Bill was quick to reply with all the information I needed, and he was beyond helpful he even gave…read moreme extra pointers to help me raise my credit score! Thanks Bill!

I am sharing my experience to help others make informed decisions before engaging Bill Ipsan or…read moreIpsan West. Over several years, I paid for credit-related services and repeatedly requested documentation showing that Mr. Ipsan and his company are properly registered as a Credit Services Organization (CSO) with the California Department of Justice, as required under the California Credit Services Act (Civil Code §1789.10 et seq.). Despite multiple written requests, no CSO registration or surety bond information has ever been provided, and the DOJ confirmed that neither Bill Ipsan nor Ipsan West appears on the state's CSO registry. Based on my review of California law and my own experience, I observed several potential compliance issues, including: * Advance fees collected before full performance (Cal. Civ. Code §1789.13(a)); * Missing disclosure of the surety's name, address, and the buyer's bond-claim rights (§§1789.14-1789.15); * Failure to complete services within 180 days of contract execution and no valid justification for delay (§1789.15(a)); * No agent for service of process identified in the contract (§1789.16(a)(4)); * Marketing and contracting for "credit services" while unregistered (§§1789.13(j), 1789.25). I have provided this information to the District Attorney and Attorney General for review. My goal is not personal -- only to document my experience and encourage others to verify registration, bonding, and performance timelines before engaging any credit-service provider.

Outstanding service!! She is incredibly personal and has a brilliant mind with numbers. Her office…read moreis very comfortable but more importantly she is vested in taking care & her expertise is extremely valuable. I run a small clinic and will keep my tax information with her to continue being prepared & presented it properly. She has dignity & scoured my old taxes like forensics.

Ludmila Lebed is very personable, knowledgeable and thorough. She is prompt and very reasonable. I…read morehighly recommend her.

I worked with Tony Pyros and could not be more please with his transparency during the entire…read moreprocess. He was very informative and kept me up to date. I also got a great mortgage refinance deal with this firm.

I had a pleasurable experience with Capita Mortgage. Tony Pyros was very informative and patient…read morethroughout the whole refinancing process. I had a high level of confidence and trust in Capita's ability to assist me with cash out and giving me an excellent rate that I could afford. The staff was very friendly and helpful as well (Colleen, Beth). I strongly recommend them for your mortgage needs.

A call center picked up. They tried to force me to give my last name. I told them my first name is…read morefine. She literally hung up on me because I wouldn't give my last name... which isn't necessary at this point in our relationship. Obviously with a company being this rude before they get my business, I can only imagine it gets worse once they've retained my business. I will not be sending my clients to this credit repair company.

Nicole and her team at bSquared are incredible! Just 6 short months ago, my credit was a complete…read moredisaster. With Nicole's assistance I was able to become educated in the whole credit and credit reporting process. I managed to pay off ALL my debt and have increased my credit standing immensely. Nicole and her team provided insight and assisted in clearing old, bad debt (once paid) from my credit reports. If you are having any sort of credit issues, reach out to Nicole for guidance and a plan to get your credit and life back on track.

Corey, told me what he was going to do has far as a plan to get my credit back in order been a…read morelittle over a month and things are moving forward with my credit scores they moving up just like Corey said he's been a godsend helping me out he did so well with helping me out that I have him doing the same thing for my wife if you need somebody to help you out with getting your credit scores Corey's the Man Thx's again Corey

Wow! I took a call with Corey to talk about potential credit discrepancies on my report. What I…read moregot was some of the best financial advice for free. he guided me where to look for information, provided me contracts that could help me, places to go for "good" credit. I have been doing business for a long time and I have never had such an amazing education and support session as I had with Corey. This should have been hundreds of dollars in consultation. Thank you..

I was contacted by this company after applying for a loan with a company called credible. I spoke…read moreto a David who seemed knowledgeable and professional but he stated the words debt Consolidation and debt relief was interchangeable. And both words are very different. Consolidation is a actual loan and debt relief is lowering interest rates.

2 months in . Some positive developments but the jury is out. I was reluctant to try this and it…read moremakes me uncomfortable to ignore past due notices but the system makes sense so I'm willing to ride it out for at least 6 months. I'll check back in then

12/22/2018 Love this Credit Union because of Chi…read more She is amazing. We have done 3 auto Loans with Chi. She makes it so easy. If you thinking of buying a new or used car see Chi. She actually came to the dealer on her lunch break,with a check for us. Talk about personal service. Really, Who does that?? She is so professional. We were in and out so quickly, it was fabulous. She was at the Santee Branch, Love this Credit Union because of Chi. She is amazing. We have done 3 auto Loans with Chi. She makes it so easy. If you thinking of buying a new or used car see Chi. She actually came to the dealer on her lunch break, with a check for us. Talk about personal service. Really, Who does that?? She is so professional. We were in and out so quick, it was fabulous. She was at the Santee Branch when she left all the staff told me they miss her. I can totally see why.When she left all the staff told me they miss her. I can totally see why.

Ridiculously slow. After waiting in line for 5 minutes, someone finally acknowledged I was there…read more 2 employees were helping another customer that seemed to have a complicated situation. After 10 minutes of waiting in line and no indication that I would be helped any time soon, I decided to go to a different branch.

Sandra and Jeff helped me dispute the negative items on my credit and coach me along the way…read more Recently I purchased a new vehicle on my own without a co-signer. It's a really good feeling to be independent again. Thank you

If you struggle to get your credit where it needs to be, look nowhere else. I have a really hard…read moretime trusting credit repair companies. Sandra said what they can do and they did. Trusting this company to fix my credit was a great decision.

Horrible service and didn't do anything to help my cridet. Stole my money, rip off…read more Don't work with these people.

From the owner: CrediReady is a San Diego-based company that creates fantastic content and provides helpful…read moresolutions to consumers throughout America with less-than-perfect Credit Scores. We assist consumers on a daily basis make the difficult financial decisions they dread. We do so by referring them to trusted brands that we are partnered with.

The Dallo group resolved my tax case! I knew about Mr.Dallo through another attorney and I couldn't…read morebe happier with the recommendation. Kevin was assigned to my case and he persevered until the end. My case was complicated but the team knew exactly what needed to be done and the outcome was well, a victory for me and my family.  This is a very  good group of people, from Mr.Dallo, to Kevin, JoeMarie, Joann. Thank God and thank the Dallo team. God bless

After years of searching for a reliable tax representative, Dallo Law Group came highly recommended…read moreto me. I spoke with Michael Dallo and he assured me he would be able to help with a resolution. The office has been so patient, courteous, knowledgeable and efficient. From the receptionist, Michael Dallo and Kevin Waldron, they worked diligently to get a long time on-going issue resolved. Wish there was more than a 5***** rating. So well deserved!