Highly recommend! Working with Joe Spellman and the team at…read moreFamily First Mortgage was hands down one of the best decisions we made during our home buying process. From day one, Joe proved he's not just knowledgeable--he's on another level. Every question we had (and we had a lot), he answered clearly, quickly, and with total confidence. There was never a moment where we felt unsure or left in the dark. He genuinely knows this business inside and out, and it shows in every interaction. What really blew us away was the outcome. He was able to get us approved for a loan we honestly didn't think was possible. On top of that, our closing costs came in far lower than we expected, and the interest rate he secured for us made my friends jealous. I'll be the first to admit--I can be a bit of a hot head, and the home buying process can be frustrating and confusing, but Joe never missed a beat. He was patient, professional, and always took the time to break things down for me. He didn't just do his job--he made sure we felt comfortable and confident. The entire team at Family First Mortgage was professional, responsive, and genuinely cared about getting us into the best possible situation--not just closing a deal. If you're thinking about buying a home, do yourself a favor and talk to Joe and his team. --We couldn't be happier!

From the owner: Mortgage Broker serving Weeki Wachee, FL and surrounding areas.read more

Matt completed our taxes For our personal account as well as my daughter's special needs trust…read moreaccount. He was thorough and provided very good service. We received our personal tax refund in less than 2 weeks From the day that I signed and picked up the final documents

So, I needed expert advice on the tax implications of structuring my business and understanding how…read moreI pay myself as a business owner. I reached out to a number of CPAs in the area, to limited success. Matt, however, was very prompt with responses and very concise with his answers - explaining in detail what I did not understand. His rates are fair, and his service has been top-notch. As far as CPAs go with tax expertise, Matt is an outstanding choice. Highly recommended.