I'd give these people a ZERO if I could…read more Simons (and I think other collection agencies does this too) called today and hung up after I picked up the phone. I said "hello" repeatedly and there was dead silence on the other end of the line and eventually they hung up. No one identified themselves, didn't say this was a call to collect a debt or anything like that. So, I called back. This must be a new tactic of debt collectors - I believe that many will call and hang up before a person has a chance to answer the phone or let the person pick up the phone (like with their call today) and stay dead silent while I beg for someone to respond. Anyway, when I called them back they identified themselves....at which point I told them I didn't appreciate the hangup call and would immediately block them. And i did. Debt collectors do not have the right to make harassing calls and if they do, just report them to the government. I refuse to let them ruin my day.

Sorry to report folks, Simons has gone sour…read more Long story short, there was a questionable debit on my credit report, Simons had the power of removing it, but instead, today I was forced to speak with the meanest, nastiest, most un-asymptotic person I have ever met. First she asked me VERY personal questions which I answered in good faith, hoping she would understand my dilemma; not only did she refuse to understand, she gave me fake apologize's and explained in too many words how she had the ability to help me but just did not want to. She talked over me in unjustified smugness, stopped listening to me, I sincerely hope the owner listened to that recorded message. Do NOT bother to cooperate with these people, they will lower your credit score EVEN IF YOU COOPERATE WITH THEM AND PAY!!!!!

This is my hometown branch of the financial institution I love so much…read more Once I brought in a deposit of over $250 in change here, and the bank clerk was entirely good-natured the entire time she was processing it. For my full review of NFCU, see the yelp entry for Watertown headquarters, at http://www.yelp.com/biz/northern-federal-credit-union-watertown

From the owner: Banking, Financial Services, Loans, Mortgages, Investments, Auto Loans, Home Equity, Student Loans,…read moreChecking Accounts, Savings Accounts, Personal Loans, Retirement Planning, Financial Education, 1st Time HomeBuyer Grant Program, VA Loans, Seasonal Home Mortgages, FHA Mortgages, Fixed Rate Mortgages, ARM Mortgages, New Construction Loans, Debt Consolidation Loans.

Attorney McDivitt is a trustworthy, old-school lawyer in this small-town area of upstate New York…read more The office is an older building that is styled more like a residential property used for commercial use. Attorney McDivitt is experienced and professional. He will get the job done, and will not bleed you dry with his fees. If you're looking for a good, reliable, honest small-town lawyer, you should consider attorney McDivitt. If you're looking for a fancy office, perks, and high-powered, high-flyin' legal experience, then maybe this is not your guy, but you will pay more for the fancy office and fancy perks, and it doesn't necessarily mean that you will get better legal representation or services.

I filed bankruptcy in 2009...he was very helpful with all my paperwork and everything l needed to…read moredo...l had no issues with him or his office...l would use him again if l needed too