I had home/auto/umbrella insurance with Farmers for more than thirty years[!]--without a homeowners…read moreclaim--but they cancelled the home policy in Q4/'2023...apparently when they realized the address was in SoCal...So we finally signed up with AAA...until they cancelled our home (still no claims) in January 2026. After a few weeks frustrating search on the internet, I talked to Nick Kazerouni, who clearly knows the market and options, and was willing to work hard to meet our requirements. He is careful, disciplined, responsive, and a nice guy. I think he will be especially valuable if you have some unusual requirements). I recommend him without reservation.

Nick always has your back and is very thorough. He's written Home, Car, Life, Earthquake, and…read moreUmbrella policies for us. Great (and timely) communication and a really nice guy. My wife had a situation with her car insurance that he was able to help resolve. Recently, I had a very unique situation with my Life policy that Nick was relentless about and was able to get the answer we needed. Can't recommend him highly enough!

David is an amazing professional whom is very holistic in his financial advisory approach. He…read morecares more about his clients well being than he does his actual business which is why his business is so successful. He is a highly personalized and insightful in everything he counsels clients on. I have been referring my trusted clients to David for almost two years and my clients have provided nothing but raving reviews for feedback.

David is a highly personalized and insightful financial advisor. He did a great job of doing a…read morecomprehensive financial plan for me that was tailored to my specific goals and needs. I have been working with him for almost two years and I have been very pleased with the retirement and college savings plans he set up for me. He is highly skilled at creating a diverse and balanced mix of investments making up my portfolio

Vay Myers and her amazing team are simply the very BEST in this business and also in this…read morecommunity. When ever I need anything from them they jump on it and take care of it incredibly fast. Superior Customer Service! Hands down top of the line customer service . I will never ever go to another insurance co! Thank you for always going beyond !!! Congratulations on your success !!! We need more people like yourselves !!! Thank you!!!

Wonderful to work with ! California has had so many changes…read moreregarding fire insurance etc...Val Myers group is always there to answer questions, customer service a priority. Highly recommend.

I had to change insurance companies and get Landlord's fire insurance to do short term vacation…read morerentals. I am in a high risk brush fire zone 6, that no insurance company wants to insure in, especially with all the tremendous losses that "burnt them" in Calif. Well I set Yelp filters on "highest rated' first and Lutz Insurance came up. I wanted to talk to one of the people mentioned in the great reviews about them, and asked for those particular names. But this lady named Jennifer Patrishkoff (her name was not in any of the reviews) answered at Lutz Insurance, so I rather reluctantly told her of my insurance needs. Jennifer did GREAT for me. In a couple of days, she found me a fire insurance landlord's policy for only $1007 for $687,000 building coverage $5000 deductible, that is OK with AirBnB. I am paying $520 now for landlord policy $2500 deductible (WHICH IS SUPER CHEAP!) for $515,000 building coverage. My earthquake insurance sent me a dump letter (just before the Ridgecrest earthquake happened) because their reinsurance could only insure for 75% of the 100% of rebuild value. You know, California houses are soooo expensive, and there were sooooo many devastating fires, that insurance companies "get burnt", insuring them. So Jennifer found me earthquake insurance for same $687,000 building coverage as the landlord policy, with 15% deductible, and $10,000 personal belongings (I don't have much since this is a rental house, not my home) for $271, which is about the same as I was paying for before, because building coverage is more that the outgoing earthquake insurance. Get your insurance quotes from Jennifer. See if she can beat your current house and car insurance, too. She is the only agent who came through for me on a very difficult to insure house, out of the 5 brokers or so I contacted through Yelp. Like one guy did find me landlord vacation rental insurer willing to insure my high fire risk, but costs $3300 for same policy coverage as what Jennifer found me for $1007. And she did it real fast, too, against great odds. If your house is in high fire risk zone (above 3 or 4) you may not want to move from your present company, because they likely won't take you back if something happens with the company you move to. They only keep you if you are already a client, but won't take you back if you leave, cos you no longer fit into their underwriting parameters. Make sure you also read the 5 "Not recommended reviews" in a link at the bottom left of the first page. Ask Jennifer to give you quotes for your home and car insurance, too. She could not beat my Scottsdale house and car insurance, tho, like only found quotes for double the premium, in fact the auto was more than twice what I am paying now. But it PAYS TO SHOP!

I have been using Lutz for quite a few years now. They have always been highly communicative and…read moreprompt in responding to my questions. Lutz has been extremely helpful in finding the best insurance policies/prices for both Renter's and Auto insurance. I will continue to use Lutz for as long as they are in business:)

BIG thanks to Victor for helping me out with my renters insurance policy. He was very polite,…read morequick + efficient, plus he was able to answer all my many questions. I really felt he did go above and beyond. Thank you Victor and AAA for being great.

Huge shout out, to Kendra she was a great help with all my papers. Extremely patient and calming…read more Thank you

Having just move from Maryland to California i had to change my insurance policy with AllState…read morebecause of various state regulations. I really was not looking forward to it as dealing with insurance agents in my experience has been like Chinese water torture. My previous agent in Maryland was barely responsive when i signed up and completely ignored most of my emails and communication attempt over the 2 years i was with him. Boy! what a refreshing change to have Nancy and her team working with me. They pay attention to detail, are very responsive, make a point of knowing their clients and just overall are excellent. I highly recommend this team if you are getting sub par service elsewhere.

Despite not choosing to go with Allstate in the end, Nancy was Extremely helpful, and not pushy (in…read morethat "saleman" type way). I would completely recommend Nancy to anyone!