My husband and I are first time home buyers, we had no idea what we were doing -- and Tim Halverson…read morenever once made us feel silly for that. From day one, he walked us through everything step by step, explaining the process in a way that actually made sense and made us feel confident instead of overwhelmed. He was incredibly patient, answered every single question (there were a lot), and always responded quickly. Real down to earth, easy going, nice guy. Buying our first home was stressful, and having Tim guide us through it made the experience so much smoother and less stressful than we ever expected. We're so grateful we had him in our corner and would recommend him to any first-time buyers in a heartbeat.

John Easterbrook brought knowledge, perseverence and kindness to our situation. He just never gave…read moreup - every time we ran into some bizarre snag (more than one!!) he knew how to navigate through it. He explained the process and every issue with clarity and patience. His encouragement was a lifeline! Shout out to our friend, Chris Hanf who recommended John.

Cailey and Jamie are terrific! They guided me through the whole process. We ended up offering on 4…read morehomes before finalizing on a amazing home. So there patience and availability any time was crucial. Also, as a current military member she worked really hard to make sure I gave the best rate. She also volunteers with local veteran groups. Thank you!!

This loan agency is full of crooks. Not even 2 months after closing I got a notice they sold my…read moreloan to someone else, then 2 months later another notice from PMR that they want to take over my loan again and when I inquired they said they would just sell it again to someone else. It hasn't even been half a year and they've sold my entire loan again and it's service to a national bank (TWO TIMES). Couldn't have been happier to refinance my whole mortgage not even a year later after closing. If you talk to anyone in the home lending business they'll probably tell you PMR has one of the highest interest rates in the area, long close times, and they're amateurs. I learned a year later that I could have saved a whole percent or more shopping around, instead of dealing with these guys using pressure sales tactics to pay money to buy down your interest rate. At the end of it after telling them dozens of times over the course Of my spoliation that my home statement and tax statement need to made out to the 3 owners they messed up all of my paperwork. Please do not make the same mistake I did and trust these crooks with your mortgage. I am now having to spend hours and hours of my time having to call in to their out of state customer service center who literally has no idea how to help or fix this mess. 10/10 DO NOT RECOMMEND. If you don't believe me look at my pics, PMR on average has rates a point higher, this is even after a 50% down payment!. After relentlessly reaching out to cailey and her team from the time we closed, the time we got our first mortgage statement, and now tax time (7 months later), she's been extremely reluctant to sink any of her time into fixing the paperwork her and her team originally messed up.

I'll begin by saying that we feel very fortunate and grateful that we had Joanna Perry as our…read moreMortgage Broker. We would not have been able to afford the house that we wanted without Joanna's help & guidance. Holding our hands through the whole process as First Time Home Buyers. Promptly responding (usually under 20 minutes), to any questions or concerns we had; with Real Answers! We were referred to Joanna by our Realtor, Shawn Hill. Praise & Thanks to Him too! Joanna was willing to meet with us 20 minutes after seeing some houses on a Sunday evening. She spent a couple of hours with us, just talking the first night. We hadn't put in an offer on anything. We just wanted to see how much we were pre-approved for, etc. I'm the eternal skeptic, but after our meeting with Joanna, we cancelled the appointments we had scheduled with the Mortgage Brokers at our Bank. We trusted Joanna. Joanna runs her own Independent Mortgage Brokerage Company, the loan lady club, and that gives her access to many different loan options from multiple banks. The Mortgage Broker from your bank only has options for their institution. She'll get you better rates. She has all the prior work experience that you could ask of a Mortgage Broker. She really sets the Bar. And it's a high one. If I ever have to work with a Mortgage Broker in the future, my experience with Joanna will be the yardstick I use to determine whether I work with them, or not. I can't thank Joanna enough. We couldn't have done it without her. And I could go on singing her praises forever. Sincerely, -Gabe and Kendra

I initially spoke to Ax who reached out right away upon my inquiry. There was follow up by Joanna…read more and when I emailed her with a concern she got right back to me .

North Pacific, specifically Brett Hartlaub, have helped me go from not-quite-approved to signing on…read morethe dotted line for my FIRST home over the last five months. When I first came in, my credit was not quite where it needed to be. As a first time buyer, I went in with trepidation and TONS of questions. Brett made recommendations to help me get to pre-approval and kept in touch throughout the process of my getting there. He is patient, knowledgeable and an all around fun guy to work with. He answered my endless questions quickly and provided all the information I needed to get into my new home without a single hiccup or delay. I have heard horror stories of loans gone wrong for years and I am so incredibly thankful for the assistance I was given at North Pacific because I never had to deal with any of it! Brett's card is one I'll hold onto for myself and anyone who ever asks for a recommendation on a lender!

My wife and I worked with Katie last year to refinance our house. We were very impressed with…read moreKatie's knowledge of all the different types loan programs, and her ability to explain which loan would work best for us. I really felt like she was looking out for our best interest when it came to her advice and I really appreciate that. I have also refereed many of my friends to Katie and they have all had experiences similar to ours.

Kathy worked hard to get my loan approved while I was out on maternity leave. I do not think anyone…read moreelse would have done so much to help me get a loan to buy my first home. I cannot find enough good things to say about Kathy and Vitek Mortgage! Thank you so much! Anyone looking to buy a home should start with them!

Best Ever I have…read moredealt with some Mortgage Brokers before, but nothing like these guys. I met Andrew at a trade show and he said call and lets discuss. I filled out the paperwork and started talking to Kim and Cindy. They are amazing at what they do. The whole company is really taking care of the customer and especially Vets. I appreciate everything you have done for us. Thanks Guys

I have an A credit rating. I have worked for 40 years as a scientist. I applied for a…read morePre-Qualification loan with WealthWise Mortgage. I wanted to know how much money I could qualify for a house in Carmichael. I gave them the following documents: W-2's for 2018+2019, paystubs for the last two months, mortgage statements, bank statements, credit statements, insurance statements, tax bills, driver's licenses, and personal information. Remember i am not trying to lock an interest rate. I am simply asking to be "Prequalified for a loan." They asked me to sign 6 more declarations. I signed the two that were important. I told them they didn't need me to sign a Carbon Monoxide Detector required in the new home. What new home? I am asking to be prequalified only. I get a call from Andrew stating he won't due business with a client unless they sign all the forms. I asked him why it was mandatory to sign a CO2 detector when i was only asking for PreQual at this point. I told him it was not necessary at this point. He said, "I can't work with a client who won't comply." We parted ways. When a business owner becomes so entrenched in their own dogma that they can't see the client's side of the story....time to move on. BTW, I signed documents today with Loan Pal on my refinance. Never did they treat me like i was just a "JOHN" like this ego maniac Andrew. His tone was demeaning and authortarian. Do not do business with him. Take your loans to Loan Pal. Ask for Elmer Deleon.

You talk about a joke those people don't answer their phone and then when I went to corporate the…read morecorporate never called me back oh I'm sorry they're out fishing don't trust those people they can't give you a straight answer that's all I have to say about that F___ them

Mike Ognissanti and his team worked so hard for my husband and I on our home loan! Just a few…read moremonths ago we were feeling like we'd never be in a position to buy, then we met our realtor who set us up with Mike at PrimeLending and today we became home owners. They were even able to shorten the closing time for us by ten days! I was able to use docusign for most of the loan paperwork so it was so easy to fit into my schedule. In fact, it was so easy I kept expecting a snag in the process that never came. Everything went so smooth, they made buying our first home incredibly easy. I'm kicking myself for not doing it sooner! They took care of everything for us. I am telling allllllllll of my friends and family. Thanks again!!!