Replied quickly and very courteous and knowledgeable . Very prompt and helpful . The quote was…read morereasonable

She worked well on handling my policy case. I was very happy with outcome in getting me the best…read morerate

If you ask me who I'd phone if my life depended on it.. Phil…read more Phil is such an amazing individual. He has helped me time and time through. His work ethic, attitude toward life, and sweet personality make me come back time and time again. I will continue to use Phil as my main person for all insurance needs. Plan with Phil is A++, great book.

Very pleasant !! My agent, Phillip is always prompt and…read morefriendly when I need help. He goes the extra mile to ensure my husband and I receive the best service possible!

I submitted all the paperwork to surrender my annuity on time with National Integrity Life…read moreInsurance. In spite of doing everything as requested from their customer service representative, they kept nearly $5,500 in surrender charges. This is almost 3 moths Social Security payout for me. I called their customer service representatives over a dozen times, but they will not resolve the issue. At times they won't even accept or return the calls after they told me to call back or schedule calls at a certain time. They are very unprofessional and cannot be trusted with your money. They will look for any technicality, even if not true to not return the full amount. Be very, very careful. DO NOT INVEST OR DO ANY BUSINESS WITH THIS COMPANY.

Do not, under any circumstance, sign up for Guardian Dental Insurance. Their dental plan is a load…read moreof baloney and a crock of manure. I had a tooth pulled, under Guardian insurance, when working for a nonprofit in Los Angeles. I accepted a job offer with a non-profit in San Francisco who also had Guardian insurance; I had tooth implant surgery for this pulled tooth when working with my new employer. Although both procedures were done under Guardian, I'm told these two situations are considered "different policies", because I was with "different employers", and therefore had a "different group number". So apparently - - - Guardian Dental Insurance ... is not the same as Guardian Dental Insurance ... is not the same as Guardian Dental Insurance. BEWARE. This, despite my asking for not just one, but two estimates of coverage from Guardian, two months before my tooth implant surgery, and then one month before the surgery. Both times Guardian estimated paying a substantial portion. Now they say: Those were estimates only. They won't know the "real" amount they will pay until the actual claim is filed after the work has already been done. Once again: BEWARE.

The worst company ever ! Crooks ! The agents are unprofessional and liars. I terminated my Life…read moreInsurance policy with them in October 2015 since it was not much help and the benefits were unclear . I am still waiting for my money, it is now 8 months. You cant get anyone to explain anything . Is there an office at all ? I hope I do get my money at some point.

I've been working with the Kate Rhee office for 6+ years now. They have reasonable rates and…read morerespond very quickly. Very professional and friendly team. Great doing business with them!

I have been with Kate's team for over a decade. They are always available to respond to your…read morequestions. Their rate is also very reasonable.

I purchased my life insurance through Hotaling Group about 5+ years ago. I went through all the…read morephysical tests, forms, etc. About 2 years ago, my insurance broker ended up leaving Hotaling Group without telling me. After my broker left Hotaling Group, my insurance was terminated. I did not receive any notice of termination (which may be because ING transferred the insurance to Voya Financial) or warning letter, and no one at Hotaling Group reached out to me . Voya has told me to reach out to Hotaling Group regarding the termination. I have reached out to Hotaling Group on 2 separate occasions. Both times, I was told someone would call me back the same day. No one has returned my phone calls. The least you can do is return your customer's call! I am now in the process of "reinstating" my life insurance, which will take 3-4 months and possibly a higher premium. Don't be like me, who signed up because a former colleague recommended his family member as a broker. Find a better place to purchase your insurance.

Recently went through the process to get Life Insurance, due to a friend that is an agent here…read more The office atmosphere was fun. The medical process was easy. Not easy to think of the what ifs, but glad to know my family will be taken care of, if anything happens to me :-)

If I could give Charles Juntikka more than 5 stars I would. Filing bankruptcy can be scary and give…read moreanyone anxiety. From the start Charles Jutikka and his staff were so helpful and friendly. No judgements at all. They are very thorough and organized. I never had an issue with lost paperwork or anything. As long as you follow exactly what they say and read the paperwork when you get started you shouldn't come across any issues. Also they do offer payment arrangements. These people are the real deal and I am so happy I took the leap and went to them for help. If you are considering filing for bankruptcy, Charles Juntikka LLP is the place to go. I assure you, you won't regret. Him and his staff will take care of you from start to finish. They will answer all your questions and get back to you in a timely manner. Way beyond satisfied with their services!!

SCAM, SCAM, SCAM!!!!!!I wish I had done my research before hiring this law firm and trusting them…read morewith my hard-earned money. I paid for my bankruptcy back in April 2025, and it's now November 2025, seven months later absolutely nothing has been filed. Charles did absolute nothing with my case. Month after month, I called and emailed asking for updates, and every time I was told someone would "get back to me." No one ever did.. What makes it worse is how convincing Charles was in the beginning. He comes across as kind, patient, and professional during the consultation just to gain your trust. But once they have your money, that's where the professionalism ends. You won't hear from anyone again, and your case will sit untouched. I finally asked for a refund, and still haven't received it. This has been one of the most frustrating and disappointing experiences I've ever had with a business. They took my money, wasted my time, and gave me nothing in return. Update 11/26/2025 I spoke to Charles on 11/10 and he gave me a fedex tracking number and told me I would receive my refund in two days. Two weeks and no refund. I had to go up to his office today, the day before Thanksgiving and DEMAND my refund. He kept blaming the delay on his "accountant". HE IS SCAMMER !!! DO NOT HIRE HIS OFFICE TO DO ANYTHING FOR YOU. I am also reporting him to the BBB and the AGC.