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    Gettelfinger Insurance

    5.0 (1 review)
    Closed 9:00 am - 5:00 pm

    Services - Gettelfinger Insurance

    Car and truck insurance

    Life insurance

    Homeowner or property

    1 More Service

    Vehicle

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    Sterling G Thompson

    Sterling G Thompson

    (1 review)

    West Main, Downtown

    Capstone Equipment LLC began our relationship with Sterling Thompson in 2020. During the period…read morefrom 2020 through 2026, Sterling Thompson misrepresented the terms of our policy on two distinct occasions. On the first occasion, the damages to Capstone resulting from Sterling Thompson's misrepresentation was circa $50,000. Sterling Thompson blamed an employee who was no longer with the firm, which we felt was quite unprofessional. However, Sterling Thompson agreed to pay a reasonable portion of the liability to resolve this issue. On the second occasion, Capstone had specifically requested that the general liability premium be fully auditable, and that the excess liability premium not be subject to audit. Sterling Thompson unilaterally modified our general liability premium audit terms without disclosing this change with Capstone. This was discovered when Capstone was expecting to receive a $17,000 premium adjustment, but the funds did not arrive. Sterling Thompson maintained that the technical wording in the general liability proposal (received 2 days prior to our policy expiring) indicated this change, even though Capstone had specifically requested terms contradictory to what they provided. When this issue was presented to Sterling Thompson with detailed substantiating documentation, they chose to drop Capstone as their client in lieu of taking responsibility for their actions.

    From the owner: At Sterling Thompson, we have a staff of qualified agents who are dedicated to serving you…read more Established in 1937, Sterling G. Thompson Co. is a provider of insurance and risk management services. Located in Louisville, Ky., the firm s commercial services include insurance to cover property, general liability, business, automobile, worker s compensation, inland marine and machinery. In addition, it offers home owner s personal insurance for automobile, jewelry, boat, travel and vacation homes. Sterling G. Thompson Co. is a member of several organizations, including Independent Insurance Agent, AIA Kentucky, National Association of Surety Bond Producers (NASBP) and Trusted Choice.

    Gettelfinger Insurance - homeinsurance - Updated June 2026

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