I was young and dumb... now I'm just a little less dumb thanks to Ms. Ashley and Ms. Lizzie. From…read morethe very first time I contacted them, they've been following up with me and giving me peace of mind about my credit situation and the options available to help. You can tell they have the experience and customer service that actually make you feel less worried about the problems you're facing. I spoke with several debt attorneys before this, and White, Jacobs & Associates -- especially Lizzie -- stood out because they genuinely took the time to understand my situation instead of throwing "solutions" around left and right. After my appointment with Ms. Ashley, I honestly felt relieved and much less stressed about everything I'm currently going through. I'd say "I'll definitely come back," but hopefully I won't need to! That said, they clearly know what they're doing, and they do it the right way. Thank you to the whole team!

Do not trust this company. I paid nearly $2000 for 6 months of credit repair service and there was…read moreno improvement to my credit. This company is horrible at communication, will not answer your phone calls, and takes them weeks to respond to any inquiries. They told me my credit score increased by 53 points which was a flat out lie and fraud. My score actually went down. also I Refered them a client and I was supposed to get a referral bonus.... Another lie. Per our contract I am owed a refund based that no improvements have been made and they have breached their own contract. Do not waste your time or money, they have no integrity and a pattern of abuse and fraud which I would suspect is being done on a larger scale and a class action lawsuit will be needed.

I haven't seen any activity in contacting my credit card company's…read more I am receiving constant phone calls from them and collection letters. Is anything going to be done about this?

Worst service, no follow up. My settlement has not been worked on. Contemplating on calling the…read moreBetter Business Bureau to file a report.

Crystal was helpful, supportive and a great guide through evaluating my credit score.. I was ridden…read morewith nerves and having her help me along the way was so needed! I will be coming back with any questions and definitely before I pull the trigger on my first car loan!

Crystal was amazing and gave great advice!!! Definitely…read moresomeone I would recommend for people that need help with their credit

What a super guy. Wayne is an expert in his field. He went over and beyond to walk me thru…read morequestions that I had. He is incredibly knowledgeable and patient. The advise that I received from him was top pop notch. He will definitely be my go to guy in the future!!!

Wayne is a guy you can trust!…read more We've been working on credit repair and inquires that needed to be challenged for the last 4 years. We have spent thousands of dollars with other companies and wasted cash! Wayne got it done! Our family was in a bind and needed some items taken care of because we needed to purchase a house! Well let me tell you... my wife and I are now proud home owners! If you need a fixer... hit up WaynetheCreditGuy! He's up front and gets straight to the point... take it for what it is... at the same time... know and understand... that's why he gets IT DONE!

Finally, a place I can truly let it be known what kind of deal you are going to get yourself into…read more It has been 36 months of paying 687 per month. If a payment is missed it is made up quickly. It has not been easy otherwise I would not have gotten myself in this situation in the first place. In June we just unloaded 915 in car payments and here I was thinking I was about to unload another 700 in I get an email. I better call quick. Get this, they want to extend my plan by a year. $8,000k

This is the worst experience of my life. They lie through their teeth. Don't return calls and worst…read moreof all you ending up pay the full amount when they add their fees in. They don't bother to tell you that the discharged debt ends up being claimed on your taxes so you end up owing the IRS to boot! Stay away from this shady operation . I wish I had filed for bankruptcy rather than gone thru Netdebt!! Beware !!!

Absolute waste of time. These people are unprofessional, rude, and careless. They made me unfreeze…read moremy credit reports, asked me to email them my report, and then completely ignored me for a week. When I finally called to follow up, I was handed over to their so-called "senior advisor" Mark, who had a horrible attitude from the start. Instead of helping, he acted like he was doing me a favor just by talking to me. The moment I told him I didn't appreciate his attitude and that I could take my business elsewhere, he literally hung up on me and told me to go find another company. This is hands-down one of the worst customer service experiences I've ever had. If this is how they treat potential clients, I can only imagine how bad it gets once they actually have your business. Avoid at all costs.

Scam company. Don't give them a drop of money. They try to frighten people into paying money to…read morethem, and there are laws protecting you against harassment like this. Google it. They've bought old information from creditors, and are trying to collect on debts that have been written off long ago. Don't contact them, (or give them any personal information,) as they have persuasive salesmen trained to frighten you into giving them money.

Amazing credit restoration service absolutely worth the experience Mr. Ken and team has restored my…read morecredit and have provided so much information on how to obtain a positive credit score and keep it. Life changing.

From the owner: Credit Counseling, Financial Literacyread more

Amazing! They were effective in restoring equity to a person's name. The business matters were…read morehandled in order and timely.

Reply to the employee that wants to blame me for their misuse of my card…read more One of the employees asked for the card number and did not tell me that he was going to use a 3rd party site to pull credit. I would have thought that a credit repair site would have their own access to the credit reporting sites. I complained about this directly to the company. This had EVERYTHING to do with the company you work for. But don't take my word for it. Have a look at the other reviews. One shill review praising the company and every other review is one star. EVER OTHER REVIEW. I find it disgusting that you would call a former customer a liar or simply try to gaslight them into believing that something completely different happened. Accept responsibility that someone there made a mistake or didn't follow protocol.

My financial situation was dire. There was a medical diagnosis and treatment that effected my…read moreincome and led to a job loss. The staff at America Debt Resolutions were fantastic. They were caring and worked with for me to get my credit card debt resolved. They started as a Mom and Pop business and, after settling millions of dollars in debt, they still give each person individual attention.

From the owner: What makes us unique is simple — we believe debt help should be personal and feel safe…read more We offer local, in-office, face-to-face debt consultations focused on real budgeting and financial planning for your future. We are not a call center. When you work with us, you have a dedicated team that truly understands your situation and supports you throughout your entire debt-free journey. For almost 20 years, we’ve built our reputation on personal care, accountability, and results. We are BBB Accredited, bonded, licensed and proud to be the oldest debt relief company with Better Business Bureau who maintains zero complaints. You can do this. You deserve a fresh start and the right to dream again. Call today or make an appointment, don't hesitate.