Td bank is the worst bank I have ever had. While the reasons are extensive, most recently they shut…read moremy card off. I have 26k in their bank. Fraud detection, I get it. Got it turned on, waited the requisite 5 minutes, hit the ATM again. I heard the cash Counting. Ok. Cash doesn't come out. Screen says can't give me card back. Machine refused next 3 customers. I watched it happen. Next morning they tell me they can't print a card, must be mailed. Say hey, the machine eats cars, tough bleep I guess. Except I AM MOVING OUT OF STATE AND MAIL DOES NOT COME TO MY HOUSE ANYMORE!!! I now use my phone wallet, but IT DOES NOT WORK ON ATMS!!!! Bank does not give a bleep. Go to another bank. Any bank. Do not subject yourself to the BS of TD bank. Unfortunately star ratings don't have a negative.

This Credit Union is second to none! The tellers are fantastic and always eager to please their…read morecustomers. I have nothing but praise for the service I have received since becoming a member years ago. I always receive a dog biscuit for my little Pomeranian when we use the drive thru window. My Pup loves our visit to the Credit Union. Pleasant, extremely helpful employees, great rates, and always friendly to do business with. I highly recommend anyone to give this Credit Union a try, you won't regret it.

From the owner: At Adirondack Regional Federal Credit Union, we take pride in exceptional customer service that…read morefits your individual needs. With no-fee access to over 30,000 ATMs and the highest return on money market accounts in the region, we love helping you save money. Whether you need a mortgage, money for college, a small business loan, a second-chance checking account, a savings account, or financial counseling, we are here to help. As a non-profit organization owned and managed by our members, we've been serving our Northern NY communities for over 70 years. Our three branches in Tupper Lake, Potsdam, and Plattsburgh currently serve over 7,000 members. And, because there are no outside stakeholders, a portion of our earnings are returned directly to you through dividends on savings, reduced loan rates, and more money in your pocket.

This bank is not a credit union. So, If I have cash for a cashier's check, without an account, Why…read morewon't they give me a cashier's check? I was even going to open an account. But, the account needs to be established :(.