There truly are no words to describe how phenomenal Sarah Lee and her team are…read more They took the scariness out of buying my first home and made it into a very memorable experience. Working with a great real estate agent is only half the solution to finding the dream place, but once you find that dream place you need to find someone who you trust to walk you through the entire process of closing and Sarah and her team are the team to do that. Ever since my first meeting with Sarah, I was immediately put at ease. Sarah's extremely knowledgeable and has great follow-through. Everyone apart of Team Lee...Sarah, Elizabeth, Kelly and Tyler kept me informed in every single step and I feel a lot of it is due to the impeccable communication between everyone on the team. I'm looking forward to working with Sarah and the team in the future! Thank you, Sarah and Team Lee!

We have been working with Randy Randazzo with Vitek Mortgage over the past several years, since…read morepurchasing our home in 2012-13. Randy is without doubt, the most knowledgeable, honest and efficient mortgage agents we have had the pleasure to work with. He does an excellent job - every time. Randy is also spends much time and is careful to stay abreast of all the current fluctuations in the mortgage markets. Thus he accurately presents the best option at that moment and how long that particular scenario may be available. What steps are necessary to secure our best results. Once we started working with Randy, we were comforted from the fears of entering into legally binding contracts and purchase deals that we knew would impact our future for the rest of our lives. This can be scary and was intimidating to us, as we saw how savvy Randy was regarding all the many facets of a real estate transaction - we made the decision to stick with him. We did have other offers, which looked attractive at first, but we quickly rejected them. We knew down the road we would be better off with his honest, honorable and detailed presentations of situations, risks and potential problems that may arise. He also pointed out potential positive long-term and short-term steps we could take to take to secure the best financial results. Randy never scurried away from presenting negative facts or potential risks, even when it involved something we had pushed for. He always courageously and forthrightly stated what we needed to know, even when we didn't really like it. Randy was attentive to and made sure he understood our personal long-term goals and kept his suggestions focused on what was important to us. This was evident not only in the home purchase, but also in several refinance scenarios we inquired of him during the following years. We can truthfully say that Randy never sought to promote his own interests or agenda (as is so common in the financial/mortgage markets). He never make any suggestions to us that were not focused on our priorities and our best interests, during the entire time we have known and worked with him. Lastly, although perhaps most pleasant, Randy is a very friendly fellow, all the while retaining a positive and professional demeanor. It is always a happy feeling when calling Randy to discuss different situations, as we have done considerably after our home purchase. Randy knows what excellent customer service should look like and handles himself and all his transactions accordingly. Randy has honed the skills, wise long-term experience, cutting-edge knowledge of today's real estate markets with warm and friendly customer service. You can't go wrong working with Randy Randazzo of Vitek Mortgage. We don't do many reviews, but had to sing the praises of someone who has helped us so much and been such a positive -stress relieving- person in our lives. We hope many will see this review and realize they can't do any better than to contacting Randy for any mortgage-related needs - or even just questions they may have about mortgages, qualifications or current updates on the market. Thank you Randy Randazzo. Vitek Mortgage 916-889-8528

My husband and I are first time home buyers, we had no idea what we were doing -- and Tim Halverson…read morenever once made us feel silly for that. From day one, he walked us through everything step by step, explaining the process in a way that actually made sense and made us feel confident instead of overwhelmed. He was incredibly patient, answered every single question (there were a lot), and always responded quickly. Real down to earth, easy going, nice guy. Buying our first home was stressful, and having Tim guide us through it made the experience so much smoother and less stressful than we ever expected. We're so grateful we had him in our corner and would recommend him to any first-time buyers in a heartbeat.

John Easterbrook brought knowledge, perseverence and kindness to our situation. He just never gave…read moreup - every time we ran into some bizarre snag (more than one!!) he knew how to navigate through it. He explained the process and every issue with clarity and patience. His encouragement was a lifeline! Shout out to our friend, Chris Hanf who recommended John.

Suzanna is great! She provided thorough and prompt responses every time. She was always polite and…read morekept me in the loop every step of the way. I will definitely refer her to all my friends and family and I will go to her for any of my future home loan needs.

Working with Suzanna and her team was effortless!! From the very first phone call to the moment we…read moreclosed on our refinance for our home, Suzanna was in contact and explained every step of the process. She made sure we locked down on lowest interest rate and was knowledgeable of the different type of loans that were available. I would highly recommend the Delta Lending Group!!!

Malyna Phan is amazing. She is knowledgeable, patient and goes above and beyond to give you the…read morebest rate and advice. I completely trust her. She was so helpful with my new home purchase. I recommend her and this location to everyone.

We worked with Eddie Fairchild at Big Valley Mortgage. He was a very knowledgeable person and you…read morecould tell that he had been doing this work for quite some time. He definitely had our best interests in mind and did not recommend anything to us that we weren't already thinking of. Eddie was all about streamlining this process as best as possible and fought for us tooth and nail went it came down to closing escrow and explaining our finances to the title company. We would definitely deal with Eddie again!

Huge thanks to Bridget for coming through in the clutch! After a year of searching for a…read moreconstruction loan and four failed attempts, she made it happen--quickly and efficiently. My project on 25th Street in Oakland was a tough one, as we're lifting the house to double the square footage, and most lenders were hesitant to take it on. Bridget was diligent, persistent, and on top of everything, securing both a home loan and a construction loan for Vivify Properties when others couldn't. If you're looking for someone who gets the job done, I highly recommend Bridget for home and construction loans. Great job!

Put your trust and confidence in Bridget! Bridget will always explain everything and answer all…read moreyour questions during your home buying experience. As a first time home buyer I felt so lucky to have found Bridget, she was the best, very knowledgeable and supportive in the very complicated home buying process. I was anxious with a short window to get my home purchased as I was working long hours myself and looking toward a long distance move. She successfully helped me get through the loan processes and kept me up to speed on many options for ME including the Dream for All programs. My loan closed on time and at a lower than expected interest rate for the times. She still keeps in touch to make sure all is good after almost a year has past since I bought my home. Bridget is truly a professional I would highly recommend!

The team here helped me purchase the home of my dreams with ease and grace. They communicated…read moreconstantly, answered my questions and gave a personal touch that was sincere and greatly appreciated. WORK WITH THEM!!!!

Jason and his assistant, Jenni, were awesome! The closing process was fast and seamless. I loved…read moretheir online system to upload documents was easy to use. I would definitely use them again.

Cailey and Jamie are terrific! They guided me through the whole process. We ended up offering on 4…read morehomes before finalizing on a amazing home. So there patience and availability any time was crucial. Also, as a current military member she worked really hard to make sure I gave the best rate. She also volunteers with local veteran groups. Thank you!!

This loan agency is full of crooks. Not even 2 months after closing I got a notice they sold my…read moreloan to someone else, then 2 months later another notice from PMR that they want to take over my loan again and when I inquired they said they would just sell it again to someone else. It hasn't even been half a year and they've sold my entire loan again and it's service to a national bank (TWO TIMES). Couldn't have been happier to refinance my whole mortgage not even a year later after closing. If you talk to anyone in the home lending business they'll probably tell you PMR has one of the highest interest rates in the area, long close times, and they're amateurs. I learned a year later that I could have saved a whole percent or more shopping around, instead of dealing with these guys using pressure sales tactics to pay money to buy down your interest rate. At the end of it after telling them dozens of times over the course Of my spoliation that my home statement and tax statement need to made out to the 3 owners they messed up all of my paperwork. Please do not make the same mistake I did and trust these crooks with your mortgage. I am now having to spend hours and hours of my time having to call in to their out of state customer service center who literally has no idea how to help or fix this mess. 10/10 DO NOT RECOMMEND. If you don't believe me look at my pics, PMR on average has rates a point higher, this is even after a 50% down payment!. After relentlessly reaching out to cailey and her team from the time we closed, the time we got our first mortgage statement, and now tax time (7 months later), she's been extremely reluctant to sink any of her time into fixing the paperwork her and her team originally messed up.

Best Ever I have…read moredealt with some Mortgage Brokers before, but nothing like these guys. I met Andrew at a trade show and he said call and lets discuss. I filled out the paperwork and started talking to Kim and Cindy. They are amazing at what they do. The whole company is really taking care of the customer and especially Vets. I appreciate everything you have done for us. Thanks Guys

I have an A credit rating. I have worked for 40 years as a scientist. I applied for a…read morePre-Qualification loan with WealthWise Mortgage. I wanted to know how much money I could qualify for a house in Carmichael. I gave them the following documents: W-2's for 2018+2019, paystubs for the last two months, mortgage statements, bank statements, credit statements, insurance statements, tax bills, driver's licenses, and personal information. Remember i am not trying to lock an interest rate. I am simply asking to be "Prequalified for a loan." They asked me to sign 6 more declarations. I signed the two that were important. I told them they didn't need me to sign a Carbon Monoxide Detector required in the new home. What new home? I am asking to be prequalified only. I get a call from Andrew stating he won't due business with a client unless they sign all the forms. I asked him why it was mandatory to sign a CO2 detector when i was only asking for PreQual at this point. I told him it was not necessary at this point. He said, "I can't work with a client who won't comply." We parted ways. When a business owner becomes so entrenched in their own dogma that they can't see the client's side of the story....time to move on. BTW, I signed documents today with Loan Pal on my refinance. Never did they treat me like i was just a "JOHN" like this ego maniac Andrew. His tone was demeaning and authortarian. Do not do business with him. Take your loans to Loan Pal. Ask for Elmer Deleon.