David is literally the BEST in the business! He is so well connected and HONEST, and will find you the best rate available hands down! Something that is hard to find in this industry! I had a difficult transaction and he went above and beyond to make sure it went through which in the end cost him more than it be worth to anyone else. But he is a man of integrity and keeps his word. After working with another broker who was bait and switch, I am so relieved to find David. Not only is he a wealth of information, he is generous with his time, and patient. If I could give him a million stars, I would! read more

By and far the best service and people. David and Andrei were instrumental in helping me buy my first home. They are efficient, organized, and highly knowledgable. They made me feel comfortable and informed throughout the entire process. We closed on my home in 2 weeks because my apartment lease was ending. Unbelievable teamwork from IQ Mortgage and can't wait to work with them again soon! read more

Thank you Andrei and David again for being professional and very patient. They both helped my brother to buy a house in time. They know what they're doing. We're glad that we choose iQRate Mortgage. read more

We've been working with David's team for over 4 years now, they helped us get home loans and then refinance later when possible. Very responsive, always answer all our questions and concerns. When we had issues on our first home purchase with buyer, David quickly stepped in and had our back and helped us make the process as smooth as possible. Amazing team, super nice and just overall such a pleasure to work with. Thank you! Y'all are the best! read more

I highly recommend this company. They're very professional, reliable, and quick! Also thank you to Andrei for your hard work and friendliness read more

I have used iQRate Mortgages several times now, for my initial mortgage and my refinance. My services rendered here, has been nothing but excellent! David and his team, responds quickly to inquiries, kept me up to date with my progress, and I feel satisfied, that I received competitive loans. I highly recommend iQRate Mortgages, where David and his team, will take care of you and give you, the quality service that you deserve! Thank you so much David, I'll be back! Aloha, Jade! read more

Thank you so much David and team! You made the mortgage process so easy and were very patient with me. The process was smooth and the level of communication and professionalism was extraordinary. I will definitely recommend to family and friends for their mortgage needs as well read more

I love my whole experience with IQRate Mortgages, everyone is helpful, knowledgeable and easy to work with. I will definitely recommend them to my friends and family read more

The ultimate professional - Call him today. I called David for assistance with an out of state mortgage. After hearing my situation he informed me that he currently was not licensed as a broker in the state where I wanted to purchase the home. This is the point where most people would have ended the conversation. Not David. He immediately told me about another broker that he knew who did carry the out of state license and offered to make an email introduction for me. And, he did not stop there. He wanted to know if I had any general questions and proceeded to give me some valuable information and tips about my situation. Now that is customer service. I am a fairly experienced real estate investor and I immediately could tell that was very smart and knowledgable. He told me to call him anytime I had questions. He is smart, well versed in various financing options and obviously understands the importance of customer service. He will be my first call for any future mortgage needs I have in Las Vegas and elsewhere. read more

Great Servise , very friendly and very helpful and they do take care of everything on timely matter. I will recommend everyone.

The best team in town! David, Gayan and Andrei will set you up to be successful. They are organized, friendly and very professional. I've known David since 2018 and he has refinanced my homes multiple times and helped me purchase 4 homes to start my real estate empire. Their tips and advices help me win deals especially during a sellers market! I always come back for my next investment property purchase read more

Two years ago bought my first house through iQRate Mortgages. The whole process/experience went super smooth. My loan was closed in 30 days. Today, they got my house refinanced under 3 weeks..... amazing. I got the best rate, best customer service and felt very special. Thank you team iQRate! Until my next house) read more

Best Mortgage and best rate ever! David is very awesome guys and never tired to answer my questions. He is very honest and he always told me the truth that I could buy or not. read more

David and his team were great to work with, finding me the best rates for my Mortgage! They were also quick and easy to work with.

We all know buying a house can be stressful, especially the finance part of it is a hassle, but guess what, when you are lucky enough to have David as your loan officer than you are free of hassles. A year ago me and my mom purchased our dream house with a help of David and we couldn't be happier. We had few potential assistant programs we wanted to use for our loan in the beginning, which required additional paper works and certifications not only from the buyers but loan officer as well. David spent a lot of time and effort to complete all those on his own expense, and we ended up not using that program. This was perfectly fine for him, as his professionalism allows him to be in buyer's shoes who can constantly change minds while buying a house. I highly recommend David and his services to anyone who is looking to buy a house and does not want to through long and annoying processes, actually even if the process takes long due to its nature, David definitely makes it pleasant with his down to earth personality. read more

Buying my new home was so easy thanks to David and his team at iQRate. I was a first time homebuyer so the process was very new to me , but everyone at the office communicated so well and answered any questions or concerns I had with ease. I appreciate their patience and will definitely be using them for any future needs! read more

David and his team are very professional in their field of expertise. They helped me to get the loan really quick and easy, explaining all steps and assisting me with all of the papers. It has been a pleasure to work with such a reliable and responsible team. I would truly recommend their service to everyone. read more

We highly recommend IQ Rate Mortgage! David Ghazaryan and his team went above and beyond in helping us obtain our loan approval. David is an amazing loan officer! Not only was he extremely professional, his personal knowledge and advice was instrumental in our decision making process. He made an impossible situation for us possible and was available to assist us even during his vacation time! read more

This is the place you can take cheaper mortgage rate and highest knowledge about new loans or refinance. I went to talk to many mortgage brokers but they took my time so much, they calculated everything but the result was nothing. Finally I met a perfect loan broker and we became friends. I'm glad to work with David Ghazaryan. I had a ton of questions as a first time buyer, and he answered them all. So a few months ago, I got my first house loan with him. And now I'm still in his office for drinking tea and doing refinance! read more

David Ghazaryan and Igrate Mortgage worked wonders to get me the best mortgage rates available before interest rates started going back up, including setting up a closing on a Saturday afternoon. They guided me through the documentation process to make sure all information was ready to lock in the rate. Thank you and your team so much for an excellent job! read more

I had heard so many nightmare stories from friends dealing with mortgage brokers so I put off making the decision to purchase a house. You could say I started the process with a pre-existing stress condition. Found this gorgeous house in section 10 of Las Vegas. The seller gave us a little time to close on top of everything else. Looking back, I'm rather surprised and thankful but David closed this loan within the allocated close of escrow time and somehow the process wasn't that's scary or stressful as I had been described. I've come to think the David is a great mortgage broker, and I will be recommending friends to him. Thank you and please don't hesitate to contact me if you have any questions. read more

iQrate Mortgage and all of their staff work very hard to make sure every single person that walks into their office leaves with ALL their questions answered. I just completed my refinance with iQRate Mortgage and I am extremely happy of the turnaround. They are fast, honest, and fair. I highly recommend everyone to their office, you will not regret it. read more

Dave was so helpful and gave me great information. He helped review my current documents and went over all my options moving forward. He did it in a way/language that you can actually understand - wish is truly appreciated. I actually came in 30 min early but didn't expect to get in any earlier, but Dave adjusted his schedule to meet with me asap. He didn't have to, but he did. Overall, he is highly recommended, as you can see from all his reviews! His office is easy to get to and plenty of parking. I will continue to work with him moving forward. Thanks Dave! read more

Great Lender great communications. He helped us close escrow very quick with amazing customer care. Thank You

Just want to say thank you David, Raya, and the rest of the team on our first home loan. The process was quick and smooth and closed a week before the 30 days. You guys are an amazing team and thank you all again. Definitely recommend. read more

Thank you David for all of your help and made sure the transaction was completed in a timely manner. You went beyond and accompanied me to my closing to put me at ease by answering any questions I may have. Thank you once again. read more

I am so thankful to David and his staff for helping us through our home buying process. His team was so knowledgeable and incredibly friendly. This was our first time purchasing a home and we felt extremely comfortable that we were getting the best loan at the best rate. If you are looking to buy I home I highly recommend you get your loan from David and his team. They are there with any questions or concerns you may have and they treated us so well. I cannot express my gratitude for everyone on his team helping us buy our first home!! read more

David is an amazing Loan officer. He walked me through the mortgage process and helped me finance my first home. He is extremely knowledgeable, and was always there to answer any of my questions. Highly recommended! 5 STARS! read more

Extremely extremely positive and great company to work with thank you David and the whole team!!! All of you are rock stars! U.S. Veteran

I am beyond impressed with David and his team. If you want absolute professionalism and trust in your loan officer look no further than David Ghazaryan. He took care of everything in a very timely manner which made my experience that much easier and stress free. read more

David is an amazing loan officer. It was our first time refinancing, of course, we had many question. David was extremely patient and gave us a breakdown so we can better understand the process. Not only was he extremely helpful every step of the way but we shopped around and found his rates to be extremely competitive! The best rates in town! I honestly would recommend you sit with him one time about any of your loan and mortgage needs and I guarantee you'll love his work and service! He's a very knowledgeable guy and from here on out I trust him to handle all my mortgage and loan needs. Great service, rates, and a pleasure to work with! Thanks David! read more

If you are looking for a mortgage broker and a loan officer in Las Vegas I would highly recommend David @ Peoples Home Equity. After long research and various recommendations I decided to choose David as my loan officer. What a great experience I had. Great customer service! I'm very perfectionist and appreciated the fact that David explained me every step and he was very detailed oriented. My loan was closed earlier then we anticipated with my realtor. And the best part was I received an amazing deal, even better rates then I was given before. I'm very pleased with my home loan and would highly recommend him. Thank you so very much for the hard work and the time you spent with me to get the best possible mortgage. read more

iQrate mortgages is the best in town. I refinanced my house with them and they were very helpful and professional. They always try to work with you in your free time even if you are super busy the make it happen always smile and best rates and prices in town. David is honest and always gives you the best advice. read more

Of all my mortgage transactions, my experience with David and his incredible team at IQRate Mortgage was undoubtedly the most seamless, stress free and organized. There isn't a single thing I would ask the team of mortgage officers and staff to have done differently. The level of communication with their clients was beyond my expectations. Before I could even wonder what the status of my loan was, I would get a status update text or call from the IQ team, even if there wasn't an update/change. I would get a text notifying me of any progress that was made for the week. I have already referred a family member for their mortgage needs and she's already satisfied with her experience so far. I couldn't rave about them anymore than I already do. read more

David was a professional from start to finish. It was almost hard to believe how easy he made the process from the beginning to end. I will definitely recommend him to my friends and family. Very knowledgeable and always available to answer questions. Glad I was able to meet and work with him. Very happy to recommend him. read more

I thought buying a house would be extremely stressful and difficult but with the help of David, all my fears were pushed aside. He made me feel like first priority, was always available to answer my questions and was there every step of the way. The whole process was much easier and quicker than I thought it would be, thanks to David always being one step ahead. I highly recommend him if you're looking to purchase a new home! read more

David knows ins and outs of mortgage loans, he gave me his undivided attention and was able to get me approved for exactly what I needed. I would definitely recommend Lone Mortgage and go see David read more

I just got the keys to my new house thanks to my loan officer David, who I keep recommending to everyone all the time. Thank you, Dave, you got the job done, just like you promised! Based on my own experience and the inquiries I've made (yes, I ask a lot of questions before I give someone my money), he is one of the best in the field. So if you want to buy a residence in Las Vegas I thought this review could be useful for you. I called David following my realtor's advice (thank you Annie :) and very soon he brought me a FANTASTIC deal, and got me pre-approved immediately. David is a great accountant and a loan officer, with his team of professionals he is doing AWESOME work at Lone Mortgage. Just relax and wait for him to do his magic! I was very happy with his working attitude and professionalism. He knows all the gaps of the market and was on top of everything through the entire process. Everything was very organized and without extra annoying stress, something which is worth to consider before going into this lengthy process. I particularly appreciate his optimism, warmth and friendly communication style. He was available by phone or email day and night to answer my inquisitive questions. He will work nonstop to make sure you get what you want. David and his staff are clearly the best at what they do and they enjoy the process. As you guessed I fully endorse David, and I approve this message! read more

I was so tired of renting and every time asking the Landlord for permission to change something in the house. It has become absolutely annoying, I couldn't stand it anymore. I felt I was throwing my money without getting anything back. Mortgage rates in Las Vegaswere relatively low, so I decided it was now or never!!! I went to David for a second opinion, but after talking for a while, decided to work with him on my loan. David isn't your standard mortgage loan officer, he's also an accountant, and a teacher at heart. He changed my perspective on real estate investing, gave tax advice. Now, I understand that getting a mortgage is more than finding a low rate, I have an understanding of my lifetime TIP amount, what my net worth will be over the life of the loan, when to refinance etc. He seemed confident, very knowledgeable about the LasVegas housing market, and most importantly, was offering better rates than my previous mortgageloan officer. My real estate agent was also surprised by his offer and immediately asked David's contact info to work with him in the future. David and his group worked tough getting me a 30-year fixed with the best rates. They were very helpful from the pre-approval to the closing, kept me informed on each phase and explained every detail. David did his best to complete the process on schedule. Instead of a standard 1 month closing period, we got our keys on the 20th of contract. Now I am decorating my house using creative lighting and filling the walls with artwork. Thanks to David and his amazing group I can now control my property read more

Selecting David to help my aunt with her refinance was the best decision we made. David is not only an amazing mortgage broker but he is a wonderful human being all around. My auntie doesn't speak much English but David took the necessary steps to make sure she understood the entire refinance process. I would strongly recommend hiring David as he is a topnotch professional in his field. read more