1. Guild Mortgage

    1. Guild Mortgage

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    El Dorado Hills, CA

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    Guild Mortgage

    5.0 (1 review)
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    Matthew Barba - Vybe Mortgage - Matt Barba

    Matthew Barba - Vybe Mortgage

    (37 reviews)

    Matt has been such a great lender to partner with. He's fast on communication, articulate and my…read moreclients love working with him. I enjoy watching his content on IG @themattbarba. Great information that makes so much sense and incredibly educational for my clients.

    Matthew Barba There…read moreis only positive things to say about this man! He is responsive, understanding, knowledgeable and genuine. He not only has experience on the lending side of things but also has worked on the agents side. He is able to relate and find what problems you may have then solve them! My clients and I were in a competitive situation where we needed a lender that would be there when we need him, be able to perform exceptionally well and make sure the offer we wrote get accepted. He became the lender to my clients because 2 big banks that my client had reached out to were not able to respond as quickly as we needed to meet deadlines. Even being put in the right timelines, Matt remained calm and made sure everything got done. His team that helped balance the load by getting everything upfront made it so that when it came to the appraisal and funding, everything happened more smoothly. We were able to close this deal and get our client into a home that other lenders would have said was hard to fund. For any situation wether this is a 1 bed 1 bath starting home up to a luxury home, he will a)find what you need and b) work harder than most lenders to make sure that the terms are tight and deal is SEALED!

    LRG Lending

    LRG Lending

    (42 reviews)

    From the very start, Carl stood out - not just as an exceptional mortgage broker, but as an honest,…read moretransparent, and refreshingly relatable human being. He didn't win us over with flashy gimmicks; rather, he stood out with his candor, clarity, communication, professionalism, and especially his transparency from the start - which is exactly what you need when making one of the biggest financial decisions of your life. That transparency and integrity is why we chose Carl and LRG Lending over competitors. Working with Carl remotely for our Bay Area home purchase had us initially concerned, but I'm happy to say those fears vanished fast. Despite the distance, he was always available, communicative, and clear at every step. Not only that, but he also has a great ability to make complex topics easy to understand, and above all, he doesn't rush the process - a remarkable way to show us that he values us as a customer. The entire process was as seamless and stress-free as can be, proving that even a first-time homebuyer can feel confident working virtually with LRG Lending. We also want to give a big shout-out to John and the rest of the LRG team. Their support, responsiveness, and coordinated teamwork made all the difference.  Overall, if you're looking for a mortgage partner who genuinely cares and delivers, Carl + LRG Lending is the team to choose.

    Best mortgage brokers to work with! Carl and John were quick to get back to me and always responded…read moreto my calls. I was able to refi without a bunch of problems. So glad I found them. Thank you Carl and John for making this easy and getting me a better rate.

    The Loan Lady Club

    The Loan Lady Club

    (20 reviews)

    I'll begin by saying that we feel very fortunate and grateful that we had Joanna Perry as our…read moreMortgage Broker. We would not have been able to afford the house that we wanted without Joanna's help & guidance. Holding our hands through the whole process as First Time Home Buyers. Promptly responding (usually under 20 minutes), to any questions or concerns we had; with Real Answers! We were referred to Joanna by our Realtor, Shawn Hill. Praise & Thanks to Him too! Joanna was willing to meet with us 20 minutes after seeing some houses on a Sunday evening. She spent a couple of hours with us, just talking the first night. We hadn't put in an offer on anything. We just wanted to see how much we were pre-approved for, etc. I'm the eternal skeptic, but after our meeting with Joanna, we cancelled the appointments we had scheduled with the Mortgage Brokers at our Bank. We trusted Joanna. Joanna runs her own Independent Mortgage Brokerage Company, the loan lady club, and that gives her access to many different loan options from multiple banks. The Mortgage Broker from your bank only has options for their institution. She'll get you better rates. She has all the prior work experience that you could ask of a Mortgage Broker. She really sets the Bar. And it's a high one. If I ever have to work with a Mortgage Broker in the future, my experience with Joanna will be the yardstick I use to determine whether I work with them, or not. I can't thank Joanna enough. We couldn't have done it without her. And I could go on singing her praises forever. Sincerely, -Gabe and Kendra

    I initially spoke to Ax who reached out right away upon my inquiry. There was follow up by Joanna…read more and when I emailed her with a concern she got right back to me .

    Guild Mortgage - mortgagelenders - Updated July 2026

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