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    GEM Mortgage

    5.0 (15 reviews)
    Closed 9:00 am - 5:00 pm

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    Recommended Reviews - GEM Mortgage

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    6 years ago

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    7 years ago

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    Terry B.

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    5 years ago

    We have used GEM and Terry Bleeker for over 20 years. Even when we moved out of the area. Best in the biz.

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    7 years ago

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    Terry B.

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    7 years ago

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    7 years ago

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    Terry B.

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    6 years ago

    Terry and staff are very knowledgeable, professional, they keep us informed and always quick to respond to all questions.

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    8 years ago

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    9 years ago

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    Terry B.

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    6 years ago

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    6 years ago

    I have worked with Terry several times for several purchases and refinances and it has always been a pleasure. Thank you Terry!!!

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    7 years ago

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    8 years ago

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    Terry B.

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    7 years ago

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    Review Highlights - GEM Mortgage

    I have worked with Terry several times for several purchases and refinances and it has always been a pleasure.

    Mentioned in 15 reviews

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    Mayra Barajas - Elite Mortgage Pros

    Mayra Barajas - Elite Mortgage Pros

    (17 reviews)

    Mayra made the experience of acquiring a loan an absolute joy. Extremely professional, with a quick…read moreresponse time any questions I had during the process. A professional who truly cares about the client. She took control during the hectic process of purchasing a home. She made herself available all hours of the day, and night, not only during the work week, but weekends to answers any questions I had. She provided great Communication, throughout, everything was transparent, from the initial pre-qualification stages throughout escrow, till the very end of the process. As a first-time homebuyer I am impressed with the level of quality I received through the whole process. I would recommend Mayra to anyone in the market for a home or mortgage, she will get the job done with professionalism, candor, and a willingness to patiently answer any questions at every step of the process, making it as stated previously an absolute joy! Thank you very much from the bottom of my heart.

    My husband and I are first time home buyers using VA loan in Northern California. We were very…read morenervous about starting the process of finding our first home because we have heard it is a stressful and emotional roller coaster, not for us. Mayra made the process so easy and smooth. After working with her, I honestly think it makes a difference when you have a great realtor and loan officer to make the process less stressful and more enjoyable. She is absolutely amazing, great communicator, very knowledgeable in what she does and will fight for you to get the best deal. Don't have a realtor? don't worry, she will interview some in your area of interest to make sure they have their best interest in what you want. She makes sure you are well educated in the process and keeps you in loop of everything along with your realtor. We are very blessed to have Mayra in our home buying process and we will continue to work with her in the future.

    Augusta Financial - Oktoberfest 2024 was an incredible time with the team! We enjoyed spending time with colleagues, business partners, and the community.

    Augusta Financial

    (182 reviews)

    Same review I posted to Google!…read more My husband and I got our first ever home loan through Augusta Financial. At the same time, a friend of ours was buying a home and after we "secured" our rate with Dwayne, we found out that there were LOWER rates which could have saved us THOUSANDS because our friends got a significantly lower rate at almost the same time (within a week). Augusta Financial clearly did not have our best interests at heart. They came recommend by the real estate agent of my husband's family and we trusted him, so lesson learned to not trust the family realtor and do our own research. My husband did not want to start the process over elsewhere with the amount of time we had already spent and as we had found a home we wanted to purchase at a more or less affordable price. Also, they did not tell us our loan would be IMMEDIATELY sold to another company. We already had set up automatic payments and got notification in the mail 2 weeks after we moved into our new home that the loan was sold. Dwayne also could not spell in almost any email we received from him, which personally irritated me. Grammarly is free. Attention to detail was not strong and everything he required was always urgent, but when we needed an answer to something he was nowhere to be found until it was convent for him. I also had to explain things several times to several different people at Augusta Financial like they do not communicate with one another there... Overall, I would say we had a rough first mortgage loan experience and do not recommend Augusta Financial. Take your chances with them as they do not look for the best rate for you, and they do not give you all the information upfront unless you know what to ask for; as first time home buyers, we did not know what to ask and there is A LOT of information out there and so much to understand that it can be very overwhelming for first time homebuyers.

    This place is horrible ms.gross was so unprofesional after so many back and forths and empty…read morepromises we finally came to no agreement cause she changed everything she said so me and my family went somewere else.dont trust this place they are very shifty especially Ms.Gross.

    Pacific Funding Mortgage Division - One of our favorite kitchens!

    Pacific Funding Mortgage Division

    (12 reviews)

    We recently refinanced our Valencia condo through Pacific Funding. We did close the loan…read moresuccessfully in the end, but I will definitely not use these guys again, or recommend them to others. Their rates are good, but you can find as good (or maybe better) elsewhere. I did not have Jennifer (the officer mentioned in the other review), but worked mostly with Jason Renno. Still, I had the same experience of unresponsiveness and an overall lack of communication. Having been through the mortgage process before, I felt like I was the one having to remind them of things. Sure, it mostly worked out in the end, but I was not treated with much of what I would call "customer service." Had this been my first mortgage, it would have been a nightmare. Some specific complaints: Loan closed over 2 weeks late, even though we always submitted all requested docs within 24 hours. This caused a major headache with travel plans we'd made, etc. Even though I made a specific request not to finance the closing costs (multiple times: in person, by email, by phone) when we showed up to sign the loan docs they were financed. Not worth the hassle to redo everything. Actually they put so much in the loan that I ended up with about $400 cash to borrower. I didn't need any cash, but now I'm paying interest on that extra $400 for no good reason. They failed on some regulatory compliance issue during the process, later having to send me a check for about $100. Compliance issues--really??? They provided no instructions, bill, envelope, or account statement for making the first payment after the closing (had to pay them one post-closing payment before the loan was sold). There's probably more I'm forgetting, but you get the idea.

    Pacific Mortgage was awesome to work with my team went above and beyond to answer even my simplest…read morequestions i would definetly work with them again Thank You PFMD

    Dan Felico - SelectPlus Lending - Photo taken on our Closing day with Dan Felico

    Dan Felico - SelectPlus Lending

    (62 reviews)

    My parents and I are first time home buyers and we couldn't have done it without Dan Felico's help…read moreand expertise. We closed escrow in a month and got the keys on December 7, 2022. From the beginning, Dan was absolutely stellar. He was thorough in his explanation of each aspect of the approval process and brought such a welcoming vibe each time we interacted. Dan is very professional, courteous, patient, and he always kept us in the loop. Dan GENUINELY wanted to help us. He always answered his phone, texts, emails at all times and remained in constant communication throughout the whole process. Trust me, he responded quickly via email or text and was definitely a pleasure to work with. He even showed up to our closing which was completely unnecessary but went a long way in knowing he was with us from the start to the finish! Thank you so much Dan. We are very grateful for all the work that you have done for us. You made it possible for us to get our dream home. I highly recommend Dan Felico. I'll definitely do more business in the future with Dan and SelectPlus Lending. More power to you and your team! Best Regards, Villacastin Family

    Knowledgeable, Reliable and Great service!…read more My partner and I are first time home buyers, and we definitely could not have done it without Dan! We were introduced to him by our realtor who has been working with him for years. We were very nervous and went in blind unsure if we were ready to purchase a home, but he was able to guide us through the entire process and answered any and all questions we had. So glad we were able to work with him. Looking forward to working again with him in the future and will make sure to refer our friends and family to him. Thank you again Dan!

    Finance of America - SCV

    Finance of America - SCV

    (34 reviews)

    Excellent... Amazing... Couldn't have asked for more! Not only did they get a VA loan closed on…read moretime, but they did it in 30 days. With the start date on New Years day. And they got on the phone with the selling agent ON NEW YEARS DAY providing information (on how awesome we were I'm sure) so that the seller could break a tie between us & another buyer. WE WON! I can't say enough about the seamless process we experienced here. I discussed with my husband why this was such a different experience than our other house. We decided it was because these people actually worked as a team. Every email was copied to the team & if our main guy Don T wasn't available, someone else would answer. *Mind Blown* Would absolutely recommend them to anyone looking to purchase their 1st or 10th home. THANK YOU GUYS! Tara & Daniel Northridge, CA

    I have have worked with Gino and his team at Skyline for both my initial home purchase and the refi…read moreone year later. Both times I had an excellent experience. These guys are on top of their game and very experienced. They know how to find the best financing option for you. And more importantly they know how to get it done. Dealing with brokers and underwriters has never been easy but Gino and his team are fantastic. I have recommended him to several friends already and will continue to do so. I can't recommend these guys enough. They do all the leg work for you and really make the whole process so smooth.

    GEM Mortgage - mortgagelenders - Updated August 2026

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