1. Eddy Ramirez - Foundation Mortgage

    1. Eddy Ramirez - Foundation Mortgage

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    Boynton Beach, FL

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    Eddy Ramirez - Foundation Mortgage

    1.0 (2 reviews)
    Closed 10:00 am - 2:00 pm

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    2 years ago

    Terribly unprofessional. Was rude on the phone and incompetent and combative when challenged about screwing up.

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    10 years ago

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    The Heather Craig Team - CrossCountry Mortgage

    The Heather Craig Team - CrossCountry Mortgage

    (1 review)

    Heather Craig is my "go to" loan officer for over 15-years! She is very knowledgeable, involved…read morewith every file, has excellent communication skills, and is outstanding with her clients. She'll do everything she can to get our Buyers to closing smoothly and on time. It's hard to find someone who you can trust, is detail oriented, calls you back when promised, and communicates throughout the process. Her guidance and expertise in reaching your financial goals is invaluable, call Heather!

    From the owner: Heather will be your personal mortgage partner from start to finish, streamlining the process…read more Unique programs include our 5-day Equity Express Fixed rate approval options, our NO Mortgage Insurance with just 15% down subject to approval, and unique programs to help sellers and buyers move into their next home. DPA Down Payment Assistance options. Special Jumbo programs. Non-conforming, FHA. VA, USDA, Conventional, and special self-employed programs. Want to love it? ask about our favorable lending options to remodel your home, or to add more space for additional income. Want to list it? we have programs to help you move before you sell! We will work with your Realtor! Do not have a Realtor? We work with top notch local Realtors that we can connect you with. Equal Opportunity Housing Lender Heather Craig, Loan Officer, NMLS# 325921 CrossCountry Mortgage, LLC NMLS 3029 - Mortgage Rates and Resources licensed in FLA, GA, LA, TN, AL, TX and VA - Licensed by the Virginia State Corporation Commission. Equal Housing Opportunity. This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas.

    Phil Ganz - Next Wave Mortgage

    Phil Ganz - Next Wave Mortgage

    (61 reviews)

    I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

    I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

    Eddy Ramirez - Foundation Mortgage - mortgagebrokers - Updated July 2026

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