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    Elite Rate Mortgage

    5.0 (1 review)
    Closed 8:00 am - 6:00 pm

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    4 years ago

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    Mountain West Financial - Get Pre-Approved for CalPATH Today!

    Mountain West Financial

    (7 reviews)

    - Unorganized - Constantly being handed off from 1 person to…read moreanother - The 21 day closing promise is a joke - we had to file an extension, which added 2 weeks because MWF was so backed up. - Joe Moore was often argumentative in his emails about what we wanted - Sarahi was pleasant, yet forgetful, and didn't always seem on the ball - Constantly being asked for paperwork we had already submitted - Constantly filling out the same documents over and over again - I constantly received fliers in my school mailbox for this company and I figured they would be a quality company because of how they promise they work with teachers. I could have gotten the same rate going anywhere else and not had all of the runaround. I have reported MWF to my union to make sure these fliers don't end up in our boxes ever again and to make sure other teachers don't have to go through the mess I had to put up with. TEACHERS AND PUBLIC SERVICE EMPLOYEES STAY AWAY

    UPDATE: Joe Moore below demands that I remove my review immediately because it was "not in the…read moreHuntington Beach office" but in fact it was a lender in the Huntington Beach office, a so called "top producer." I can publish the lender's name but I would prefer not to. You need to hold your loan officers to higher ethical standards. 3.7%?? Horrible Don't do a refi here. A few months ago, the lender (I won't shame him by using his name - he knows who he is) told me I "barely qualified for an FHA refi" and my rate would have to be 3.7 percent and I would have to hand over my next month's mortgage payment plus my American Express payment and they would pay it and then my loan would close. Really? So I have to hand over 3000 dollars to you and what if there is an issue with the loan? What if it doesn't close? You then have my money. I walked away but not without being threatened with "You won't be able to refi for 6 months." Do you think I'm stupid? Of course I can refi- just not with you. About a week before this played out the lender had called and said to me "Your loan is solid." I just had a weird feeling because he sounded like a used car salesman and a few days later he was like "I don't know if we can do this, we have to raise the rate." I went to my current mortgage company who offerred me 3% and dealt with me professionally. The loan officer never promised anything he just said we will go through the process and it recently closed. Any delay was due to COVID and a backlog of refis. No high pressure tactics, no trying to cheat me by saying I had to take 3.7%. Just a solid loan. Oh and the AMEX payment? My current lender, Michael, just said you can pay it now directly to AMEX or pay it at closing. That's ethical. That's professional. Really calm cool and collected and PROFESSIONAL lender. Stay away from Cal Path. Sunwest, you have a client for life. This is the second refi I have done with Sunwest and both times it went smoothly. Shouldn't have paid attention to the glossy color flyer from Cal Path in my teacher box.

    Linh Viet Vang - 24/7 Mortgage

    Linh Viet Vang - 24/7 Mortgage

    (173 reviews)

    We first met Linh on 01/31/2026, the same day we walked into the open house of the home we totally…read more"love at first sight". That day, we already knew we were going to submit an offer. Things moved incredibly fast. On 3/3/2026, we officially closed on the house we made the offer on. The whole journey took less than a month!!! Linh helped us a ton!!!! He helped collect documents, coordinated with the lender, gave us honest opinions about the house/ the location & patiently explained every question we had. He even helped structure our offer so it looked almost like a cash offer, which helped us beat out 17 other offers on the home! My husband is American, very introverted, and extremely busy. Linh was always super patient, he'd wait until my husband got off work before hopping on a call with us. Sometimes we even ended up talking late at night. Communication was never an issue because Linh's English is excellent. Linh is fun, straightforward & incredibly professional. Anyone going through the home-buying journey should have a Linh!!! It truly makes the whole process so much easier! Thank you, anh Linh!

    I had a great experience working with Linh on refinancing my home. He clearly explained everything…read moreI needed to know and made the entire process easy to understand. He is very friendly, professional, and knowledgeable in his field. What I really appreciate is that even after completing all the documents, he continued to support me by helping transition to a new company to secure a better interest rate. That shows real dedication and care for his clients. Overall, I'm very satisfied with his service and would highly recommend him to anyone looking to refinance their home.

    Elite Rate Mortgage - mortgagelenders - Updated August 2026

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