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    Empire Wealth Strategies

    5.0 (2 reviews)
    Closed 9:00 am - 5:00 pm

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    Guardian Life Insurance Co of America

    Guardian Life Insurance Co of America

    (3 reviews)

    Midtown East

    Do not, under any circumstance, sign up for Guardian Dental Insurance. Their dental plan is a load…read moreof baloney and a crock of manure. I had a tooth pulled, under Guardian insurance, when working for a nonprofit in Los Angeles. I accepted a job offer with a non-profit in San Francisco who also had Guardian insurance; I had tooth implant surgery for this pulled tooth when working with my new employer. Although both procedures were done under Guardian, I'm told these two situations are considered "different policies", because I was with "different employers", and therefore had a "different group number". So apparently - - - Guardian Dental Insurance ... is not the same as Guardian Dental Insurance ... is not the same as Guardian Dental Insurance. BEWARE. This, despite my asking for not just one, but two estimates of coverage from Guardian, two months before my tooth implant surgery, and then one month before the surgery. Both times Guardian estimated paying a substantial portion. Now they say: Those were estimates only. They won't know the "real" amount they will pay until the actual claim is filed after the work has already been done. Once again: BEWARE.

    The worst company ever ! Crooks ! The agents are unprofessional and liars. I terminated my Life…read moreInsurance policy with them in October 2015 since it was not much help and the benefits were unclear . I am still waiting for my money, it is now 8 months. You cant get anyone to explain anything . Is there an office at all ? I hope I do get my money at some point.

    Voya Financial - Fraud Voya.

    Voya Financial

    (17 reviews)

    Midtown East

    I have had a 403b with voya for over a decade voya administers loans through yum a fast food chain…read more When you call customer service it's 50/50 that you have a positive experience. And there is a survey that's supposed to come on when the call ends. Recently I called voya to apply for a loan of my retirement account. What's good you are allowed two loans at once and I paid off one of them on the 9th of July. I was told I could not apply for a loan online or otherwise until July 31st.i emailed k.kreigle a vp at voya he was out of office but someone called me in the morning to inform of the refusal to expedite my loan application. You can also continue to contribute to your plan while you have these loan balances. Ps. In my experience the survey system is not working properly!

    Absolute scam of a company. Given the run around on getting signed receipts from providers that…read moreweren't necessary then a deadline changed due to me changing companies but I wasn't informed of that, was directed on how to fill out the paperwork without any note of that change of date, and submitted multiple times paperwork they couldn't find in their system. They run out the clock and keep your money. All denied. Appeals, approved or denied by their own internal group, sent in 40 pages of paperwork, denied. I'm contacting the attorney general in my state. This is in practice a scam company. My account still has my balance there in their portal, they say it just doesn't exist anymore in their system. Their call center staff laughed and thought it was funny when I said i had sent in 40 pages of paperwork. Another staff made me get signatures from a school closed for the summer and I later discovered the signatures weren't even needed. Given direction and how to fill out forms for receipts and told I had until the 30th of September back in May, then submitting it is suddenly past deadlines I received no notice of. This is a scam. I'm sending over my meticulous notes on the obstruction throughout to the Attorney General of my state.

    Empire Wealth Strategies - lifeinsurance - Updated August 2026

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