I had an absolutely incredible experience with David. I had a mess of an insurance situation with…read moreCovered California and Medi-Cal and he got me sorted out. He is knowledgeable, patient, and understanding. He is easy to talk to and I always felt like I could trust him. Thank you so much, David!

I shop around and I found that for me, Cain was by far the best insurance. Nice people too!…read moreThanks for cutting me a great deal.

Jacob Mizysak is knowledgeable, responsive, and provides excellent service to navigate the often…read morecomplicated and ever-changing world of insurance. I've appreciated his partnership over many years.

We could not be happier with Bryce's help in finding more affordable health insurance now that we…read moreare retired on fixed income. We were previously on a Blue Cross HSA plan that kept raising rates 20-25% every year! He was very easy to talk to, courteous and prompt. We were all set in 48 hours after calling the office during the lockdown.

I came to Joe via my buying agent and was so glad to have him on our side for getting our home…read moreinsurance for our new home. He not only got us the best price but more importantly he was super communicative and responsive, making the home insurance aspect a very part of the home buying process.

I have worked with Joseph for several years. He is easy to talk with, gets back to you fast and is…read morea fair and kind person. He handles all types of insurance and has saved me and my family not only money, but time and we feel secure having him on our side.

I wouldn't recommend Bridlewood Ins at all. Fancy building and a lot of advertising coming through…read moreyour mailbox before it's time to get signed up for Medicare. Lisa Lopez was helping me and she has No VOICEMAIL, in fact none of the agents do! Rude receptionist , Beth, wants to know all business of why you are calling. I asked, so do I have to repeat myself to Lisa the agent. No I will let her know, well no she didn't. Lisa finally gets on phone with no hello she speaking fast talking about issue of why hadn't got Medicare yet when I just calling again to make that appointment with my husband so we could get a plan and understand what it was. Need to call back - NO VM no call from Lisa. She wants to text message everything and does this while I'm on road trip! Not the time enjoying vacation to Ritz Carlton and want to take in scenery. Call on 1/29/26 spoke to Peyton, who was very personable and said they were hoping to get VM soon. Gave him the AARP MEMBER # that I was told I needed to become member before we could obtain Medicare. Lisa on family leave, which is understandable and hoped everything will be ok. 1/30/26 3:45 pm spoke with Sarah pls call back and schedule appointment with Lisa Lopez on Monday. I call back and angry because received Medicare bill for $1,014. and we don't even know what we have. Our agent Lisa should have said why pay for coverage back to January when you aren't receiving it. Lisa had texted me again while we were painting the inside of our house text back please don't text! but she still wouldn't call on the phone!! Mgr Ciera said I didn't call? What? Called twice and Ciera suggested we go elsewhere and to call Boomers. As if I would go anywhere they suggested. May I suggest you visit Teague Ins if you can or they can come to you. Teague also did our employee health plans when we were business owners. Ria Johnson is awesome!

Marc knows his stuff. I know many people who have used him to navigate what can be a very complex…read morearena. I would definitely recommend Marc to anyone struggling with Medicare.

Worked with Marc and had a terrible experience. Unprofessional, very poor communication, and I've…read morebeen waiting almost two weeks for a simple change of plan (I moved out of the area and need new coverage). He's also always late on our arranged calls, flaked on one of them altogether. Can't seem to get any of my contact info correct either, keeps emailing my wife all my info and now has the wrong zip code. What a waste of time.

We had a great experience working with Marc Sandknop from SPF Insurance Services. He was patient,…read moreanswered all our questions and provided options for our medical and dental insurance needs. I'm recently retired, but not at the age for Medicare - we feel really good about the choices we made through SPF for our family.

It is my pleasure to recommend Bob Rubaszewski, to help you navigate through Medicare and find the…read morecoverage that best suits you. I was so overwhelmed with the many choices and different plans that were available. Bob was so professional and kind. He really spent time with me to make sure I was comfortable choosing the plan that worked for me. I got a plan that had a low premium and affordable out of pocket costs. A big thank you to Bob; he's the man with a plan!! lol - [ ] Jean Lincoln

I'm not new to using insurance agents. I know a lot about insurance. I am so knowledgeable, I know…read morenot to try and navigate those waters on my own. Be it home, auto, earthquake, umbrella coverage, health, I have always preferred using the expertise of an independent (as opposed to captive) insurance agent. I've had my share of agents over years in the different venues I've lived in. Most of them have been fine. While shopping for health coverage for my recent college graduate kid and my not yet Medicare covered wife was not so easy, not a lot of agents want to handle individual health coverage. I happened into the Hayek Insurance Agency and all I can say is wow! Dealing with Roger Hayek was nothing short of outstanding. We were about to choose a plan on the Covered CA website, which as it turns out would have resulted in higher out of pocket expenses for us. Mr. Hayek took his time, did his research, ran the numbers, called back when he said he would, and had the exact information we needed tailored to our specific situation with an eye toward future possibilities. He was also able to explain in detail, without getting into the weeds, the reasons behind his approach. He saved us money on our Covered California policy in the long run, and provided us some great financial information on HSAs as well As long as Mr. Hayek is in the insurance business, we shall be his client for any and all of our insurance needs.

I want others to be wary that using a 3rd party is useless and only resulted in me losing 999…read morerefills at $0 vs the 300 copay costing me over $299,700 based on my new co payment in the picture(s) below. They do not have access to any information from insurance we have been with them 20 years and because my salary changed so did my assisted coverage from the gov't. They blamed covered cal than i had a 3 way phone call and they blamed my actions with medi-cal(which i did what they asked) I have been paying for private insurance with 0 federal assistance which increased its rate by 300% almost 700 a month at 30 years old for 4 months(technically 3 because somehow magically i got my insurance card(again pictured below with email proof from hayek themselves but not the actual insurance.) As stated we have been on auto pay for 20 years and because of their negligence they messaged me 17 days into january to make the payment(even tho the policy was already cancelled and i was told by her higher up that she shouldve handled the occurence with blue shield instead of emailing me) i lost my policy number with my free 999 refills costing me over $299,700 based on my new co payment in the picture(s) below. This should be a crime and they should be fined/pay a restitution or closed for negligence.

I worked with Ben Losin to get started with Medicare. He was absolutely wonderful to work with…read more Ben explained everything, assisted me in signing up for a supplement and a prescription plan that was tailored to my exact needs. I had heard so many horror stories from my friends about signing up foe Medicare -- Ben took away all those fears and put my mind at ease. Thank you Ben!

I've had the opportunity to work closely with Ben and Mia over the past couple of months as I…read moreprepare to sign up for Medicare. Ben took the time to understand my current situation and then review the options available to me, racking and stacking them based on select criteria. He fielded multiple questions and assured that no items/steps were missed once the decision was made to move forward. Mia has been very helpful with the logistics and administrative parts of the process. I recommend Schulte Insurance Agency for anyone embarking on the Medicare journey. Thank you, Ben and Mia :)