We attended Arif's Financial Success Seminar in June and was VERY impressed. He had several expert…read morespeakers touch on subjects such as insurance, stocks, gold and medical. It was so informative! I have worked with Arif over the past several years helping me with my finances and retirement. He has done an excellent job of managing my financial portfolio. I HIGHLY recommend him to anyone seeking financial advise. Susan V.

We have been working with Arif for several years. We are completely satisfied with his advice. He…read morehas the ability to find strategies to help us make the most of our money with the lowest possible taxes. He has also helped advise two of our adult children who are not his clients without charging them for his time and advice. He clearly enjoys his work and is happy to find ways to make his clients money go as far as possible. He goes the extra mile. John and Lucy

Working with Kyle Clark has been a standout experience from start to finish…read more After a deeply frustrating experience with another financial advisor program, I was cautious about starting over, but working with Kyle has been a complete 180. From the start, Kyle was thorough and patient. He walked me through transferring all of my existing funds, helped me establish clear savings goals, and gave me concrete, actionable guidance I could actually act on. What impressed me most was his timing: all of this unfolded during a period of significant personal transition for me, and he handled every step with professionalism and calm. The results have spoken for themselves. My portfolio has reached record highs, and for the first time, I genuinely feel in control of my financial future. If you're looking for an advisor who is competent and steady under pressure, I can't recommend Kyle highly enough!

David gave a very helpful consultation. He is knowledgeable about tax and explained in easy to…read moreunderstand way.

Don't use this group..after being with them for over 15 years they took accounts and moved with a…read moreperson nobody ever met without even a phone call sent a letter that came weeks later so your relationship means NOTHING! Beware!! I found another group with much better personal service !

Diana Reyes, Maria Alemán y Mary Ajungo are doing a great job at Edward jones de Valencia. They…read morevery friendly and professional. Diana Reyes had the patience to explain to me everything about my investing and retirement plan. Her expertise is very clear and that make you feel confident. Thank you to Diana Reyes and her team, you ladies are the best.

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Brad Hartman is an amazing financial planner. He's very detail oriented, and answered all of my…read morequestions in a straight forward and understandable manner. He described options to suit my financial needs and thus guided me to the best solutions for my current financial situation. I will continue to rely on his expertise and highly recommend the same for anyone in need of financial advice and guidance.

From the owner: Independence and Flexibility: Hartman Financial Planning is not affiliated with any bank, brokerage…read morefirm or insurance company. We provide investment management, retirement income planning, tax planning, estate planning advice, and more. As an independent Fee-Only firm, we work solely for our clients. We don't receive any commissions or third-party referral fees. We are a fiduciary and put the clients needs first. . Contact us today to get started.

My family first met Shahrzad in 2013 when she walked into our business asking us if we knew how…read moreCovered California worked. She was going door to door signing people up. For over 11 years, we reached out to her for help if we needed to change providers. She is an incredibly helpful and supportive resource to have while navigating through the very confusing and difficult world of health care services. She is extremely professional, prompt and knowledgeable. Even going as far to offer ways we can save money. We have no idea where we would be without her expertise and guidance. We cannot recommend her enough!

She was my No 1 agent for my Medicare Advantage. She's very knowledgeable in all aspects of health…read moreinsurance and gives amazing recommendation on what you need and what is conducive to your needs.! She's very honest on her profession and I recommend her 110% to take a chance on her.

When I was in a state of shock and in desperate need of financial advise, I went to Chris. This is…read moreone of the best decisions I ever made. He is not only compassionate about his work and expertise, he is truly intelligent and confident. Whenever I have a question or concern, he always has the honest answer. He is realistic in his recommendations and he doesn't force investments. He is a phenomenal advisor!