After attending one of Rafael seminar, I was excited and ready to start improving my credit score…read more The seminar had so much information that I can't wait for the next one. I feel much better and looking forward to the purchase of my home in a year or two. Thank you so much for giving me hope! If you get a chance don't miss one of his many seminars they are so worth it!!

Please read this if you are looking to get your credit repaired. I was looking to repair my credit…read morescore after loosing my house to foreclosure 5 yrs ago. My credit was dismal in the mid 500's. I checked out my credit and saw all kinds of derogatories that made my head spin. I talked to my sister who is accountant and she told me no service can help fix your credit because the creditors don't have to take off the marks on your credit if they don't want to. I am too busy and don't know how to write the letters disputing errors or marks on my credit report. I looked on "Yelp" and all I could find was bad things about all the credit repair services in the area. I found "FIT Business Finance" they had a couple of good reviews but only a couple. I shopped around and talked to another credit repair company that wanted to charge me $1500 for each deletion!! If I had that kind of many I wouldn't be in this position in the first place. So I asked Rafael from "Fit" if he could just help repair my credit. He was very knowledgeable and easy to talk to. You can also check your progress from their website. After signing up, I got my a notice from Credit Karma saying my credit score went down from a creditor reporting a late payment. I panicked and called Rafael. He assured me that it was normal. I said I hope so being a skeptic I thought I was wasting my time and money. It has been 2.5 months now and I just checked my credit score and it has gone up a 150 points!!!! One of my scores is a 724! Rafael also saved me thousands on debts I owed that was public record. My Lender told me you have to satisfy all public records before you can get a loan. I never write reviews in Yelp unless it's really good service or bad service. If you are looking to repair your credit definitely call Rafael from "Fit Business Finance" You will not be sorry!

I am so grateful and happy to have worked with Mel Zadeh. Every time I called him, he would always…read morerespond to me and even when he was busy, he would respond within 10 minutes. I needed their help with a late fee that had dropped my credit score. Previous to Mel, I had reached out to several other companies and all had way too many fees. Mel was the only one who was willing to help me without me paying the fee first. He is very informative about what he does and made me feel super comfortable. In a very short amount of time, he removed the late fee from my credit and my score went up again. I am very grateful to him and recommend him to all of my friends. - On behalf of Mali Edrisavi

Loved the attention they gave to my situation and helped me clean my credit in a very short time…read more They were very straight forward with no fine print to worry about. They preformed exactly what they said they can do and went above and beyond for me. Thank you Mel!

Very kind and caring people. Wonderful program I made use of for years! Highly recommend.read more

I can't say enough good things about my experience with DebtWave Credit Counseling. From the very…read morefirst call, their team was compassionate, knowledgeable, and completely non-judgmental. They took the time to truly understand my financial situation and helped me create a personalized plan to take control of my debt. The program was clear, manageable, and most importantly--effective. Thanks to DebtWave, I was able to reduce my interest rates, consolidate my payments, and pay off my credit cards much faster than I ever could on my own. The customer service has been outstanding throughout the process. Anytime I had a question or needed support, someone was always available to help me with kindness and professionalism. What I appreciated most was how empowering the experience felt. Instead of feeling overwhelmed by debt, I felt supported and informed every step of the way. Now that I've completed the program, I'm proud to say I'm debt-free and finally in control of my finances again. If you're struggling with credit card debt and don't know where to turn, I highly recommend giving DebtWave a call. It could be the first step toward your financial freedom--just like it was for me!

My account manager Mikayla Ara was extremely knowledgeable and I had a great experience so far.read more

Just a realistic and easy way to lower debt. My credit score may suffer but can be rebuilt. As it…read moreis I will now be debt free in three years, rather than over 20 years, and for considerably less money. Recommended.

Thank god I found these guys. My credit was trashed and I was looking for a solution. I was…read moreskeptical at first but my credit has slowly been improving. I'm so glad I trusted the process. I am getting approved for new credit and feel like I've had a weight lifted.

Previously Pacific Business Management... these people are the real deal! They advised and guided…read moreus through a very difficult time and continue to be there with good, clear advice and genuine concern. You don't often get honest and honorable service these days - but PBM, now IDM, have not let us down.

I went to Rachel to get my credit repaired and in 3 months my score improved 58 points and they…read moreremoved 4 items of my credit report. I've used two other companies to fix my credit- both never called or followed up with me or they never got the job done. The team over there provides excellent customer service, they provide a portal to see what they're doing, they follow up, and are more affordable then some of the others I've called. Thank you

I am a start up business owner in Construction field I know how important good credit is to a…read morebusiness so I contacted Racheal to help me build it up, I started at a 560 very poor credit, I thought it would take years to improve, No...in only 6 short months I am a high 735 Excellent credit I get offers in the mail everyday for credit cards. Now we are planning for 800 which I feel is near on the horizon. Racheal helped my business thrive I have 30 day line of credit with all my vendors of over 15,000 and has allowed me to take on larger jobs. I am so grateful. I would recommend to just leave them alone for 6 months they are working hard for you, what a great job they did! I give them 5 Stars and a FICO Score of 850!!!!! Keep killing it!

Seaside Consultants, in my case, just took my money and did nothing but refer me to a lawyer, who…read moresent two very short letters without the necessary documentation to my timeshare company. The lawyer did not respond to the timeshare company with the requested documentation and therafter did nothing. Seaside Consultants dis answer all my many emails and phone calls, but only told me to "wait my turn." My turn never came, the timeshare filed foreclosure, Seaside and the lawyer (Scott Montgomery) kept my thousands of dollars. My credit is ruined by the foreclosure for likely the rest of my life, as I am in my very late seventies. Thievery,elder abuse, lying are not ethical.

don't waste your money in full going on three years now they don't answer my calls then don't call…read moreme back. absolutely done nothing for me and my wife.

This review is not directed to any particular agent, I just don't know how to post an in general…read moreDisappointment with this Insurance Company without going through an agent. This is my experience: My poor, elderly 82 year old mother has Allstate for her House Insurance. With San Diego's horrific storms last week, her add-on patio room was greatly damaged. The patio's roof became folded in and tilted down, aiming directly into her back door like a funnel for all of the mud and rain water to pour into her home. Needless to say, the whole patio room and everything in that patio was a complete loss. Allstate will take care of the whole patio, but since my mother did not have flood insurance, she is responsible for all of the flood damage in her home - which is a Lot of damage. I'm very Disappointed in Allstate as there wouldn't have been flood damage if it weren't for the structure damage. The flood wasn't from ground water - only from the bent roof acting as a funnel stright into her home. It just doesn't seem fair. She didn't get flood insurance because she essentially lives on top of a hill - no reason it should ever flood. Now she is feeling depressed and very overwhelmed. She feels like she's going to go broke. Not good for an elderly woman to have to suffer like this. She is currently staying with me (and feeling displaced) as she can't even live in her own home until all of the repairs are made. I just don't think that she was "in Good Hands with Allstate."

David and his assistant, Nancy have taken really good care of us. We switched from Progressive and…read moregot better coverage for less money. But what prompted me to write this review is that our car was stolen and they were really helpful. We just received our check so we can replace our car and will definitely be staying with them for our insurance.