I use Western Bank for a small nonprofit and couldn't be happier. Great, personalized customer…read moreservice with long-term employees. Online banking is high quality and drive-thru hours are convenient.

Very unhappy. Went to get a roll of quarters and you need to be a customer there to get change! And…read morethis is supposed to be a neighborhood bank?

A real class act. I "spoke" to Joe Metzler through the website and he…read moreimmediately told me to fill out the online application. I did that and heard nothing back from him. He must be too busy and too important to give a response.

From the owner: As a full service mortgage lender, we offer a full suite of both purchase and refinance home loan…read moreprograms to meet everyone's needs. From first time home buyer loans, FHA loans, VA loans, USDA loans, construction loans, and jumbo loans, to Non-QM alternative loans, like using bank statements to prove qualifying income.

After corresponding with them once, I asked if they had a secure means of tax data. Never heard…read moreback from them. I emailed and called more than once. Not someone I would recommend at all.

What a difference they've made to my business. Friendly, efficient, and always ahead of deadlines…read more It feels like having an extra team member I can truly rely on.

2nd Ideal Credit Union visit after the nice gal on the phone assured me that the coin sorter was…read moreworking/no wasted trip. Location is very bright and tidy. The staff was super friendly and helpful, had big smiles for everyone. I wish the location was closer, as I'd make banking visits in person just to say 'Hi!'

Predatory practices - charges customers for having a low balance ("non participation fee") without…read moreany warning. Stay far away.

Good communication. Thorough. Nice to have in your back pocket for emergencies. Friendly customer…read moreservice too.

I've known and been working with Denny Getten since 2009, when I purchased a vehicle, and I can't…read morebelieve it's taken me this long to write a review (maybe I just wanted to keep him all to myself!) I have so many glowing things to say about him and his company, but I'll just keep it to the basics right now. The process is quick and easy, and I can always reach him/his office the same day (if not the same hour). When big-name creditors like Capital One, car dealerships, and the like, have turned me down due to having less than stellar credit, Denny has always been able to work something out to assist me, while still adhering to the rules of credit and not entering into some sort of loan that I could not realistically afford. He is the ONLY straightforward and honest lenders I have ever worked with and has become my GO-TO person, which is significant as I moved from Minnesota to Texas in 2016. (5 loans to-date with #6 [Jan 2022] being my most recent for my [used] dream car!)

Joe was very open and informative when it came to getting a VA loan. He walked us through the…read moreprocess and made things very easy for us. We close tomorrow! Joe made it easy for us. Thanks Joe!

From the owner: Get ready to own your dream home with the Joe Metzler team at Cambria Mortgage! We’re pumped to…read moreoffer killer home loans for buying or refinancing 1 to 4-unit properties. As a direct lender, we’ve got the full lineup: FHA, VA, USDA, bank statement, no-income-doc investment loans, plus first-time buyer and down payment assistance programs that’ll make your head spin! Leading the charge is Joe Metzler, St. Paul’s Branch Manager and a mortgage rockstar with over 25 years of experience. This multi-award-winning Loan Officer, including the NAMB 2024 Mortgage Broker of the Year, knows how to make things happen! “Today’s mortgage market is wild, and those faceless clerks at big banks or online lenders just can’t keep up. Mortgages aren’t cookie-cutter, and I thrive on finding the perfect loan for your unique financial vibe. Your home is your biggest investment—why let it be a stressful, confusing mess? I’ve got your back every step of the way. From straightforward deals to complex cases, my expertise shines. I rescue files others can’t crack due to their lack of know-how. Expect lightning-fast communication, pinpoint accuracy, and on-time closings with rates that’ll make your friends jealous!” Communication, Responsiveness, Accuracy, Turnaround and most importantly, we close on time, every time with a rate you can brag about. Apply today, and together, let's make your home buying dream come true. Already own a home, just need to refinance? We have you covered there too!