Thank you very much David for the help our loan approved in 7 days. I will highly recommended you…read moreto anyone!!

I recently completed a refinance on my home through Advantage First Lending, and I want to express…read moremy sincere appreciation for the exceptional work of Uriel Salinas, Sr. Loan Originator, and Christina Klapprich, Sr. Loan Processor. From start to finish, Uriel demonstrated professionalism, patience, and genuine dedication. He remained in consistent contact with me throughout the year, following up as my credit improved and ensuring I was in the best position to qualify for a better rate. His proactive communication and encouragement made the process feel manageable and transparent every step of the way. When challenges arose, both Uriel and Christina went above and beyond to find solutions. Their teamwork, responsiveness, and problem-solving skills were evident in how smoothly they handled every hurdle that came our way. Thanks to their commitment and persistence, we successfully completed the refinance with great results. I am truly grateful for their hard work and outstanding customer service. I would highly recommend Uriel Salinas, Christina Klapprich, and the Advantage First Lending team to anyone looking for knowledgeable, caring, and dependable professionals in the lending process. Gregory A. Allentown, PA

We have been in contact with Steven Williams over the past couple of years regarding a home loan…read more However, when we finally found our home, we initially worked with a credit union based on rates. Unfortunately, the credit union took longer than expected to process the loan, so we reached out to Steven for help. Steven came through for us! While the credit union had a timeline of several weeks, Steven was able to get our loan pre-approved in two days and our loan approved in one week. Steven and his team were outstanding throughout the entire process and dealt with the challenges of the 2020 pandemic exceptionally well. He was always available, consulted with us on the best mortgage product, reviewed every detail of the application, always followed-up on action items, and finalized our loan expediently and professionally. Steven Williams exceeded our expectations, and we highly recommend him to others going through this process. Thank you Steven, you are heaven sent !!!

Steven, Thank you so much for all of your hard work and…read morewalking through every step of our home refinance! You truly made the experience easy for us and delivered customer service at it best with amazing rates! we definitely will be sending friends and family your way!!!

Beau went through several scenarios for my investment property purchase and kept on top of all my…read moredeadlines and outstanding documents even for my quick close. Would recommend!

We just closed on a HELOC arranged by Beau. He made the process as easy as possible and was…read moreextremely knowledgeable about rates, terms and underwriting. He returns messages quickly and stays ontop of the transaction until it is done. I recommend him highly.

Mortgage Direct is fantastic…read more I bought my house about 6 or so years ago and was referred to Chris Kostoff at Mortgage Direct by my Realtor. Chris helped me secure my mortgage and got me into my home. Working with Chris and his team is great. They are prompt, always available, and on top of everything. Since my initial purchase Chris keeps in touch and lets me know how the market is doing and when it is a good time to refinance. I've refi'd with him twice now, both times getting me the best rate possible. The best part of working with Chris and his team is that they take the time and explain everything to you in detail. They're honest, trustworthy, and friendly. I highly recommend working with them and have referred them to my friends and family. If you are looking to buy a home, I suggest going to Chris first to find out what your best options are.

Chris was very thorough doing a refinance for my wife and I. I tried calling Rocket Mortgage and…read morethey said they would get back to me asap, the next day I started the process with Chris. He moved so fast on the loan that by the time loan docs were ready to sign Rocket Mortgage called to ask if we wanted to continue with them. I told them that we were almost done with our refinance with another lender.

Very knowledgeable, thorough, and honestly looking to make sure borrowers are getting the best…read moreproduct for their situation. Took the time to explain things, made sure I understood, and was prepared for each step in the process.

Great service from beginning to end. Moshe helped us get a great refinance. He was always available…read moreand committed with us throughout the whole process. Professional, fast and friendly. Highly recommend!

Let me explain why Brain and Nicole are the best in the mortgage industry and why I chose them for…read moremy two refinances and home loan. Savings + Speed + Quality Customer Service Nordstrom sells amazing quality suits and gives great customer service but you'll pay for it! Costco provides savings and Quality products , but with no customer service. Brian and Nicole break the business mold because they are the ONLY company (couple) I have ever seen that do all these three TOGETHER! Brain and Nicole help you save money. They beat everyone else's rate and trust me, I shopped. Brian and Nicole work very quickly. They waste no time getting your loan done. Brain and Nicole deliver the BEST Customer service. Often taking much of the leg work on themselves to save their customers time (and with a positive attitude!) You would be foolish to go anywhere else for a loan or refinance. Give them a try and you WON'T be disappointed.

Can't recommend them enough! We've done four loans with them in the past 12 months. I shopped…read morearound the loans and they always had the best rate. Communication was excellent! Always responsive. If I didn't get in touch with them right away, they would respond within hours never days. I never felt pressured or "sold". Very professional.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

Wells Fargo has been the worst banking institution I've ever dealt with. The RSM branch, in…read moreparticular, gave me inaccurate information, and their claims department was completely unhelpful. Even when I went back to the RSM branch, they weren't able to resolve my issue. I had a checking, savings, and business account with them, but I ultimately closed all three because of the incompetence and poor service I experienced consistently. FIND ANYWHERE ELSE TO BANK.

Marianne (?) and most of the other female staff seem disinterested & from my experience,…read moreunprofessional. While bringing in a deposit for the company that I work for, I assume the deposit slip was having trouble being read, to which I was told " yeah we always have problems with YOUR company" another banker walked up and said "we have to try it 400 times"... not jumping into apologizing for their lack of interest in working, I repeated "400 times? I find that hard to believe" deadpan.. the banker who walked up and interjected herself in the conversation said "well 400 times no...but a lot of times, yes" To which I asked, "so what is your suggestion? Ordering a new book of deposit slips? " They looked at each other and laughed, and then said to each other, "deposit slip books are very expensive"... I didn't remember asking how much they cost, I remember, asking if this was the proper recourse in order to remedy the situation since it makes their easy job so difficult apparently.... never gave me any extrapolation on why it wouldn't be a good option seeing as their machine is allegedly having trouble reading the slips every single time which is why three of their employees were literally standing there telling me how difficult it makes their job while they're sitting on their ass doing nothing most of the day. Like I said, I'm delivering the slips along with a deposit for the company that I work for, it really doesn't matter to me how expensive the deposit slip book is because first of all, I'm not gonna be the one paying for it, and second of all, if it would make the process easier, and if the first book of slips is defective. Don't you think that would be the proper recourse? Marianne is extremely rude, unprofessional, and I don't appreciate her behavior, as well as her pointed tonality when assisting clients. I have never been to a bank where when I'm trying to process a deposit, I get told that it's difficult for them to do, they complain throughout the process, act aggravated, and then call over other staff too just oversee and chat about me in front me, while they're doing the process. Absolutely insane unacceptable and extremely poor form.

Allan Ellis is an amazing broker. I'll be using him again. Honest and Smart.read more

From the owner: We specialize in eliminating mortgage insurance by leveraging relationships with private investors…read moreand banks to obtain custom tailored loans. YMS is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State laws and federal regulations. We offer loan products such as: Conforming loans: conventional, fha, va, usda, harp, and No Mortgage Insurance High balance loans: conventional, fha, va, harp, and No Mortgage Insurance Jumbo loans and Hard Money Loans. We also offer an Elite Loan, giving our clients the lowest rates in the industry. Our clients are most excited about obtaining maximum savings with our No Mortgage Insurance loans. But what makes YMS unique is our industry leading rates, low cost and our ability to routinely close loans under 30 days. We pride ourselves in convenience with face to face meeting, along with start of art technology. Come see how we WOW you with our loans and services!

Don Maher has been an incredible advocate and partner for my mortgage needs and requirements. He is…read morereliable, responds rapidly throughout the day (and night!), and finds the very best rates to ensure you are confident about proceeding with these milestone home purchases!! He specializes in California, and despite not being able to facilitate a loan for a particular state I was looking in, he offered to speak with me and provide free advice. Don isn't purely here to transact - he's here to build great relationships and help you succeed. Can't recommend him enough!

Universal capital mortgage is a great company for loans. I have done about 7 transactions between…read morebuying homes and refinancing and by far this was the smoothest and fastest. For that I have to thank Don Maher. He truly is the #1 for non warrantable loans. His knowledge and speed in the transaction was A1.