If you think there is no hope for your credit, you are WRONG…read more When I turned 30 (in Dec), I came face to face with the reality of how much I neglected my credit in my younger years. Everyone around me is buying houses, getting nice cars, buying nice things - and there I was feeling hopeless and trying to come to terms with how careless I was and feeling like I'll never get the same opportunities as others because of my mistakes. I got denial after denial. Then I started trying to figure out a way to just start paying everyone off - that has to help my score right? Then, hopefully one day, I too could have nice things One day I was scrolling my phone and I came across an ad for a credit repair program. "We can help - don't let bad credit keep you from blah blah blah." I clicked it. Within seconds, I remembered why I never click those things. For the hell of it, I started reading reviews, trying to figure out if anyone has ever truly had a good experience with these people. Nope, just as I had assumed, REAL people had nothing positive to say. "They just take your money, my score never changed." "It's just a money pit, based on empty promises." About 2 pages into the reviews, some random dude posted about his experience with The Phenix Group. No one else was talking about this place. I looked up reviews for TPG and there was not a LOT, however, the ones that were there were GOOD ones. Nothing negative! So, I sent my info. What did I have to lose...if they end up being like everyone else I'll forget it and just move on, continuing to be depressed about my poor credit and the limitations it has brought me. Then came BRIAN QUINN. I'll be honest, during my 1st phone conversation with him, I was waiting for the part where he'd give some bogus spiel, ask for my money and then I'd hang up on him. But this wasn't the case! For once, I felt like I had a chance to get out of this hole I was in. From the start, Brian Q. was brutally honest - advising me that TPG can't help everyone and that once my credit report was reviewed, if he felt that in any way he wouldn't be able to help, he wouldn't go any further with me. Who wouldn't appreciate this honesty?! Now here we are, EXACTLY seven months from when Brian Q. first introduced himself to me via email, and working with him has been one of the best choices I have ever made. The initial deposit was doable and the monthly fee, even more doable. I felt like I was on the right track again and was working with someone who I COULD actually trust to look out for my best interests. Brian Q. has kept it real from day one, explaining to me the reality of how things might go and always taking the time to break things down for me in a way I can understand. He is on top of everything and I mean everything - nothing gets by him. I don't know how he does it. He is always available and is so proficient and timely. The best part is talking to him is just like holding a casual conversation with a friend. He is a genuine guy putting his knowledge of credit towards helping real people in real life situations. Not once have I felt pressured to do something I didn't completely understand or wasn't comfortable with. Brian Q. is "That Credit Dude" that EVERYONE needs as a friend. I was introduced to Brian Q. in Jan of this year (2019) and it's now August and my FICO alone has increased by 100 points. For someone coming from where I was initially, this is AMAZING. It gives me hope! What resonates with me the most is that I was originally, before meeting Brian Q., trying to devise a plan to pay off all my debt collectors. But Brian Q. was quick to tell me right off the bat that doing so wouldn't make a difference and my score wouldn't have magically jumped to great. I would've walked myself right into a bigger, "broker" hole. Thanks to Brian Q. I now see the light at the end of this tunnel. Best part - my program ISN'T EVEN OVER YET. I am so excited to see where this takes me! Working with Brian Q., hands down the best choice I ever made; working with TPG in general, best money I've ever invested.

I really appreciate this company. Working with Joe was unlike any other working relationship I have…read morehad. He is personable, compassionate, and dedicated to getting the best results with his credit repair service. I had some old debt that the collection agencies were not leaving me alone about totaling $12,000. I became unemployed 8 years ago and couldn't pay my bill and when I was able to, the accounts went into collections. My credit had gone up when I paid off my car earlier this year and I was sitting at 695 mid FICO when financing my new car. The dealership told me to clean my credit up and refinance in 6 months. The finance manager knew Joe personally and referred me. He said he was top notch and would get great results. He did just that! My credit got cleaned up and I am sitting at 770 mid FICO score and I just refinanced my car. I just want to thank the team at Phenix Group and Joe for all of your hard work. Thank you for putting up with my incessant calling asking how things were going. After seeing the results, I really didn't need to be so nervous. You guys rock!!!

I am totally amazed at how wonderful the Manning Group works. Stacey Notely is as advertised. He…read morealong with his Group of constituents helped me so so much until it was unbelievable. Now my scores in all three credit bureaus is 740+... Thanks Stacey you're the best..

I have worked with The Manning Group for a couple years now. It has been great. The staff is…read morewonderful and really pays attention to your needs. I would highly recommend The Manning Group for your financial credit help or advice.

I have placed 5 accounts for collections with Ranger Financial Services and all 5 of the accounts…read moreplaced were collected in full or settled for more then I thought I was going to be able to get. I was impressed with how fast they were able to collect my money and get a check out to me. My sales rep was very professional and pleasant to work with. I have used collection agencies in the past with little or no results. That is not the case when you use RFS. Ranger Financial is my collection agency from now on! Donovan Johnson CEO Logistics Company

Radio Wholesale Columbus Ga - I used Ranger Financial and consider them crooks. The amount I was…read moredue after collection was incorrect, I proved all of this to Mark, and they ignored me for 6 months. I finally took the smaller amount to get something. Jimmy Monfort 706-561-7000

A word to the wise when dealing with CST, make note of every single little conversation,…read moreemail/phone call attempt... etc To make a long story short - it took 9 months to clear up an error made by CST and the party they were representing. If you are looking for a collections agency to represent your company, I'd look elsewhere. I am quite sure that it was CSTs lack of organization which caused this matter to take so long to be cleared up. The original party cc'd me on all emails to CST to close our account as well as when they'd summarize a conversation had via phone in regards to my companies account. It also took several attempts and three very rude employees to get a letter confirming that they had closed our account. I was actually asked if I wanted them to 'throw away 42 cents on a stamp" to send this to me. HA! to them, they sent three of them on accident, all arriving the same day & costing them $1.26 :p

These guys keep calling me on my personal phone and threatening to sue me over a debt that isn't…read moreeven mine. I call them and ask them to stop calling me and they hang up. I ask them to speak to a supervisor and they become very rude and tell me no one can help me. I try to explain that I have nothing to do with this and they just tell me they don't care and will sue me. I have already reported them to the federal trade commission and they still keep harassing me.

Through no one's fault but my own, I found myself drowning in credit card debt and no resources. I…read morecontacted Jim Emerson at ACCRS, who promised to contact my creditors and get a "settlement" - for a fee of $500.00. I stupidly agreed and Jim let me pay that amount in two monthly installments. I signed a contract, which contained a Power of Attorney form for him to act on my behalf. The ACCRS website included a statement that a total refund would be given if I was not satisfied. Jim supposedly contacted two credit card companies for me and I asked to see the correspondence he had sent them. He refused, telling me "If you saw what I sent them, you wouldn't need me", which should have been a red flag. The only correspondence I received from the credit card companies was statements and past due notices, because Jim instructed me to stop paying anything to those companies. This dragged on for five months, I saw no progress and assumed the credit card companies would soon be turning my accounts over to a collection agency. Finally, I called one of the credit card companies and asked them to send me a copy of what ACCRS had sent them. They said they had received NOTHING from Jim Emerson or ACCRS! I told Jim that and demanded that he send me a copy of what he said he had sent the company and asked for a total refund of my $500.00, per the guarantee on his website. He finally sent me a copy of "his" correspondence and it was written as though it was from me, with my "signature" and was very vague, making me look like a worse idiot than I already am. When I again asked for my money back, he said that he had done what I had contracted and he refused to return my money. When I checked the ACCRS website, the refund guarantee had magically disappeared! Mr. Emerson then ghosted me, refusing to respond to my calls, emails and texts. I checked with the Better Business Bureau (something I should have done to begin with) and ACCRS is not registered with them. I have since contracted with a company approved and sanctioned by the BBB and the FCAA (Financial Counseling Association of America) and was with a working program with a great company within a week, for a one-time fee of only $50.00. My sympathetic contact at this new company told me that people like Jim Emerson and companies like ACCRS take advantage of financially stupid people (my words, not his) like myself. So PLEASE stay away from Jim Emerson and companies like ACCRS. I learned my lesson the hard way.

We needed help with our credit fast, we were buying a house and he got the job done in our short…read moretime frame. Couldn't be more impressed with Jim Emerson he was great from start to finish and best of all we got the house! He also taught us a lot about how credit works and how to improve our score on our own. Would recommend highly JimEmerson@acquiredconsumercredit.com

Trying to collect false claims of debt is very unprofessional and illegal…read more Already reported your number as spam and blocked it. Dosn't your company have a process to evaluate real contracted debt before taking on a client? Lol. What a joke..

From the owner: Burt and Associates is a debt collection agency that specializes in business debt collection…read morenationwide, helping small business as well as Fortune 500 Companies collect their pas due accounts for more than 30 years

The people that work at this call center are very professional and are well trained to accommodate…read moreyour needs.

I've been with this company now for over 10 years and it has been the best company that I have ever…read moreworked for. I started as a collector and worked my way up to an assistant manager. I love the environment as well as the people i work with. The current director is the best boss that I have ever had. He really cares about his employees. Over my years here collections has changed a lot and the company is good about keeping everyone updated to make sure the consumers are having the best experience when they call in to our agency. The company as good at keeping up with the collection laws and making adjustments and training the staff regularly to ensure that we have the best collections practices. I would not want to work for any other company. The company is good at promoting employee morale and regularly does contest and has employee appreciation events to let there employees know that they are important to the company. I really have found myself lucky with finding a job opportunity with EOS CCA!

I had a great experience working with this agency. P Blair was professional, responsive, and…read morehandled everything with a high level of integrity. He communicated clearly throughout the process and made what could have been a stressful situation much more manageable. What stood out most was the persistence and attention to detail--he was thorough without being aggressive, which I really appreciated. If you're looking for a reliable and ethical agency, I would definitely recommend their services.

Worked with Daniel. They didn't help at all. They just sent some emails, make a phonecall. They…read morewait and hope to be paid. If the debt is not paid, nothing happens. What a waste of time....

The staff was extremely rude, and borderline violent. This place is a scam. These people are…read moreunprofessional, and should not be working. On my credit report it claimed that I owed them money which is not true, I have never lived or even been to Texas. These People need to be investigated and shut down.

Anyone that comes here to say anything good about this company is a raging liar…read more Everyone I spoke to was very RUDE to say the least, very unprofessional and adjectives I wouldn't wanna use on here. But trust me, they are the worst. If you're being underpaid, just say that and do better in finding a good paying job. But I'm afraid that might not help because they are innately angry and frustrated people. Stay away from procollect.

I called to get a quote for auto since they held my mothers Insurance…read more I spoke to the clerk and was placed on hold and waited and waited and waited -I finally hung up and I called again several days later and left message ....no return call. I call again the next day ....no return call. I gave up! Then I received a bill in the mail from a collection agency for my mothers car insurance . I was listed as a secondary driver. My mother had STOPPED DRIVING AND ENTERED AN ASSISTED LIVING FACILITY and Her POWER OF ATTORNEY HAD CANCELLED THE AUTO INSURANCE which is Ok. THEY WANT TO BILL ME FOR THE REMAINDER OF THE POLICY AFTER CANCELLATION WHICH IS NOT OWED. AND FURTHERMORE I AM NOT MY MOTHERS POA. FOR HER FINANCES. They have never returned my phone calls or contacted me to sort this out or ask questions apparently they just send a bill to whom ever they want- RUIN MY PERFECT CREDIT RATING.- with out any substantial information or an inquiry as to the circumstances. I have never seen a insurance company work against you and not with you since my mother has had home owners insurance and auto insurance for over 10 years with this same AGENCY. They couldn't be bothered to return my phone calls but they sure turn any money they wanted to collections agency that is NOT OWED and was NOT OWED to them. IT IS BETTER YOU SKIP THIS AGENCY.

I've been a customer of the Reggie White Agency (Nationwide) for many years and I couldn't be more…read morehappier! Reggie White (Agent) is extremely knowledgeable about the insurance industry and has helped me obtain the best rate possible on my auto insurance. I have homeowners and life insurance as well and the rates are great! The customer service here is phenomenal! Whenever I have a question about my policy, I'm always able to speak with a "live" person; not an automated system. If you're looking for insurance, you can't go wrong w/ this agency. They are A+ in my book!