I can't say enough good things about Roy!! He's incredibly smart and truly knows his stuff…read more Insurance plans can be really confusing for me, but he always takes the time to find the plan that actually works best for my needs. I've been dealing with some serious health issues, and the plan he put me on honestly saved me. Having the right coverage made a huge difference, and I'm extremely grateful for his guidance and support. I've been working with him for three years in a row now, and I have no plans on leaving. You can tell he genuinely wants to help people; he listens, cares, and goes above and beyond to make sure you're taken care of. I highly recommend him to anyone looking for an insurance agent they can truly trust. ROY, THANK YOU FOR EVERYTHING! YOU'RE THE BEST (:

Roy Divel did an amazing job navigating our Health Insurance and getting us the best rate…read morepossible!! Would highly recommend using Divel Insurance! we are going to have him look at our auto insurance next!!

After having the same insurance for over 17yrs. I finally felt comfortable changing insurance…read morecompanies. With the help of Lee at San Clemente Insurance Services, he did all the research and came up with a great policy, not only did we change companies with ease , he was able to find coverage for my newly licensed teenage daughter that was actually affordable. San Clemente Insurance Services made it a breeze . .

From the owner: 🏠Looking for Fire Insurance, Homeowners, Renters, Auto or More? Give Us a Call!…read more(949) 369-0951. As a father-son family business in the heart of San Clemente, we offer the best quality service for your insurance needs! With over 30 years of industry experience, our agency specializes in providing a wide variety of insurance products, ranging from: Home, Auto, Life, Health, Vision and Dental, to Business Insurance, Commercial Liability, Commercial Auto, Worker's Compensation, Group Health & so much more. Our agency works virtually to deliver simple, straightforward solutions through the entire process while still providing the upmost professionalism and expertise you'd expect.

Tod and Gina are the best. We were shopping around for quotes and as a small business we were…read morelooking for another local family owned small business to support in our community. Tod beat all the other quotes and we really felt he was working alongside us each step in setting up our general liability policy. It was completed very quickly and truly professional. That was a stress free pleasant interaction to get our policy set up and we knew we made the right choice of our new agency. As we apply for new plumbing accounts, projects and contracts, additional documents are needed for each new account. Gina has been working to get these documents prepared fast and accurately. Some of these contracts require special verbiage and modifications that are unique to each. Let me tell you Gina is fantastic ! She makes things happen. Over the years things that take a long time she does with ease. When a super specific thing needs to be completed she just makes it happen. No stress, no problems, she communicates and gets things done. Bearbower is truly professional, efficient, honest and are a great partner to have in business,

Todd is just the best agent I have ever had. He is not only just kind and helpful but always on the…read moreball. We have many insured cars with Todd and it has been confusing and stressful over the years but Todd has made it a breeze. I am following Todd to his new agency because I simply cant live without his amazing service.

It was so easy dealing with Pedro and I cut my flood insurance premium by half!…read more Wish I had done this sooner!

Very responsive. Found an insurance solution for our unique situation. Very appreciative of Jade's…read moreservices.

I just have to jump on here and give a quick shout out to Caitlin; the MOST AMAZING insurance agent…read morearound!!! Seriously!! We're so grateful to have found her, our insurance needs have almost become a pleasure after we began working w/ her!!! :)) She is accessible, incredibly organized, quick to respond to any and all of our needs -- and that's even w/ a brand new baby!! We just love & appreciate her so much -- and couldn't recommend her MORE!!! THANK YOU, Caitlin -- you're simply the BEST!!!

Short version: If you are looking for a State Farm agent, I…read morehighly recommend giving Caitlin Ferraro's office a call. I would recommend her to my family/parents or boss (who I like) without any hesitation, which should carry some weight, because they all know what a handful I can be. Long version: I have been with State Farm for nearly 20 years; however, I was terribly frustrated with my prior agent and his team. I was on the verge of leaving after calling every agent within a 15 mile radius, because I felt like, after the initial interaction or lack of response, I would just be hitting the restart button. I am glad that I bumped the range up one more time, because Caitilin's office was different from the first call. I would like to highlight that she has a refreshing approach, which cascades down her team. They provide answers and information that help me to feel like I am making an informed decision. If I do not know to ask a question, they volunteer alternatives and details. Previously, I had been instructed/told what to do, which does not jive with me; I am always looking for someone or something new to rebel against. Either that, or I would be heavily up sold, which just makes me lose trust and avoid the interaction(s), even if I know that it may yield something positive for me. In our first few weeks working together, Caitlin and her team have helped me close out an accident claim, set up a personal liability plan, update my auto coverage, and transfer my home owner's insurance. Half of that list are items that I had been trying to address for 6-24 months. I am glad that I was able to be reassigned and thankful for everything that they have done for me. As well, I am no longer dreading when renewals come around.

I've been at Farmers for 20+ years. I got switched to her. When I told her I wanted to cancel my…read moreinsurance on a house she told me I couldn't. When I asked her why she said the mortgage company wouldn't let me. I told her the house is paid off and then started yelling at me saying she "never would have bought my business if she knew I was going to cancel." Buyer Beware!!!!!

I have cancelled my coverage with Farmers after two (2) bad experiences. All the explaining in the…read moreworld did not affect Farmer's resolution of this matter, which gives my the impression that Farmers Insurance corporate philosophy is a far cry from the neighborhood oriented, caring group of people. Apparently, I agreed to an abusively written contract, which absolves Farmers of any sympathy or humanity whatsoever. My 14 year old, disabled daughter has: Autism, Epilepsy, Hyperinsulinism, and recently underwent surgery in Philadelphia for thyroid cancer. When my condo association opened up the walls in every room of my home to retrofit plumbing for two and a half weeks, we were forced to stay in a hotel for her safety. As you can imagine, we can not take anymore risks when so many health conditions are environmental. I submitted a claim for $90/day for the hotel. Our claim was denied, with no tact whatsoever. I escalated my claim to management, but was shot down. Never once did Lisa Newell get on the phone to talk to me, I only spoke to her assistants, and to confused claim reps from Arizona. If you care about your family more than "the bottom line" please take your business elsewhere. Don't be a fool like me and dutifully pay your dues for years, only to find out that Farmers Insurance is not paying theirs. Thanks for reading.

Ernesto Garcia was fantastic in guiding me through a really difficult time where my car was…read moreinvolved in a hit-and-run right in front of my home. From beginning to end, he provided insight and valuable support to see that I was taken care of. We have all our insurance needs through Chris Dolkas' office and Ernesto. I wouldn't have known what to do without his help. I highly recommend Ernesto for all your insurance needs!!!

great service, quick informatio, pleasant experience…read more always there to help, ready to get the information requeste, thanks

THE ABSOLUTE WORST. I had the misfortune of being transferred to Stefanie Bates. She gaslight me…read morefor 10 days, telling me she was reaching out to the insurance company. I was short on time and could not waste more days, so I called her and begged her to actually call the insurance company to get an answer. She finally did and got an answer to me within the hour. They were not able to help me. She is lazy and unresponsive and does not follow up. DO NOT USE THEM.

Super helpful, very fast - called for house insurance - 20 minutes later and one call back ; my…read morehouse was insured- great rate as well

I've been with State Farm for many years and I can't say enough great things about Chris & his…read moreteam! Natasha has been so helpful and always such a pleasure to talk to. She goes above & beyond and always makes you feel taken care of.

I use Chris and his team regularly for my referrals for homeowners insurance. Every time we refer…read morethem, they take great care of my clients and they get the job done quickly, efficiently and professionally. Their policy premiums are very competitive and their team service is top notch. There is always someone available to answer the phone and help with your questions or claim issues. I also have personal policies with them, in addition to referring them to my real estate clients, and they have always taken great care of me. I highly recommend Chris Jr. and his team to anyone shopping for Property/Casualty insurance