude and recommendation/trust from the listing agent to make sure we all could collaboratively get this home sold for a win-win for Seller/Buyer! David is a fantastic Lender who gets it done! Highly recommend him!! read more

Everyone warned us the loan process would be the worst part of buying a home. Not with David. He made it quick, easy, and painless! Laid out a straightforward game plan for our loan and kept us on track. Day or night he's always available. Works hard for you and looks out for your best interest. He's also hilarious which helps with such a stressful process. Even on vacation he picked up the phone to check on us! We had a short escrow and David had us ahead of schedule waiting on the seller. Highly recommend working with David! read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

I was on the hunt for a perfect first home for a few months for my daughter and I. We have been renting for the last 9 years, and I have never owned, so this was a HUGE step for me. On top of the nerves and excitement of taking this big leap, the market has been insane, so it's been quite the roller coaster ride! From the beginning I knew I could trust David because he was completely straightforward which put me at ease right away. He was always there to answer any questions that I had and even offered a few pep talks when I really needed it. He also has a great sense of humor and was super fun to work with! David- thank you so much for making my loan possible. This has been such an emotional experience and I am so thankful that I had you to help me and my daughter get into a home. You're the best. read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

Through all the ups and downs - David was phenomenal. I was dealing with trying to relocate, rent my home, AND get it refinanced. I felt like I was on a tightrope at times. Starting a new job in a new place. It made for plenty of "oh, and we need this" and "need to check on that" moments. David was exceptional. He was patient with never ending questions I had, and able to keep me straight headed. He is personable and does not lose sight of what it means for his customers that their new loan come through. I recommend him with no reservations. I have another friend who was in the mortgage lending industry for a bigger bank. He knew the basics of my situation, and said, "I have a friend named David Honda. He is able to do some things... give him a call." I am so thankful for his recommendation! You will NOT regret calling David - he gets it! read more

David Honda- Mortgage Lender - David on the right... with CHAMPAGNE that is his trademark for a closed deal! - Mortgage Brokers Near Me - Thousand Oaks, California

The best thing about David, was that he was there to get the job done without playing any games. The reviews don't lie, he really is great! This man fought so much for my family to have our first home. He does all the stressing for you. To top it off this man even picks up a phone call at 1am for any questions or concerns. All his references are 5 star people so you know he works with an elite team. Thank you David for making something that never seemed achievable a reality! read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

David Honda and his team were wonderful to work with. During these times, we were able to finance and close in 17 days! No issue for David and his team. Highly recommend. read more

David Honda is the man! My wife and I were in the market for our first home for a long time prior to COVID and once that happened we had just about given up hope. Once we met David, that all changed. He discussed all of our loan options with us and taught us things that really helped us out. And he was available to run our numbers basically 24/7! Even in Escrow, David and his team put in the extra hours to make sure we got funded in our short window. Thanks again David for getting us into our first home. You and your team are awesome. read more

David and his team gone above and beyond to help us qualify for a loan to purchase the house we desired across the country. We were in a "contingent to sell" contract and it was funded and closed on time and we couldn't be happier through the entire process. David and his team knows the ins and outs of the mortgage industry and their knowledge greatly helped us where other lenders may have fell short. We are grateful for being referred to David and we won't hesitate to refer them to others as well! Thanks for everything! read more

Huge shout out to David Honda!! He really went above and beyond to find us the best rate and keep our buying process simple and easy. We were first-time buyers and he took the time to explain everything to us about lending and how that plays in the current market. Our realtor consistently mentioned that she's never had a lender so on top of the process and going above and beyond for buyers - when we got our keys in LONG BEACH, he drove all the way down from WESTLAKE to bring us champagne. He's the best! If you're buying a home or don't know where to start, give him a call! We're sending all our friends and family his way! read more

David Honda- Mortgage Lender - Getting our keys with David Honda and our realtor! Smoothest process ever! - Mortgage Brokers Near Me - Thousand Oaks, California

David Honda made the process Of buying our home a BREEZE. You see, I am a little "extra"...and have super high expectation of people to meet my standards, and David blew it out of the park. It's great to finally work with someone who beats my own "extraness" read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

David Honda was our mortgage broker and he had to work so much harder to get our paperwork and approvals through during covid! We were comforted on the roller coaster ride by his attention and tireless work ethic. He was responsive, has a great sense of humor and that personal touch ...while crunching numbers. I think he's the reason we got our new house and can recommend him unreservedly. read more

David Honda- Mortgage Lender - After hard work and patience ... success! - Mortgage Brokers Near Me - Thousand Oaks, California

I'm adding an additional review a year later because David Honda continues to provide top shelf service. I got a statement letter in the mail and when I mentioned it to Mr. Honda he pointed out I could now drop my mortgage insurance based on market data and loan balance. With this insight I called the lender and in minutes I was able to reduce my payment! There's a reason why Mr. Honda has 5-star reviews. He's the BEST in the industry. Period. No one has better service or works as hard to earn and keep your business. If you need a lender make David Honda your first and last call. No one else gets my business. Thanks AGAIN, David! read more

David Honda was phenomenal in our house hunt. He was on top of all the numbers, walked through them multiple times while options changed, and even recommended an option we hadn't thought about (which was the plan we ended up going with). He was patient with us but aggressive in getting the loan closed. I couldn't have asked for a better person to work with! Highly recommended. read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

We met David in our home buying process after having our whole team selected. We found our dream home and needed to cross qualify. Unfortunately our original loan officer was not able to provide assistance during this crucial period of the home buying process (especially during these tough times as a buyer) and we were very lucky to have encountered David at the time that we did. I believe David did everything in his power to get us to the point where we are today, which is proudly owning our dream home. He was extremely knowledgeable and was open to calls, texts and emails to help ease our concerns and dummy down for us this otherwise complex process. He has a contagious energy and it was great to have him on our team. I personally appreciated how brutally honest he was with our situation, which helped build transparency. He is quick and aggressive in getting the deal done. We also thought we were getting the best deal with our original lender but we got an even better one with David. We have had a smooth process and are very thankful we made him part of the team. Thank you ! read more

David Honda- Mortgage Lender - David, me, my husband and our agent. - Mortgage Brokers Near Me - Thousand Oaks, California

David Honda and his team made the refinancing of our home super easy and painless. Him and Shanee' took the time call my husband and I explain every detail of the process and answered all of our questions in a complete and timely fashion. We would definitely recommend him and his company to our friends and family. read more

Working with David was a breeze! This was our family's first home purchase and he was very straightforward and detailed with the way that he explained the process. He and his team were extra communicative and we really appreciated that. David will get the job done thoroughly and on time and we couldn't recommend him more. read more

I'm very grateful to have been introduced to David!!! Being a US Veteran, my realtor told me he specialized in Veteran Loans and that he could get some difficult situations done. David went through many different scenarios to show me why I should use my VA loan instead of a regular loan. We have a beautiful home now and he will always be my mortgage guy. I will refer him to all my friends and family. Semper Fi read more

There are only two words you need to know when choosing a mortgage lender: David Honda. You definitely need David on your side while navigating the tumultuous journey that is securing a loan. He will guide you every step of the way, alerting you to every possible misstep to ensure you avoid calamity. David's steel trap of a brain is capable of crunching numbers at such speeds that even the world's best super computers would be hard pressed to keep up. Simultaneously, he will simplify the output in easily understood language so that you can make confident decisions. David Honda is fully invested in you as a client. He will undoubtedly and undauntedly fight for you throughout the entire process. David stands out among other mortgage lenders by striving to provide the best possible service. He and his staff are courteous and prompt when responding to inquires and requests. It is obvious that David is only satisfied when you and your journey are complete to your satisfaction. I know that my own excellent experience working with David will be the same for you. Your search is for the best mortgage lender is over. You have found David Honda. Call him today. read more

I cannot recommend David enough. We are small business owners and are starting a family. We needed a mortgage for our first home and we shopped around various lenders and banks. He was recommended to us by a friend and he we are more than happy with his services. First of all, he beat every other lender by a quarter of a point. Being a young family, every dollar we can save is helpful. He also took his time to explain the whole process to us to make sure we understood what is and what is going to happen. He was very informative and it never felt like he was in a rush to explain things. This was comforting to us because we have never been through this process and it can be a little overwhelming. In the end, he made the whole process enjoyable. His ability to walk us through the process step-by-step allowed to not only feel more educated, but confident that we were making the right choice in lenders. I cannot and will not recommend anyone else except David and his staff. read more

David Honda BEST Lender in Ventura County! I was introduced to David as the preferred lender after already working with a retail lender. Thankfully, that call was the BEST I made, because David saved me MORE THAN HALF OF A PERCENT on my interest rate for an FHA loan! His fast pre-qualification helped me compete against multiple offers and his sterling reputation meant that the transaction was set up for success. David and his team worked diligently to make the escrow process smooth, taking phone calls after hours and making it possible to finish closing 4 days ahead of schedule in just 26 total! You could not find a more hardworking, trustworthy and honest loan officer than David Honda and I would strongly recommend his services to anyone looking for a mortgage. He genuinely cares about his clients and will show you why he always earns 5 STARS! read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

David Honda was my first call, and he is phenomenal. We are first time buyers, and we wanted to quickly move on a purchase. David and his team ( Elena is so thorough and friendly) answered our questions tirelessly, and kept us in the loop throughout the process. They made everything so easy. He was available whenever I needed clarification, and was answering emails at 6am and 9pm! He is the loan officer you want. read more

David Honda gets the job done! Great professionalism from him and his whole team. Explains everything in detail and provides great options and advice that will cater to the customers needs. Wonderful overall experience from start to finish of escrow making everything run as smooth as possible. David you're the man bro! I will definitely recommend David and this company to family and friends. read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

It was an awesome first time home buying experience having David in my corner. He was fun to talk with, and very professional. His knowledge and quick turn around during the VA home loan process was flawless. I didn't have to worry because he had it all under control. read more

David has gone above and beyond for me! He will answer your calls, keep you updated and close on time (but likely ahead of schedule). I love his personality and his desire to ask the proper questions to be sure he understood my situation. You are in good hands with Mr. Honda! Trustworthy, no nonsense, git r done! Thanks David! read more

Loved David Honda's hustle to get us the best rate! Got us in the 2's before the door slammed. We had an erroneous collection on our credit report and David was able to deal with the credit bureaus and remove the error and increase our credit score by 70 points! That helped us get a better interest rate!! He laid out each step and texted us when we needed to take action. I would definitely recommend if you are buying a home or refinancing! read more

Best Lender in Ventura County! David Honda gets it done! I met David when I was in college and a professor of mine had him as a guest speaker and a couple months later he was doing my loan for me as a first time home buyer like he promised. A lot of lenders said it couldn't be done but David really over delivered here. David is a breath of fresh air to the industry and was there for me every step of the way. I would recommend David a 100x over. Thank you! read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

We initially bought our home with David just about a year ago, and he made that entire process super easy. Fast forward to today, and we just finished refinancing our home and couldn't be happier with how it went. David tracked the market and kept in touch with us, preparing us to refinance as soon as the time was right. He worked extremely hard to get us the best possible terms for our loan and he was always there to help when we had questions. COVID adds a level of difficulty to getting loans done, but David's perseverance and hard work sped everything up and we were able to get everything done super quickly. Thank you David and team!!! read more

David and his team were great at getting us through escrow and into our dream home. Helpful at all hours of the day and very professional. I recommend David to anyone; you will not be upset with the choice. read more

David Honda- Mortgage Lender - Lauren and I are so grateful and very thankful to David Honda, Steve Hise and Trisha Garcia for everything! You guys are awesome. - Mortgage Brokers Near Me - Thousand Oaks, California

I'm not usually one to write Yelp reviews but I felt compelled since I found David through Yelp and am so glad I did! David made the whole buying process so easy and seamless. He was a pleasure to work with and was so responsive! You could call the man at 2 AM and he would pick up and happily answer any of your questions... (just kidding, don't - but you get the picture). Highly recommend David for all of your lending needs! read more

David Honda- Mortgage Lender - Mortgage Brokers Near Me - Thousand Oaks, California

We just got our first home and David had been a tremendous help throughout the process! He was always there to answer questions even late at night (!) and walk us through every step of the otherwise would have been frustrating process. We ended up getting a loan approval in 7 days and closed escrow in 17 days just as he promised right at the beginning. Moreover, David helped us lock the lowest interest rate so far! David is patient, knowledgeable, detail oriented, reliable, resourceful and hardworking! We highly recommend him! read more

Ever put your loan officer through hell and back and he STILL gets the job done?? With multiple people on the loan and several other complicated factors, David Honda hustled until we had keys in our hands. Everything from answering a million and one questions to driving to the freaking DMV and bank last minute to get proper paperwork in before closing, David didn't stop until we closed. His team is extremely thorough and we could not have gotten this house without his experience and hustle. read more

We met David as a recommendation through our broker and we were instantly put to ease as David walked us through the entire process from getting pre-approved, to offer stage and onto closing. Every step of the way David was super responsive and always on the phone when any questions came up. Coming from the UK, house buying in the US is daunting and I can't recommend David highly enough. Being the biggest purchase of your life, it's very important to have a good connection with your loan officer and David put us to ease every time we had any questions. If you need a loan for your new house, please please please reach out to David and you won't be disappointed. He does everything in his power to close quickly! Thank you David........Jenkins Family x read more

We met David through our real estate agent and had been told he was great at finances and getting people approved for their loan. We already had our loan pre-approval with a different lender with whom we had worked in the past. We thought we had a pretty good interest rate but we thought what could it hurt to get a second opinion. After talking with David, he was able to get us a much better interest rate and he was available to answer any questions or concerns we had 24/7! We could stop there and say nothing more other than he's a great guy and got us a great interest rate. However, our loan process got crazy. Nothing that had to do with David or his team but due to the type of property we were buying the process became more difficult. David took the ball and ran with it. He said "Don't worry. I got you. I'll make it happen." He is definitely a man of his word. He was up in the middle of the night at times reaching out to escrow companies, getting extra documents for us that were necessary for the loan, working his magic behind closed doors and making the process easier for us. David and his team are amazing at what they do! No matter how many extra documents he was asked for he told us every step of the way "Don't worry. I got you." He definitely did carry us through this whole process and ultimately made the deal happen. We'd go to war with this guy. He's one of few people that when they give you their word, they mean it. Thank you David and your extraordinary team from my parents and us. ~Rick & Claudia read more

David Honda- Mortgage Lender - Great job David and your amazing team! Thank you so much for going above and beyond for our family. ~Rick & Claudia - Mortgage Brokers Near Me - Thousand Oaks, California