Brian was a super star! First time home buyer and he made my experience a breeze and made it a stress free experience. Anyone reading this review should consider working with Brian. If his boss is reading this you need to give this man his flowers and a raise! read more

Brian Chan helped my family tremendously! He was able to get us a loan quick. He was professional and was in constant communications with us. I couldn't ask for a better person to work with. I'll be using him for future loan needs and referring him to all my friends. read more

Brian Chan was great to work with--knowledgeable and always available to answer our questions. We had a 21-day contingency and closed on time. He even helped us find an insurance agent, making the process even smoother. Highly recommend! read more

Thank you Brian for your help and making yourself available to answer questions that I had. This process went by smoothly and I will for sure be referring you to future clients. Again, thank you for everything.!!!! read more

Sooo happy I chose Brian as my loan officer for my first home purchase. Extremely easy to communicate with and is always available whenever I had questions. Also, we closed in 18 days! Yes, 18 days! I went through numbers with Brian previously and he had everything pretty much ready to go whenever I was ready. Highly recommended! Will definitely be using Brian again for future home purchases. Thank you again Brian!! read more

Brian was incredible to work with - organized, timely, helpful, and communicative. He went above and beyond to provide excellent service and be supportive throughout the homebuying process. I would highly recommend working with him! read more

Brian Chan is my mortgage man for life. Results oriented, genuine, concise, responsive, and can close lightning fast. Brian and his team were phenomenal. Brian is genuine, and transparent. He has no bs answers, driven by real numbers. He answers every question I had within days, and was concise, and clear. I was impressed at how fast he was able to close; days. read more

Brian is amazing! He's very knowledgable and patient. I have referred a few clients to him and they all love him. If you're looking for a lender who is genuine, transparent, always there for you and your 100s of questions, he is the guy for you. Nothing sales pitchy and definitely never any pressure from him when inquiring on rates. 10/10 recommend. read more

Brian was fantastic! Extremely knowledgeable and helped me through every step of the process. He was available, helpful, communicated everything to me that I could have wanted to know and was willing to go above and beyond to help make the process go as smoothly as possible. I would happily use Brian again and recommend him to anyone. Thank you, again, Brian! You are awesome! read more

I recently had the pleasure of working with Brian Chan on a duplex deal in Sacramento. I represented the sellers and Brian was the lender for the buyers. Brian was efficient and professional and was key to this transaction closing on time. I'd work with him again in a heartbeat. Great service! read more

This review is much deserved and long overdue. We cannot express how helpful Brian has been for over the course of a year with the overall process of buying our first home in one of the most competitive markets in the nation. The loan process can be daunting, but Brian made himself accessible on off hours to break down our different financial options and walk us through every step. He even provided a wealth of information and resources outside of his primary responsibilities to ensure we had full understanding and every opportunity to find our home. His trustworthiness and timeliness garners respect. Brian's support allowed us to secure our first home and we are so thankful for all that he has done for our growing family. We look forward to working with him again in the future. read more

To be honest, and Brian Chan is aware of this, I'm extremely weary of lenders, brokers, etc. I have gone through several problematic issues with lenders which failed to close during a contract as well as issues with the lending post close even months after. Not only was Brian up-front and super easy to work with, he is probably the LEAST stressed person I've ever met! Brian was always calm and collected, even when things could have gotten crazy. He thinks ahead, understands what the needs are across the entire timeline of a close, and provided worry-free, stress-free interactions repeatedly throughout. His communication is top notch, and I would not hesitate to work with him again. I would highly recommend Brian (and only Brian) as the only broker I would work with going forward as well. Thank you so much Brian! read more

Brian was a pleasure to work with. He was prompt, efficient, and offered competitive rates. I recommend his services.

I was in the market to refinance and after shopping multiple options I was referred to Brian Chan. I could not have been more happier to go with GFL. Brian was very professional, transparent and the biggest satisfier was the way he moved with urgency. I felt valued as a client as he made the process very easy from start to end. In just a few days he won my confidence and as a HOA board member recommended him to my community. Thanks Brian for answering all my questions and helping me better understand my options. read more

Brian Chan was a very helpful and knowledgeable lender. He kept me informed throughout the home buying process and along with my realtor, was able to get me a great deal for my home. They were even able to get a seller credit to cover closing costs and buy down the rate. I will recommend them to anyone I know who is buying or selling a home. read more

GFL is my go to business for mortgage relations to my home. I was able to refinance my house under two weeks. The team focuses on fast processing times, low rates and a feeling of great support during the transition. I highly recommend GFL for any of your mortgage needs. ENJOY! read more

Brian Chan was AMAZING! I can assure you that he is the best in this business. As first time home buyers, we were really nervous getting into this real estate market. We were getting into this market when the mortgage rates were going up and the market was shifting. Whenever we had questions OR were really unsure about this market, we always reached out to Brian. He was able to guide us through this mortgage process. He is very knowledgeable. We were truly grateful that he was able to get us a much lower rate than what we originally talked about... and he was able to execute the process and getting us the clear to close pretty quickly. We closed on our home and received our keys in less than 30 days. If you are looking for a reliable, responsive, and honest mortgage loan originator... Brian Chan is your man! read more

We worked with Brian Chan and he is knowledgeable, helpful, professional, and responsive. He was patient and walked us through the process. Highly recommend GFL Brian Chan. read more

Greg Louie is awesome! He was recommended to us by a friend of my mom's. He was very transparent and supportive throughout the loan process. We were first time home buyers, so the experience was completely new and a bit scary. Greg was very easy to talk to and quick to respond to our concerns and questions! Highly recommend GFL Capital and requesting Greg to help you! Thank you Greg! read more

I got 2 mortgages done working with Brian Chan. He was great and so glad I got to work with him. All through the process he was fast, diligent, easy to work with, and very approachable. He was so good to work with on my 2nd home mortgage, right after we closed we started working on refinancing our primary home. He will be my first call next time I'm looking to finance a purchase. read more

My wife and I working with Greg. His very professional, reliable, fast and quick funding. Home refi our loan funded in 20 days. He even answer our call after hours and texting us to keep us in the loop. Thank you so much Greg for all your help. We really appreciate all your had work. Highly recommended! Keep up the good work. Thank you, Analyn and Jericho Jimenez read more

Sue Tao did excellent job on refinancing our home loan. His outstanding definitely recommend him. Thanks again read more

Greg was amazing and made the whole process easy and smooth! He was always avalible to answer any questions that we had and was more than happy to talk us through the whole thing. This was our first home and we will definitely be using Greg and this business again in the future! read more

Brian is excellent!!! We used him to buy our first home and he was super responsive from day 1. It made the entire process much less stressful. If we had any questions, he responded any time of day and searched for the best rates for us. I highly recommend using him as a lender. read more

I give this company 5 stars because of the great service that Greg Louie has provided to me and my family. We have had the pleasure of working with Greg during the initial purchase of our home to our recent refi - not to mention the great rate he was able to get us. Greg was on top with communication and getting papers moving along. He is very knowledgeable and dedicated to his clients. I recommend this company and Greg to assist you with your next refi and or home purchase. Thank you Greg and GFL Mortgage. I look forward to working with you in the future. read more

Worked with Brian Chan. Easiest/Fastest refi I've done! I've gone through about 5 purchase/refi's and this was the best experience. Not only did we get a great rate, the process took less than two weeks to close! Could not be happier! Thanks Brian and team! read more

I've worked with GFL Capital on two houses this year, and they have been great! Greg Louie is very knowledgeable, professional, friendly, responsive, and patient to give step-by-step explanations. I would definitely recommend working with GFL Capital. read more

Brian Chan at GFL Capital Mortgage has gone beyond our expectations. He is incredibly honest, realistic and on top of all deadlines. He explained all parts of the process and made it very clear and easy. Brian Chan was the best working with the seller, my husband and me with our newly constructed home in Los Angeles County. If there was an issue, Brian always was working to problem solve and was available by phone, text, or email. We always felt that he had our best interest in mind, not just because were his clients, but because of his personable professionalism. We are extremely thankful to Brian Chan and GFL Capital Mortgage and will refer all friends and family to him. read more

Brian Chan was fantastic. This was the easiest and fastest refi I've ever had. To boot, he was honest, reliable, and responsive, which are rare traits in this industry. read more

Brian was amazing during this whole process. This was my first time buying a home and he made the process very simple for me. He helped me every step of the way. We were able to close in 2 weeks! read more

Brian Chan is professional and has excellent communication skills. He was knowledgeable, organized, and always present to answer all of my questions. I am grateful for the hard work he put into for my family home purchase and I would highly recommend Brian Chan as your lender! Thank you so much for your excellent service, Brian! read more

Greg Louie with Capital Mortgage was amazing from the start! He was able to get me a much better rate than my former loan officer could with NO POINTS! He is knowledgeable about the market and was able to give me sound advice about when to lock my rate based on when we wanted to close. Greg provides amazing service and I would highly recommend him! read more

Brian has gone above and beyond with my refinancing experience. He did everything in his power in assisting me with getting my quit claim deed signed by my ex-husband. Unfortunately all of his efforts did not work with my ex who was uncooperative. After going through the legal process with my quit claim deed. I reached out to Brian again. He made everything quick and easy as possible and I was able to lower my payments! He responds fast and very informative. He is a pleasure to work with! read more

Great follow-up and service! Ask for Greg Louie and he will take care of you the whole process and even after when it's closed!

We were extremely pleased with the work from Brian Chan and GFL Capital. Their team set us up for success as first time homebuyers, and helped us close with a shortened escrow timeframe. Not only was Brian an effective and knowledgable professional, but he remained super responsive and personable throughout the whole process. We highly recommend GFL to anyone starting their housing search - a good lender is a key advantage in this competitive market! read more

I worked with Brian Chan to finance my home purchase. He found a great rate for me and worked diligently to ensure all things proceeded smoothly for us to close escrow on time. I appreciate that he can explain the whole process clearly and addressed my questions calmly to mitigate a naturally stressful situation. I'm very satisfied with the overall experience and would definitely recommend working with him. Thanks!! read more

Brian was my loan officer and he was outstanding in every way possible. He was professional, courteous, responsive, and most importantly delivered what was promised. He was able to beat another competitor's rate and close my refi from beginning to end in less than 3 weeks. I will definitely keep him in mind for my future refi's or home purchases. Thanks again. read more

Thorough review and understanding of entire mortgage process from A to Z. In a world filled with financial duress, I highly recommend Sean and Grant at GFL Capital Mortgage to steer you in the right direction! read more

Brian Chan, our Mortgage Loan Originator, did a phenomenal job getting our loan in time for our new home. He was readily available for questions. He was quick to respond to any requests. He streamlined the entire loan approval process and made it easy for us. Thank you Brian for being there for us from beginning to end. We hope to work with you in the future. read more

Greg Louie is the best at what he does. Not only did he help me secure my home last year by going beyond what I thought a broker should do, he totally explained everything to me step by step. This year he reached out to me about refinancing because I'm now on a fixed income, he made it happen in two short weeks. The craziest part of all, I have never met in person, but I totally trust him with my financial future. Greg and GL Capital are honest and work hard to bring their customers the best deals possible. I highly recommend Greg and GL Capital. Thank you Greg! read more