First off let me say I have never written an online review like this but Cathy definitely deserves…read moreone. We have been working with Cathy for a very unique loan situation and she has been unbelievable! Not only did she put together our prequal information for our offer the night she got back from a long road trip (on 4 hours notice!), she worked tirelessly to get our loan through underwriting. Unfortunately the loan could not go through because FHA did not like that it was once considered a mobile home. Cathy exhausted all her options on this loan talking with our contractor, her underwriters, examining pictures, talking to Realtors etc. The way we were treated we thought we were dealing with a close family friend who did this for fun not a branch manager with a ton of work on her plate. If you are reading this please go through Cathy you will not be disappointed with the level of service. She really is great. Thanks again Cathy Ryan

From the owner: Cathy Ocharzak has over 30 years of lending experience. Over the years she hasbeen recognized by…read moreMaryland CDA as a top originator of MD CDA loans for first time buyers, Leaders Club for First Home Mortgage, Affiliate of the Year awards with Pen Mar Regional Association of Realtors, served on the board of Directors for Pen Mar Regional Association of Realtors and the education committee.

Terrible company. I went into a contract on my house back in May and was promised all kinds of…read morethings by the loan officer. When it came time to close his mistakes lost me my house. It was so bad that the seller's agent didn't even want to deal with me because I was dealing with this company. Now I've lost my house that I loved I lost money and time that I invested. Do not use this company they are the worst!!

Highly recommend Jon at Elmwood Mortgage. Jon is very knowledgeable and had us approved for a loan…read morein no time. Jon made our first time home buying experience enjoyable and the whole transaction smooth!

From the owner: Experience Extraordinary. Delivering the right loans for the…read moreright reasons in a way that exceeds all expectations. That is our business.

Jim did a great job working with me throughout my first home purchase! He was very responsive and…read morethorough. I wound up paying nothing at closing.

From the owner: Jim Gullace is your premier mortgage expert located in Hagerstown, Maryland. He prides himself on…read moreoffering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Maryland area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Jim can help you take that first step toward a financial solution.