First off let me say I have never written an online review like this but Cathy definitely deserves…read moreone. We have been working with Cathy for a very unique loan situation and she has been unbelievable! Not only did she put together our prequal information for our offer the night she got back from a long road trip (on 4 hours notice!), she worked tirelessly to get our loan through underwriting. Unfortunately the loan could not go through because FHA did not like that it was once considered a mobile home. Cathy exhausted all her options on this loan talking with our contractor, her underwriters, examining pictures, talking to Realtors etc. The way we were treated we thought we were dealing with a close family friend who did this for fun not a branch manager with a ton of work on her plate. If you are reading this please go through Cathy you will not be disappointed with the level of service. She really is great. Thanks again Cathy Ryan

From the owner: Cathy Ocharzak has over 30 years of lending experience. Over the years she hasbeen recognized by…read moreMaryland CDA as a top originator of MD CDA loans for first time buyers, Leaders Club for First Home Mortgage, Affiliate of the Year awards with Pen Mar Regional Association of Realtors, served on the board of Directors for Pen Mar Regional Association of Realtors and the education committee.

We worked with Brian Morley at Fulton for our home loan and I just cannot praise him enough. He was…read moreone of three lenders I initially contacted at the beginning of my home search, and from that moment until the moment we closed he was speedy, efficient, and kind. As this was my first home purchase, I needed some help walking through the process and he empowered me with all the information I needed to be able to look at homes I could realistically afford, and when we made an offer with a VERY tight timeline for closing, he was tireless in gathering all of our materials, staying in touch, and preparing our loan with lightening speed. I have heard so many horror stories from friends who felt swindled after working with a lender, and I am pleased to report that this is NOT the case with Mr. Morley. On top of how efficient he was, we priced out his competitors and he also gave us the best rate. I would highly recommend contacting him!

Highly recommend Jon at Elmwood Mortgage. Jon is very knowledgeable and had us approved for a loan…read morein no time. Jon made our first time home buying experience enjoyable and the whole transaction smooth!

From the owner: Experience Extraordinary. Delivering the right loans for the…read moreright reasons in a way that exceeds all expectations. That is our business.

Jim did a great job working with me throughout my first home purchase! He was very responsive and…read morethorough. I wound up paying nothing at closing.

From the owner: Jim Gullace is your premier mortgage expert located in Hagerstown, Maryland. He prides himself on…read moreoffering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Maryland area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Jim can help you take that first step toward a financial solution.