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    Florida Mortgage Consultants

    5.0 (1 review)
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    2 years ago

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    Eddy Ramirez - Foundation Mortgage

    Eddy Ramirez - Foundation Mortgage

    (2 reviews)

    Terribly unprofessional. Was rude on the phone and incompetent and combative when challenged about…read morescrewing up.

    STOP !!!! Stay away from this organization and this broker. You will receive all the attention and…read morecommunication through the sales process. Once you start the loan process, everything changes, I mean everything. Communications stops, not difficult, but non-existent. Empty promises and met with excuses. When Loan approval went long, I could not give my landlord a convened move out date, I had to pay an additional months rent, Eddy proudly announced he would pay for the additional months rent, Great, nice gesture, but never a word about it and no money, empty promises. yes, it did cost me an additional $1750 in rent. Yes, there was a closing. I was informed the morning of the closing, "sorry I forgot". 30 minutes post closing, after I got back to the office, EMERGENCY, they needed a verification paper from my employer. After the Closing? this caused issued with my employer, what he was asking for was outside our HR policies, he pushed and pushed. 2 week post closing, I here from Foundation. "We NEED to come into you house for a post hurricane inspection. All we NEED is pictures of everything inside". I told them NO. For 2 weeks, Eddy called me complaining about not getting paid, loosing the ability to work with lenders and issues with his license if I don't allow them access for an interior photo shoot. This also came with the threat of foreclosure if I don't comply. Do yourself a favor, Stay away from Foundation Mortgage, and stay away from doing business with Eddy Ramirez. He is self serving and egotistical. If everything he was doing was in my behalf, then why wasn't there communication. Why were there promises made with no follow through at, if not for self serving needs. Stay Away. Stay Away. Stay Away

    The Heather Craig Team - CrossCountry Mortgage

    The Heather Craig Team - CrossCountry Mortgage

    (1 review)

    Heather Craig is my "go to" loan officer for over 15-years! She is very knowledgeable, involved…read morewith every file, has excellent communication skills, and is outstanding with her clients. She'll do everything she can to get our Buyers to closing smoothly and on time. It's hard to find someone who you can trust, is detail oriented, calls you back when promised, and communicates throughout the process. Her guidance and expertise in reaching your financial goals is invaluable, call Heather!

    From the owner: Heather will be your personal mortgage partner from start to finish, streamlining the process…read more Unique programs include our 5-day Equity Express Fixed rate approval options, our NO Mortgage Insurance with just 15% down subject to approval, and unique programs to help sellers and buyers move into their next home. DPA Down Payment Assistance options. Special Jumbo programs. Non-conforming, FHA. VA, USDA, Conventional, and special self-employed programs. Want to love it? ask about our favorable lending options to remodel your home, or to add more space for additional income. Want to list it? we have programs to help you move before you sell! We will work with your Realtor! Do not have a Realtor? We work with top notch local Realtors that we can connect you with. Equal Opportunity Housing Lender Heather Craig, Loan Officer, NMLS# 325921 CrossCountry Mortgage, LLC NMLS 3029 - Mortgage Rates and Resources licensed in FLA, GA, LA, TN, AL, TX and VA - Licensed by the Virginia State Corporation Commission. Equal Housing Opportunity. This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas.

    Lincoln Mortgage Solutions

    Lincoln Mortgage Solutions

    (4 reviews)

    I have now funded three properties with Tim and each has been very simple and straightforward. He…read moreis knowledgeable, responsive, patient, and best of all, has access to great rates! Lincoln Mortgage Solutions will remain on speed dial for my future real-estate funding needs.

    I honestly don't know where to begin. Tim Lammon played a major part in me achieving the America…read moredream of homeownership and for that I will be eternally grateful. I had worked with two prior lenders who absolutely low balled and had me thinking my dream of home ownership would not be attainable. I'm so glad I persevered and came across Tim. The day I called him he went to work on my credit salary and told me the amount of house I would be able to afford which was totally higher than what I had been previously told. Tim also helped me to get money to put towards closing costs and also served as a first time home buyer mentor realtor and advisor, there simply wasn't a question I could not ask him and his response time was always very quick so much so that I felt like I was his only client. Tim is an all around good guy and looks out for you in way that just won't find at a big bank or big lender. He is absolutely the salt of the earth and an all around good guy. I would highly recommend Tim and Lincoln mortgage solutions to anyone who wants someone who will work earnestly & diligently to help you achieve your American dream. Me and my family will always hold Tim in very high regard.

    Florida Mortgage Consultants - mortgagebrokers - Updated June 2026

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