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    Fix Your Credit Consulting

    4.9 (237 reviews)
    Closed 9:30 am - 6:00 pm

    By appointment only

    Request a consultation

    Response time

    10 minutes

    Response rate

    100%

    Services - Fix Your Credit Consulting

    Business consulting

    Debt management

    Fix Your Credit Consulting Financial Advising Photos

    Recommended Reviews - Fix Your Credit Consulting

    Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
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    5 months ago

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    12 days ago

    Great service, handling all items that they said they would. Will use again in the future if we need it!

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    1 year ago

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    9 months ago

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    11 months ago

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    8 months ago

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    1 year ago

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    9 months ago

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    5 years ago

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    3 years ago

    Business owner information

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    Sandra R.

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    4 years ago

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    6 years ago

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    9 years ago

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    5 years ago

    Good for easy items like credit inquiries. Not so good for hard to remove items.

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    Page 1 of 6

    Ask the Community - Fix Your Credit Consulting

    Do you advise on debt consolidation?

    Hey Jody, debt consolidation is not something that is in our area of expertise. But we can review credit reports and see what we could advise you to make sure you can get back on track after consolidation.

    Tengo bancarrota en nov2023 , ustedes que pueden hacer al respecto de bancarrotas?

    Es muy temprano para hacer algo tiene que tener como 7 anos antes que nosotros podemos quitar eso. Mientra tanto abre secured credit cards para reglar el credito de nuevo.

    Hello my husband and I are trying to purchase a home ASAP and I qualify for the first time home buyer program but he doesn't because what ever scoring system they look at has him at a 580 and they said he needs a 620. Can you help in a short time?

    Hi Sabrina yes it is possible give me a call 818-330-4023. Thank you, Sandra

    Hi, how long after a surrender repo can you remove the repossession from your credit?

    It depends on whether you pay balance owed or not but usually it has to be more than 4 yrs from surrender date of you don’t pay it. If you pay if sometimes sooner depending… Read more

    Are you able to get child support off my credit history and recent inquiries?

    Hello, Justin. Thanks for reaching out! We can remove inquiries off Experian and Equifax. For Child Support lates, unless there is some sort of fraud or ID Theft involved, it's unlikely that they would get removed.

    I have no collections and 3 late payments, can you help me? My score will not go over 650

    Thank you for reaching out to us, we will be closed until January 3. Please provide your contact information so that we can contact you once we reopen and discuss your credit score and how you can raise it above 650!

    Is there anything that can be done about defaulted student loan debt (from a credit report perspective)?

    Hey Lilly! Thanks for reaching out. For the purposes of credit repair, negative student loan items… Read more

    Is getting my credit clean also mean deletions that can never be seen again?

    Yes that is correct, if they pull your report anything that was removed cannot be seen again. Unless a creditor you defaulted with pulls it sometimes it is still seen in their internal database if it has been less than 7 years since you defaulted.

    Don’t See Your Question? Ask Away!

    Review Highlights - Fix Your Credit Consulting

    In the consultation, Sandra will looked at your credit profile to tell you if she can help you or not.

    Mentioned in 98 reviews

    Read more highlights

    Infinite Financial Firm

    Infinite Financial Firm

    (151 reviews)

    Westwood

    Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

    I signed up with Infinite Financial Firm Credit Doc to help remove several late payments from my…read morecredit report because I needed my credit fixed quickly in order to buy a house. From February 23 to April 21, I trusted the process and was very clear from the beginning that money was not the problem. I even told them I was willing to pay extra if they could work faster and actually get results. At first, they told me I did not need to pay off my credit cards or balances for the process to work. Later on, they changed their advice and told me that if I paid off the accounts, the disputes would move faster and have a better chance of success. I followed their recommendation and paid off the accounts hoping to finally see results, but even after doing that, I still did not receive any meaningful improvement. Instead of offering a faster or more effective solution, they placed me into a monthly payment program and kept telling me to wait. Communication was also very slow, especially from the owner, who would take a long time to respond to my messages and concerns. During the entire process, they claimed they filed disputes multiple times, but I never saw any positive results. In fact, my credit situation became worse instead of improving. After almost two months of waiting, I was eventually told that I should just cancel the service because they were not getting results.I feel disappointed because I spent time, money, and trusted their promises during an important time when I needed my credit fixed urgently. Based on my experience, there was a lack of urgency, communication, and effective dispute strategy. I would strongly recommend others ask for clear proof of work, realistic expectations, and actual progress before signing up.

    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (99 reviews)

    Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Second Chance Financial

    Second Chance Financial

    (195 reviews)

    would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

    Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

    Fix Your Credit Consulting - financialadvising - Updated June 2026

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