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    First Merchants Bank

    1.1 (38 reviews)
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    Services - First Merchants Bank

    Personal banking

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    5 years ago

    The worst bank I've dealt with. The card or app never works. They hold my money hostage, and 8 can never get in contact with them.

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    Ask the Community - First Merchants Bank

    Review Highlights - First Merchants Bank

    First Merchant Bank (formerly Monroe Trust) is currently providing some over the top assistance with us concerning the Coronavirus Stimulus offerings.

    Mentioned in 3 reviews

    Read more highlights

    First Merchants Bank - First Merchants Bank on South Tillotson Avenue in Muncie IN

    First Merchants Bank

    (1 review)

    This is branch is not specifically horrible, it's the policies placed by this bank that reinforces…read morethe staff's restrictions. I've been banking here for years. My father and his father; everyone in my family has banked with First Merchants for years. I still have an active account with them and have never been charged for monthly statements or to send fax. I go in to get my statement and that stop me with a $10 fee. I don't use or have a debit card for this account and I used to receive my statement in the mail, but they stopped sending that without notice. There's no way I'm paying a $10 fee to see my own account statement. These new fees are unnecessary and no one was notified of these changes ahead of time. My family can't believe the fees either and we will all be changing banks. Banks like First Merchants are rapidly and deliberately pushing people away. Cashapp and Venmo could never do as much damage to these banks and branches as they are doing to themselves.

    From the owner: First Merchants Bank was founded as the Merchants National Bank of Muncie, IN by Hardin Roads, a…read moreformer successful wholesale grocer, together with a group of service-minded businessmen during the Panic of 1893. The enterprising men invested capital of $100,000. Since then First Merchants Bank has been growing both organically and through mergers and acquisitions. The history and timeline of banks acquired includes: 1893 - Merchants National Bank 1988 - Pendleton Banking Company 1991 - First United Bank 1996 - Union County National Bank 1996 - The Randolph County Bank 1999 - First National Bank of Portland 1999 - Anderson Community Bank 2000 - Decatur Bank & Trust 2001 - Frances Slocum Bank & Trust 2002 - Lafayette Bank & Trust 2003 - Commerce National Bank 2008 - Lincoln Bank 2012 - Shelby County Bank 2013 - Citizens Financial Bank 2014 - Community Bank, 2015 - Cooper State Bank 2015 - Ameriana Bank 2017 - Arlington Bank 2017 - iAB Financial Bank

    First Merchants Bank - banks - Updated July 2026

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