JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

We just used Vision Mortgage on our home purchase in Pollock Pines. Wow, these guys are excellent…read more We had a complicated situation and they walked us through everything to accomplish a 14-day close. Staff was amazing and responsive. We were able to get pre-approved the same day. As we were paying off some debts, they were requesting for rapid rescores to lock in the best rates. They really fought for us. 5 stars all the way here.

I signed my final documents for my home today. It was a long 6 months of highs and lows. I want to…read moregive a shout out to Amy and Karen. They went hard in the paint for me! When I thought all was lost and wanted to throw in the towel, Amy was there with positivity and patience. Karen ran numbers like a champion, and it came out alright in the end. Along with my realtor, these ladies made my dream come true. I cannot sing their praises enough. If you want fighters on your side choose Vision Mortgage, and ask for the dynamic duo of Amy Quijada and Karen Ramos.

We had a friend recommend Sheldon when we were considering buying our first home. We know nothing…read moreabout the home buying process other than being told how stressful the entire process can be by friends and family. Sheldon explained everything in detail and went over numbers with me so we could understand what we were looking at. When the interest rates changed, he again reached out to go over how it would affect our payments and what our options are. We found a home not long after beginning the process with Sheldon and had our offer accepted 10 days ago. We will be signing at the title company tomorrow; I cannot believe this has happened so fast! The entire process has been incredibly easy, it has surprised my friends and family as this was not their own experience buying a home. Lisa, the loan processor has communicated everything along the way, keeping us updated as things progressed. I really did not think the home buying process would go this smoothly or stress free for us. We will be recommending Sheldon & Lisa to our family and friends and wouldn't go to anyone else in the future.

El Sheldon helped me get a great interest rate with this silly market. I got %4.5 VA on my wife and…read moremy dream house. He is always there to answer questions (no matter how trivial) and really breaks down each cost analysis, easy for soccer moms and dads to understand! Everyone situation is different for reasons to buy a house, in our case, we sold the old one and upgraded to a much nicer one. We doubled our mortgage, but doubled our house.

Ryan was amazing. Very responsive to questions and requests for clarification. Whole process was…read morevery smooth. Would recommend him to anyone considering a loan.

Ryan is hands down the best finance professional to work with! I've purchased two homes over 12…read moreyears with Ryan's help. His attention to detail and responsiveness is spectacular. His knowledge of the lending landscape is vast and he was able to help us out with a mold situation that could have easily gone south in a hurry. With Ryan's help we were able to get the concern resolved quickly and stay on track to close. If you are looking for a financing professional, choose Ryan. He's the best!

Thanks to Sheldon Cooney my husband and I were able to purchase a home. Sheldon is very thorough…read moreand a pleasure to work with. We own our own business with liabilities that have personal guarantees. He was able to get us financing even with the messy details. We are so thrilled and would highly recommend him to others. He is also extremely patient with explaining things and highly responsive - we couldn't have asked for more.

Dennis was Awesome! He was able to refinance my current mortgage with No money down, intrest rate…read moredown almost a point and I came out of escrow with money back! I couldn't ask for more, entire process went very smoothly and I would recomend Dennis to anyone, he was GREAT!

First of all, let me be clear that this review is not a reflection on the entire office staff or…read moreother real estate professionals associated with Golden Oak Properties. This review is only focusing on the realtor associated with the company, and the mortgage lender associated with them through Marquis Mortgage. The mortgage lender will hold back on informing you of costly situations that could arise in the future. I was told it was so that we wouldn't be overwhelmed, but I prefer to have all the details upfront. Just a personal preference. I have found that I have been mislead on pricing in several aspects. The realtor, while open about communication and willing to spend the time with you, will talk out of both sides of her mouth. She will say one thing, and in the next sentence contradict herself about policy and procedure in buying a place. We were told information just a little bit at a time, which caused us to make decisions about places to make offers on that we otherwise would not have and which ended up wasting everyone's time and money. She also made a recommendation of a house inspector whom she "has worked with for years," who ended up having far too limited a scope of inspection which left us with little, if any, information we didn't already know about the house we were looking to buy. We basically wasted $500 on her recommendation and the housing inspector couldn't be bothered to get back to us on questions we had on the report until she contacted him herself. Finally, I was pitted against my partner after I gave her permission to be able to talk to him about pricing and procedure. I would make a decision, she would go to him about how I was being unreasonable and ask him to talk to me. Then, in front of me, she would tell him that he was badgering me about the issue to cover up her own involvement. I've never had so much strain put on my relationship than in the last four months I've worked with them. Concerning the last transaction I had with her, I have come to find that certain information was withheld or obscured from both myself and the seller of the property I was in contract to buy. The deal was guaranteed to fall through because of this. I'm not about playing games with huge amounts of money, so I'm through with them. When this whole thing started, the realtor said, "First time buyers are my favorite." We thought that was nice, and made us trust her more. But we realize now what she must have meant was that she loves first time buyers because they know very little about what they're doing and they're easier to mislead.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Kathleen is a wonderful mortgage broker and a superior person. She helped me prequalify for a loan…read morein record time, and a did a wonderful job explaining the process. Additionally, she went above and beyond to provide me with the information I needed to make an informed choice regarding a specific property. Thank you, Kathleen!

Jennifer Zweck has served hundreds and hundreds of my Real Estate clients over many years…read more If you need a mortgage loan or a home loan refi I strongly recommend you contact Jennifer. What can you expect from Jennifer? Honesty, problem solving ahead of time, good sound suggestions, consistent client follow up, competitive loan pricing, and a very positive person to work with.

If you have mortgage needs I can't think of anyone I would suggest other than Team Zweck at Vitek…read moreMortgage group. Jennifer and her team do an excellent job meeting the needs of their clients. They understand what it takes to get the job done when it comes to getting your loan funded. This team is top notch and they give attention to detail every step of the way. Also Vitek offers great incentives in addition to low rates and great service. If you're thinking about a mortgage or refi give Jennifer's team a call today!