I had been searching for a financial planner for some time -- specifically a fee-only Certified…read moreFinancial Planner. They don't have anything to sell, other than their advice, thereby avoiding having various things thrown at you that are really designed to make them as much money as possible. Through an odd circumstance, I came across Symphony Financial Planning. All I can say is, WOW! This is how financial planning should be. First off, it's not some corporate building with lots of granite and glass -- it's a very inviting environment that's in what appears to be a small home. You'll feel comfortable right away -- not like a corporate prisoner. The most important part of course are the people. A better group you will never meet. They are super nice, especially Taylor, who worked with me. She made me feel completely comfortable, and explained things in a non-condescending manner. She never made me feel stupid, which is something I can't say about other people I've talked to. In the end, she gave me some great ideas about how to maximize my retirement savings, and sold me nothing in the process. Perfect! And because they are fee-only, you only pay for the time you need -- they won't latch onto your accounts and start pulling out commissions or other fees. They don't even have access to your accounts -- all they can do it give you advice about how to manage what you've got, to meet your goals. If you are looking for financial planning and are anywhere in the vicinity of Davis, you owe it to yourself to give Symphony a try. You won't be disappointed!

From the owner: Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive,…read morestrategic retirement planning services and low-cost, tax-optimized investment management, with a fiduciary duty to act in our clients' best interests. All our advisors are non-commissioned, experienced financial professionals. Pure Financial does not sell products, earn commissions or receive referral fees from any source. Our specialty is retirement and pre-retirement financial planning, retirement income, and asset management with an emphasis on tax reduction. Whether you're nearing retirement, in retirement, had a life-altering event or need investment advice, our fee-only fiduciary financial advisor team will help craft an investment strategy and retirement plan based on the best interest of your financial goals.

I am an estate and probate lawyer and trust Beth and her team completely. They are reliable, caring…read moreand highly competent. I would not work with or refer to them otherwise!

From the owner: At Elizabeth Dean Fiduciary Services, we help you or your loved ones with the burden of managing…read morepersonal daily care, finances, housing, medical needs, paying bills, and handling trusts. We are held to the highest ethical standards in the care of and loyalty to our clients.

Fantastic service!…read more We'd been searching for a financial professional for a while now and was very surprised when we could book a one-on-one free consultation with Ms. Teh the very next day. We detailed our plans to her, she gave us her professional opinion and gave us homework to do. She was pleasant, communicative and obviously knew her profession. We'll be using her in future for sure!

I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.

Paul has been my Schwab advisor for many years. He is knowledgeable, accessible and a very good…read moresupport. I would recommend Paul and hope he continues to provide his services in the Davis office.

AVOID ROBERT HOBEDY. He is unprofessional, inept, rude, arrogant, unhelpful, caused many problems…read morewith my account, personally froze me out of my account. His errors cost me lots of money while the market was volatile, significantly added to my legal costs, made a very bad situation for me. Once everything is resolved we will likely transfer to Fidelity. https://www.linkedin.com/in/robert-hobdy-8912b51b

I am totally grateful for Impact's presence in my life. Investment planning can be confusing and…read morecomplicated. They make it less intimidating and tailor plans to the individual. Thank you Paul.

Impact Financial Advisors has been nothing but great to us. My wife and I have known we need some…read morehelp/ guidance with our retirement plan full finical stability as well as create a working path for generation wealth. What works for everyone is different and everyone's plan is very unique to them and their situation. We have been and will continue to work with Thomas, he is very detailed and communitive. He has and continues to be a great asset for us, and our ever changing road map of life. Have recommended and will again, to anyone looking for help.

I had some tax questions, and even though I ended up filing on my own the conversation that I had…read morewas incredibly helpful and reassuring. Richard was very knowledgeable and kind, and didn't pressure me in to using their services instead reassuring me that I would be fine doing it on my own. I know I will use their services if I do get in a situation where it's needed, and highly recommend them to others. Trustworthy and competent.

This organization takes no accountability for their own mistakes when preparing your taxes. We…read moreincurred a state bill for a mistake made by this accountant yet he decided to blame my wife and call her entitled in a very long and unprofessional email. In that email, he also accused us of not paying him for his services, which we paid in May and have a copy of the check he deposited. Rich Nitzkowski takes no responsibility and passes blame without research. Moreover, the owner, Rich Nitzkowski had the audacity to state that a prior lawsuit we were involved in was arbitrary and that he thought we would sue him if he didn't pay the bill to the state tax board. For context, I am a 100% service connected vet with PTSD and have an internationally certified service animal. The lawsuit was an Americans with disability act lawsuit in which I was denied rideshare transportation because of a service animal. Shame on Rich for considering that arbitrary. Use at your own risk.

Brother Bradley here. Stopped by FNB Davis today and what an optimal experience I had! I felt safe…read moreand secure. Meena was happy to coach me through life AND my bank problems andShe told me how it all works and explained my questions to me thoroughly what more could I ask for;) highly recommend stopping by, their remodel looks great 1. People first 2. Absolute integrity 3. Zest for Excellence

This has been my husband's and I banking forever, my husband much longer than I. When we got…read moremarried, we end up sharing a joint account from here. They have one of the best fraudulent protection around. They catch things right away and instantly put a stop when they see large and unusual activity. They call you to ensure that it is you, I've never had an issue with this bank at all. I truly love them. The people here are super friendly and always super helpful for all your banking needs. They do an amazing Oktoberfest get together every year to celebrate and it's always a fun time with live music and lots of food.

Steve was a lifesaver. After having my loan not approved due to the initial lender not performing…read moreits due diligence the week of closing, my agent was able to negotiate additional time and referred me to Steve. Steve literally and figuratively sealed the deal for us, going above and beyond to communicate and let us know the progress every step of the way. Despite his busy schedule, he was always a phone call or text away. He was able to submit a brand new package, save us costs along the way, and closed us in record time. Usually in my previous real estate transactions, the paperwork and loan process has been straight forward. Going through adversity really allowed me to see how dedicated Steve was, and how his customer service was light years than my previous experiences. To be blunt, go with him and you will have peace of mind throughout the process.

Steve was referred to me and I am so glad that he was! Originally, I was going through my Realtor's…read more"preferred lender" who was offering me a ridiculously high rate and I knew there was something better out there. Being that Steve is a broker he was able to shop around and get me a rate almost a full point lower than the other lender and with way less hassle. Overall, the process with Steve was seamless AND Steve came in at the 11th hour for me and still got the job done on time! I would recommend Steve to anybody in need of a Lender!