We'd had this First Citizens checking account for almost 45 years, and we had a First Citizens Credit card. We noticed that charges were starting to appear on our CC that weren't made by us. So we called First Citizens and let them know. They said they couldn't really do anything until the charges posted and were no longer "pending." We noticed the next morning the charges were still coming fast and furious so we called again. This time the person at least canceled the cards so no one could continue these fraudulent charges. They assured us we wouldn't be liable for these charges. After 2 months of investigating, FC finally refunded us for the charges (we had to pay them in the meantime) however then they charged us back almost $400 saying they think it really was us on some of the charges. Absolutely maddening! Suffice it to say we canceled the cards and our checking account.
First Citizens no longer seems to care about their customers - we now bank at Champion Credit Union. So far, so good! read more