Tod and Gina are the best. We were shopping around for quotes and as a small business we were…read morelooking for another local family owned small business to support in our community. Tod beat all the other quotes and we really felt he was working alongside us each step in setting up our general liability policy. It was completed very quickly and truly professional. That was a stress free pleasant interaction to get our policy set up and we knew we made the right choice of our new agency. As we apply for new plumbing accounts, projects and contracts, additional documents are needed for each new account. Gina has been working to get these documents prepared fast and accurately. Some of these contracts require special verbiage and modifications that are unique to each. Let me tell you Gina is fantastic ! She makes things happen. Over the years things that take a long time she does with ease. When a super specific thing needs to be completed she just makes it happen. No stress, no problems, she communicates and gets things done. Bearbower is truly professional, efficient, honest and are a great partner to have in business,

Todd is just the best agent I have ever had. He is not only just kind and helpful but always on the…read moreball. We have many insured cars with Todd and it has been confusing and stressful over the years but Todd has made it a breeze. I am following Todd to his new agency because I simply cant live without his amazing service.

Roy is the real deal. My insurance situation was a mess and coming down to the wire -- like,…read moresharks-circling-the-boat kind of wire -- and he swooped in, gave it to me straight (no sugarcoating, love that), and got me squared away with a plan before disaster struck. Patient, funny, knows his stuff. If you need someone to make sense of the Covered CA maze without making you feel dumb, this is your guy. ‍

I can't say enough good things about Roy!! He's incredibly smart and truly knows his stuff…read more Insurance plans can be really confusing for me, but he always takes the time to find the plan that actually works best for my needs. I've been dealing with some serious health issues, and the plan he put me on honestly saved me. Having the right coverage made a huge difference, and I'm extremely grateful for his guidance and support. I've been working with him for three years in a row now, and I have no plans on leaving. You can tell he genuinely wants to help people; he listens, cares, and goes above and beyond to make sure you're taken care of. I highly recommend him to anyone looking for an insurance agent they can truly trust. ROY, THANK YOU FOR EVERYTHING! YOU'RE THE BEST (:

Pavel is knowledgeable, professional and personable. This is the first time I've used someone at…read morehis level of knowledge and skill. (why did I wait so long?). He provided me with an insurance plan that Incorporated multiple properties, multiple cars and umbrella policy. It had become unwieldy and way too much for me to handle... most importantly, I don't think that I had the right coverage for each item (if I did, I wasn't aware of it!) . I pretty much didn't know what I had and if I was paying for coverage I didn't need or if I had duplicate coverage. Again, I found Pavel to be a pleasure to work with.

After being with Allstate for 30 years we decided to make a switch with regard to our insurance…read moreagent. After a lengthy search we were able to find Pavel who has been outstanding and he is very customer focused and prompt in all of his follow up with us. We are looking forward to working with Pavel as our new agent.

I have been using Patrick and Joann's Insurance service for years. Every year they ask me to send…read morethem a list of my Doctors and the list of Medications I am taking. This year 2019 was no exception. Aftr reviewing my needs they recommended I change plans, now that I a 80 years old my needs are different. THe new plan has better coverage for a lowe cost. They do great work and I recommend them to anyone I know.

I was just about to turn 65, and after thinking about all the options for added insurance I still…read moredidn't know what to do. My friend told me about the Freemans, Patrick and Joann. She said they were wonderful - and they were. Patrick helped me sign up for the best choice for me, and I have received great medical care. There is no question but that I have the best and most affordable Medicare insurance for me, and it makes my life (and right now the holidays) better.

I've been going to Zeron insurance for years to handle all of my title transfer and registration…read morerenewals on my cars and motorcycles. Be sure to speak with their #1 Agent her name is Daana and she's the best in the industry! You will be in good hands with Daana and the rest of the staff at Zeron insurance!

Zeron Insurance has been my go to place for all my insurance and most of my DMV services that are…read moreneeded. My agent Daana is always carrying a smile and is eager to help. She has been able to get me the best deals for my auto insurance coverage that I have not been able to obtain anywhere else. Not to mention I also provides me with the best customer service possible. Unlike any other insurance providers I am in and out in just a few minutes there is no long wait and she is always available to help. I definitely recommend Daana at Zeron Insurance. You won't be disappointed.

I would highly recommend this agency because when you need help they handle your issue and see it…read morethrough to resolution. I have worked with Tom to set up my account over 20 years ago. In that time he has handled car issues, got me into a very favorable annuity and given sound financial advice. He has helped me contain costs on my various insurance purchases while keeping me fully protected. His office manager Christina is an incredibly knowledgeable and efficient person who handles any issue you have while helping you think about options that may benefit you. Bottom line great old school customer service. A real rarity today, highly recommended.

I have been a State Farm customer for many years, and the company has always taken good care of our…read morefamily. When Josh ran the office, the service was excellent--he returned calls promptly, communicated clearly, and always looked for ways to save us money with multiple policies. Unfortunately, over the last couple of years, the quality of service declined. Communication became very poor, and I often had to wait weeks for a response. Several of my policies were also set up incorrectly, which cost me extra money each month. I have since switched agents, and the difference has been night and day. While it's disappointing that I had to leave the office to receive the level of service I expect and deserve, I'm glad I made the change.

We love coming into the office! We're always greeted with kind, smiling faces, and everyone is very…read moreknowledgeable and helpful. Kathy has always helped me with my policies, and she's made it simple and quick! There's nobody else i would trust more

They quoted me a price on car insurance which I agreed the office lady emailed me the quote then…read moretold me to cancel the previous insurance which I did, after I canceled my insurance she called me to tell me that she made a mistake on the quote which brought the policy cost more than the current insurance that I had. This very bad business, I will never go to them again.

I recently finished a cash-out refi with America's Moneyline and had an incredibly smooth and…read morepleasant experience - primarily due to my super awesome loan officer, MICHAEL SAADATI - who I truly can't say enough great things about. Having refinanced multiple times in the past, I know how stressful, and anxiety-ridden this entire process can be... back-and-forth emails, countless docs, phone calls, credit reports, all the while trying to make a deadline that only seems more impossible by the day. But fortunately for me, MICHAEL SAADATI was the consummate professional: extremely knowledgeable, very kind, and graciously willing to hold my hand, every step of the way. At no time did I ever feel like Michael was pressuring me, or trying to sell me something that he didn't believe in. In fact, at the very beginning of our correspondence, when rates were less than stellar, Michael suggested that I wait for a better deal rather than commit to something that he knew was less than ideal for me (even at the risk of losing me as a customer). What I most appreciate about Michael was his consistent responsiveness - even when he was unavailable to talk (and I would call him, often frantically, just about everyday), he would reach out immediately after. He never made me feel underappreciated, or that my business was less than significant, as many loan officers have in the past. On the contrary, Michael was unceasingly patient and understanding. I'm sure Michael deals with many clients simultaneously - as all loan officers do - but he never made me feel that way, not once. Everytime I spoke to Michael or asked him a question, or even went on about whatever, he recalled exactly the loan in question, and each time I had an inquiry about some minute detail, whether in the Disclosures or elsewhere, Michael would find the right answer for me. Even when I had a minor glitch with the home appraisal, Michael told me not to worry, that he would absolutely take care of things... like I said before, I can't say enough great things about my man, MICHAEL SAADATI. He's everything you'd want in a loan officer, and more. If you're looking for great rates from a no-nonsense company, pick AMERICA's MONEYLINE. And if you want stellar, top-notch, A+++ service, choose MICHAEL SAADATI as your loan officer. A true, legit 5-star professional who truly wants what's best for you.

I was introduced to the concept of wholesale mortages by a close friend who worked with America's…read moreMoneyline Inc on a number of mortgages. I don't know why I didn't think of looking for this sooner. I do the same for my personal auto and home insurance - so why not for mortgages? They are able to check rates with a number of lenders and find the best rate - but at the same time, are an excellent source of information about mortgages so that you don't feel like they are representing a bank. I worked with Patrick and he was fantastic. He is a work horse and always took my call to discuss current rates and options. I am confident in saying that they will get you the best rate available. The rate I was able to get was significantly lower both in the rate and in the credits available. My realtor was shocked, and immediately asked for their contact info to share with her future clients. You don't pay them anything - so there really isn't any reason not to try and see if they can help you - either with a mortgage or a refinance.