I don't write many reviews, but when I do it is because the folks being reviewed have really gone above and beyond in all aspects of their profession. I can't use enough superlative's to describe the mortgage application, approval and finalization process that Josue and Diana helped me with such professionalism and dedication. This is the first such process I have done where everything worked out perfect, from the timeline to the closing procedures, the communication and everything in-between. Most definitely give them a try if you're reading this and is considering applying for a mortgage. You will come back to this review later and thank me for it. read more

Eddy went above and beyond and exceeded our expectations. We were working with another lender and weren't getting questions answered and decided to switch lenders mid escrow. Eddy and his team educated us on the correct way to move forward. He made it happen just like he said. Eddy knows what he doing and kept us informed throughout the process. We definitely recommend Eddy Lomeli and his team in GEM Mortgage. He is very professional, communicative, reliable, and very competitive. He has gained a forever customer. read more

Thomas and his team perform and deliver high quality service. He made the whole process easy and stress free because of his knowledge and experience. I am so happy that my husband and I were able to purchase a new home with his help. It has always been a great experience working with Thomas and the Golden Empire Mortgage team! I would refer family and friends to him any day! Thank you again Thomas! read more

Helllllll Yeeaaahhhh!!!!!!! Words can not express how thankful me & my husband are with Thomas Louisignau & Golden Empire Mortgage! Thomas and his team did an amazing job on helping and guiding us on buying our brand NEW HOME!!!! We have heard horror stories from other people in buying a home but not with Thomas at Golden Empire Mortgage he made it so simple, easy, fun & stress FREE for our family. Thomas always kept us updated on our loan process. Which we loved because it was our first time purchasing a home and had no idea what to expect lol. We received great customer service at all times. Best believe I will be referring Thomas to all my friends & family! Thank you Thomas & your team at GEM we are forever grateful with you guys! NEW HOME HERE WE COME!!!! HEELLLLLLL YEEAAHH -Baker Family read more

Just wanted to give another shout out to the awesome team at Golden Empire Mortgage!!! Thomas and Diana did it again. We recently refinanced our home and with out fail Thomas and Diana were great. The process was fast, super easy and always a great learning experience. As a customer Thomas has your best interest at heart. Golden Empire Mortgage is our families choice. Thank you for all you do read more

I recently refi'd with GEM and had an outstanding experience. Eddy Lomeli and Diana Gutierrez were awesome. From the first call to them to the very end it was super smooth. They were responsive, knowledgeable, and extremely helpful. This refi happened in September but I waited to be sure all was done correctly before giving this review. I had follow up questions after funding and their response time was just as quick and they were just as courteous as they were before the close of escrow...which for me is important. I want good service all the way through, not just until they got what they need. I would recommend them to anyone looking to purchase or refi! read more

Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Jorge Merlos was able to boil down all the rates and acronyms into logical information I needed to make the right decision. Jorge went out of his way to make sure I got the best available loan at the lowest possible rate. I recommend Jorge to anyone in the market for a mortgage. THANK YOU JORGE AND EVERYONE AT GOLDEN EMPIRE MORTAGE!!! read more

We closed today!! and right as scheduled We are so happy and blessed to have the team at GEM handle our loan. Josue, Diana, and Melanie are top NOTCH!! We never thought our loan would go as smoothly as it did. They were always on top of everything. They were all so professional. Always responded to calls, emails and texts promptly. We were never left hanging. They were very detailed and explained every little detail and did not mind explaining it until we fully understood. Josue always just called to check on us throughout the process to see if we had any questions. We are so amazed and thankful for you all. Thank you for being so helpful and thoughtful. We appreciate everything! GEM YOU ROCK! JOSUE, DIANA, And MELANIE WE THANK YOU Chelijah and Jay read more

Huge Thanks!! To Eddy L. And Melanie Z. For helping us get approved for our home . They certainly went above and beyond to make sure we got our approval. Me and my fiancé were kept in the loop about everything during the process. Eddie and the whole team really made our dream come true and kept working hard for us even through these rough times to make sure we got our home . We cannot thank them enough for making this happen Highly recommended!!!!! If your shopping for a home this is the team to go see . You will not be disappointed read more

First and foremost thank you Thomas and your spectacular team! If you're looking for an amazing and trustworthy lender as I was I googled and found Thomas and I was not disappointed as I know you choosing Thomas' team you won't be either! This branch of GEM mortgage cares for their clients. They take the time to explain the full process of any transaction you are going with and take the time explain all the terminology in question. This team is not in for the pressure of numbers they are in for the high focus on customer service. I have and will continue to refer friends and family to this team! If you choose Thomas for your lending needs congratulations you will not be disappointed! read more

The dream team here at GEM Mortgage! My husband and I were lucky enough to be introduced to Thomas and his team through a family member and all We can continue to say is Thank you! Thomas and his team explained everything so very well to us and through the whole process made sure our concerns were addressed and not compromised. This has been a crazy time to buy/sale a house and his team got us through both seamlessly. Melanie was also so patient and thorough with us with all the paperwork! Thank you so much again. You won't regret working with Thomas and his team at GEM! read more

Thomas was exceptional to work with!! We were first time home buyers and he guided us through out the whole process. He gave us so many options to work with! If we had any questions, he was always there with an answer. Because of Thomas we became so knowledgeable throughout this experience. Diana his assistant was so helpful as well! Seriously look no further if you need a mortgage lender! You will not regret it! Thanks again Thomas for helping us with our dream home!! See you at the house warming party! read more

GEM Mortgage - Mortgage Brokers Near Me - Ontario, California

Thomas was professional, knowledgeable, helpful but above all he listened and helped us make the decision that was best for us. He really took the time to understand our situation and offered multiple options that best suited our families needs. We are beyond thankful for Thomas advice and expertise and would recommend him to our closest family and friends!!! read more

Thomas has been more than a lender to my grandfather and myself. When we found ourselves in a little bit of a pickle, he took the time to educate us and give us many tools that helped us sell the property we were in, and purchase our new home through a For Sale by Owner. Thomas is both a professional lender and a therapist. He was always available to hear me out whenever I had any concerns about contract language, or my emotions. If you ever find yourself caring for a parent or grandparent, and want to protect their assets and interests, he is the guy for you! Thomas, was extremely patient with my grandfather's needs and took his best interest to heart. I have found a home to last me many years, but I look forward to working with him again on any future properties that may come my way! read more

Pre approval process is always hectic! My fiancé and I came back to golden empire mortgage for the second time to purchase our second home! The beginning always starts off slow but we had a strong finish! Our realtor Gaby recommended Thomas! He is amazing! He knows exactly what he's talking about and is such a please to work with! He is a real straight up and down to earth guy. My fiancé had a specific monthly payment in mind and Thomas knew exactly what price range we needed to shop for! He is easily accessible and returns calls and emails very quickly! We worked with Thomas throughout the period for our pre-approval and mostly work with Diana during the close of escrow. Diana was amazing! She responded to emails within the hour! She always answered her phone calls! My fiancé and I work a lot and it is not often that we have a day off together and both Thomas and diana made sure to work with us and around our schedules always adjusting and offering suggestions on how we can have a smooth and quick escrow! Gaby, our realtor, was always really aggressive and forward with the sellers which you don't come by too often! She was never shy to ask for additional information from the sellers! For example, rather than emailing a seller for information, Gaby always called and asked very direct questions that allowed me and my fiancé come to an easier decision on a house. To be honest, there were not too many houses in the area we were looking for that I felt were "the one." But the one house that my fiancé fell in love with...Gaby did not disappoint! We told her exactly what we wanted and we got exactly what we asked for. This is the second time that we had this amazing team and each time they did not disappoint! We got exactly what we asked for during both processes. These people work so well together! The escrow process can be very hectic and challenging but with this team it was so smooth, so easy, and best of all so quick! We don't have any complaints! And if we so happen to buy a third property....we will definitely be coming back! read more

I never would have thought that seven months ago when I walked in to Thomas' office that I was also sitting down with my future employer. I had such an amazing experience with Golden Empire Mortgage that when I heard they were hiring I applied and joined the team. Proud to have joined such a fantastic staff. Truly a white glove experience. read more

Thomas and his assistant Dianna were awesome. Thomas was extremely helpful from the beginning of the process, taking us step by step through the process of our first home while using the VA Loan. Thomas and Dianna were patient and kind to respond to the millions of questions and concerns I had throughout, and was a phone call away. When it came time to put in an offer Thomas called right away to explain to me the pros and cons and let me know if it was going to remain in budget. He went above and beyond to make sure we had a smooth have a fast and escrow and never left me wondering!! We learned so much from him, and he really helped with the stress and worries that comes with buying a home. We are grateful to have had him through this process, and happy to call him a new friend! Thanks so much! read more

I've worked with Thomas Louisignau for several years now. I have personal used GEM mortgage when buying my home and I have referred my parents and all my clients to this company. I feel they are the best in the industry and my go to lending partners. I can always count on them to get the job done at the highest level. It's extremely hard to find good customer service and that is exactly what they deliver. Being a Real Estate broker I have worked with many other lenders and Thomas and GEM mortgage constantly out perform every other lender. Thomas will sit down with you and give you valuable information on your path to home ownership. You will come out of the meeting with free credit advice, mortgage planning, and if you follow what he's says you will be a new home owner. I trust him with my personal clients, family, and my own purchases. Do yourself a favor and book an appointment with Thomas today! read more

We've bought 3 homes and refinanced once and every time we chose Thomas to be our go-to guy for our mortgages. We've not even considered going with someone else because Thomas is the top at his game. He walked us through every step of the way and has been a great resource for all our lending questions. read more

Thanks to Thomas Louisignau, refinancing was a breeze, having the option to go in person to complete the paper work was very helpful . His assistant Diana Gutierrez was very courteous and prompt to return phone calls. I highly recommend Thomas and his team from Golden Empire Mortgage. read more

Well.....We CLOSED!!! Everyone at GEM was pleasure to work with. I will definitely recommend all my friends and family to Thomas and his staff. My home buying experience was stress free up until the last week at no fault to my realtor or GEM. On the contrary, Thomas and my realtor assured me things would be ok and they were. THANK YOU!!! read more

If you plan on buying a home, i recommend GEM MORTGAGE! Antoine was Super helpful... He helped me get qualified for a loan and referred me to a great realtor to work with. He was very professional and honest with me. He answered all my questions and made my journey to my home stress free. I enjoyed my experience so much with Antoine and GEM Mortgage that i referred him to my sister and three of my friends. He will be straightforward and help you get you on the right track to buy your home. Great job to him and the their company!! read more

Awesome! Do not go anywhere else. They will help you accomplish all your mortgage needs! Highly Recommended. read more

Thomas and team did for us what our bank wouldn't! We just moved back into the country and, thanks to a year gap in employment history, we were having trouble getting a loan through our bank (who we already have a mortgage with!) so we were looking for other options. We were introduced to Thomas and its been nothing but easy ever since. The entire GEM team was quick to answer questions, turn around documents, and talk us through process every step of the way. Funded and closed in under 21 days. Couldn't ask for a much better experience. read more

Working with this company was great. Thomas is amazing, he explained everything to me and my husband up front and advised us on what we needed to work on to qualify. Once we were ready to purchase he worked diligently and fast to get our pre-approval. He took the time to explain to us the importance in sticking with a mortgage that we felt comfortable with. During the escrow process he always made sure to give us updates and always responded to our phone calls and emails. He was honest, professional and was always positive. His assistant Diana was also great, she responded promptly when we sent her verifications and everyone in the office was always friendly. Thomas was able to guide us to first time homebuyer programs and explained the qualifications. I am still amazed that we now own a house, he helped make our dream come true. read more

I would highly recommend Thomas and Golden Mortgage Empire in Ontario for any of your Homebuyer needs . Him and his team in Ontario helped us all the way thru the process and we have enjoyed our home ever since . They have flexible hours and work thru with the whole process . read more

GEM Mortgage - We want to Thank Golden Empire Mortgage for finding Our Family the perfect Home with the perfect backyard. - Mortgage Brokers Near Me - Ontario, California

I honestly don't know where to start! Eddy Lomelí and his team were so amazing! We first started back in May when my husband and I were trying to sell our home and purchase a new one so we called Eddy who was recommended to us. He's was so friendly and loved that he knew what he was talking about because this was so important to my husband and I. He ran everything and advised us to pay certain things off and to just wait a few months to run credit again and to move forward with a pre-approval and so we did. In between those months he was still checking on us and letting us know he's excited to work with us which was a big plus to me because it showed that he actually cared and that it wasn't just about the money. He could've easily made money on us when we first talked because we DID qualify but We wanted a lower interest rate and so that's why he advised us to wait to higher our credit just a bit. So we had finally gotten our pre approval and he showed us all of our options with what loans and programs we can do and not once he was pushy about anything He wanted us to chose comfortably and of course he told us what he recommended. We told him about our plan with what we wanted to pay a month, how much down we wanted to do, interest rate, etc. And he sure came through lol And let me TELL YOU how informative he is as well! I seriously have learned SO much about loans, escrow, buying points, what's good and not good, everything! You ask he will answer! And that's not that best part! The best part was that I had such a smooth escrow! Besides turning in your required stuff in the beginning of escrow I seriously did nothing after that lol a few papers here and there but nothing extreme. it was actually kind of weird (in a good way lol) they made it VERY STRESS FREE! they did everything for me and you gotta love his assistant Melanie! She was so sweet and quick with everything as well, very responsive with any question we had and was on it with anything she needed from my husbands employer, etc. And did I mention that We closed escrow in 25 DAYS!! It was awesome! I can seriously go on and on about Eddy and his team but I will stop here and say if your looking for a lender, a great one AND a smooth escrow, GO WITH EDDY! Trust me you won't regret it! Thank you so much again Eddy & Melanie! I feel very happy to know that I have a team to TRUST when I want to purchase again or refinance! God Bless! read more

I'd like to start off by saying I never imagined I would be able to purchase a home by myself. The folks at GEM mainly Thomas and Diana made it happen for me. It's been one year now since I received keys to my home. Thomas and Diana go out of their way to answer any questions and concerns. I have to admit, I was scared as hell dropping my life savings into this purchase, but it was the smartest decision I have ever made and thanks to Thomas and Diana, they made me feel comfortable about it. Just recently, I was confused about my supplemental property taxes and asked Diana for some help.......she must have spent at least an hour doing the research for me. She broke every down for me so I could understand it.......Thanks Diana! If you are looking for a lender.......speak with Thomas or Diana.........you won't regret it!! read more

5 stars wouldn't be enough to give Josue and his team. They go above and beyond for you! In the past, Josue helped me refinance my condo and just recently helped me purchase my new home. I had so many questions to ask and he kindly answered every single one of them. Every time I got off the phone with him or read one of his emails, he made me feel at ease about the decisions I was about to make. So in other words, if your thinking about buying your first home or refinancing for the first time.....He's the guy to talk to!!! The process was always smooth and fast and will be coming back! -Luis read more

I had a very positive experience working with Golden Empire Mortgage. Thomas was referred to me by a friend who also had good experiences. He was the first person I contacted (before contacting a relator) to look over my finances and help get into my home. There were times throughout the process that I was over ambitious on what I could afford, and Thomas was there to bring me back to earth and show me how I was pre-approved, and what my limits were. I took some time off for a couple of months, and when I jumped back in, the market had changed. Thomas and GEM were able to get me pre-approved and gave me tips on how I could improve my credit, and increase my buying power before purchase time. When I was looking at new builds, many of the builders required pre-approval with their own mortgage brokers. Needless to say, many of them were not as helpful, friendly, or knowledgeable as Thomas. I stuck with him and when I found a builder that would allow me to keep Thomas and GEM I put in the offer and began the buying process. I was eventually approved for my loan and things worked out well overall. The builder mentioned to me that they were also impressed with GEM. Overall, I would certainly recommend Golden Empire Mortgage, and especially Thomas. He was there every step of the way, and did not disappoint. read more

Hi I'm Mr Tor Smith and Antoine Moore at Gem mortgage Was very helpful and informative through the purchase and the process of my New Home I would encourage you if you are thinking or even looking to buy a home to give him a call first I was getting the run around with banks and other lenders and almost gave up on buying a home he was right there with me through the process and phone calls . So any refinance or home loan need I will be sure and call him buying a home should feel this good thank you and the whole team at Gem mortgage read more

True GEM, Josue and staff at Golden Empire Mortgage are the best in the business. They made it very easy for me to get my home loan I could not of done it with out his knowledge and guidance. If I could give more than five stars I would. I recomend G.E.M. to all my friends and family. I truly appreciate all their hard work and dedication. Customer service is in their culture. I can't say enough about them, a true pleasure to work with. J Duran read more

My wife and I started looking for homes back in late 2019. I was referred to Thomas by a friend of mine. We had prior knowledge of how the process worked and Thomas made sure we were comfortable and informed with every step along the way. We didn't find the right home for ourselves until a year later and Thomas was patient and supportive even when we had tons of questions throughout the day. He was professional, knowledgeable, and personable. And man, this guy knows how to make things happen! My family and I were very impressed with his work. Now we are sitting comfortably in our new home and it wouldn't have been possible without the help of Thomas and GEM. We are very grateful for the work he's done. If you're serious about getting your home and you don't like wasting time, Thomas is your guy! read more

This is a very long overdue review, and a very much deserved one!! My boyfriend and I purchased a home in October 2019. Purchasing a home is one of the largest transactions a person will make in their lifetime, which can also come with a lot of stress and emotions during the process so it's imperative to chose a knowledgeable, experienced, honest, and trustworthy team to walk/guide you through the process, answer questions thoroughly, address any concerns, and also ensure you are making the best financial decision for you and your family...well, Thomas and his team far exceeded that. In addition, he truly cares about his clients and wants the absolute best...so much so, that when we put an offer on a house we absolutely loved, Thomas went the extra mile and reached out to the seller's agent which gave us a huge advantage when there were multiple offers on the table. Needless to say, our offer is the one that was accepted! You just don't find that level of customer service everywhere you go. Furthermore, Thomas and his team handled everything professionally, timely, & diligently. Who you work with really matters and plays a huge role in the entire home buying process. We without a doubt will be working with Thomas and his team for all future transactions, he is the ONLY lender I will be referring all family and friends to. Thank you Thomas and the entire team at GEM Mortgage for giving us the knowledge and buying experience every home buyer should receive!! read more

This was our first home purchase, Antoine made the process very simple. I was able to lots of it from my phone while I was at work. If I knew it would be this easy, I would've bought a house years ago. Call and ask for Antoine. read more

Thomas told us exactly what we needed to do to get funded for our first home and that's exactly what happened. He put us on the right track and a good position to buy our home and answered any out of the blue questions. He stayed patient when going through typical first-time homebuyer freak-outs and made the financing gibberish sound a little less like gibberish. He cares about what he does and his clients and I would recommend Thomas, Melanie and Diana for potential buyers. read more

As Real estate professional having the right team is extremely important! Eddy Lomeli with Golden Empire Mortgage is very knowledgeable and professional! Closing a loan is so important for the home purchasing process and having the right loan officer is a must! They were on top of everything throughout the process and made it as smooth as possible for all parties. Despite any bumps in the transaction, Eddy and his team managed to resolve them and get this well deserving family into their dream home! I look forward to working with them on all future transactions, you have a Realtor for life! I highly recommend Eddy and his team for all your mortgage needs! read more

Mr. Antoine Moore was very diligent and timely in assisting me with my mortgage loan application and questions. I experienced professional and courteous service from start to end. read more

Antoine Moore was the best, when we first was looking for a loan I have to admit it was overwhelming but Antoine made it it's easy as can be. I think we still will be looking for a home and a loan if it wasn't for Antione and go to Empire mortgage. Service was first class, really made you feel at home and they put are needs first. read more

Thomas from GEM mortgage was recommended to me by my agent Raul Acuña. Thomas has a great positive personality and right away we connected. His super knowledgeable and informative. Thomas really made us feel comfortable by keeping us updated every step of the way, specially his video that education us with the process. I highly recommended to give Thomas the opportunity to EARN your business. read more