This is a scam, they charge more legal fees, monthly fees, service fees and settlement fees, you…read morewould pay more than the actual amount you own fully at the end of the period. They trap you using the settlement as bait so that you can never opt out when you realize what they are doing. You can reach the same settlements by your own by talking to creditors and you will save thousands of dollars in fees. They will drag it out as long as they possibly can to steal your money. Don't fall for it, i wish I didn't. The 5 star reviews are also fake, posted by them.

Avoid this company at all costs. I've been trying to cancel my account for the past two weeks, and…read moreall I've gotten is the runaround. They keep asking for information about my bankruptcy lawyer, which is completely personal and none of their business--especially after I've already made the decision to terminate my account. They have no authority or say over what I choose to do after ending services with them. One agent in particular, Asa, has been especially unprofessional. While other agents were easier to deal with, he continuously made unnecessary comments, insisting that my legal information is "public record" and that he could look it up himself. If he has that kind of time, that's on him--but it felt invasive and completely out of line. This company lacks follow-through, respect for client privacy, and basic customer service. I wouldn't recommend DebtRx to anyone.

This is a niche company that is rated A+ by the Better Business Bureau. They offer a line of credit…read morefor individuals considering buying a franchise or investing in commercial real estate. The actual financing is offered through SIPC/FINRA public firm UBS or one of several other top-tier financial institutions with which A.B. Nicholas has partnered for its LeverageLine custom credit line that includes many features specifically designed for their target markets. A.B. Nicholas specializes in this form of financing and has several unique vehicles for different types of securities products. It it cannot accept restricted securities or securities that are part of IRAs, but all other types are usually accepted. Personalized, very friendly and very concerned about the satisfaction of every client I highly recommend A.B. Nicholas.

We were looking for a specialist firm in securities-based credit lines and loan that 1) worked…read moreexclusively with top-tier firms and had established, strong relationships with the right people throughout and 2) Clearly had superior terms and rates for their services. We found that in A. B. Nicholas & Co. No firm came close to them for a combination of personalized attention, best rates, best loan-to-value, and know-how. These guys understand the industry from all ends and have seen both the good and the bad practices out there and can make sure your portfolio gets the best terms in the market. We needed a business expansion loan for our overseas development company and we were able to get the financing we wanted with a top-tier firm where our assets are never sold but remain in a secure SIPC-insured account even as we tap and refill our line at a ridiculous rate of under 2%. HIghly recommended also for speed. Our financing took five days and every element was very professional.

My friend used them. So you apply when they say if your credit isn't great they will give you…read moreoptions. It even says will you take a lower amount. Then it runs your credit just to say you need a cosigner with a credit score of over 700. I mean duh if they could get a cosigner with over 700 score, they wouldn't need to go online to look for a lender that approves people with challenged credit. Now he has an inquiry on his credit for nothing. I would say don't bother. I thought it would help since it is a payday loan and asks all of your bank info so they can obviously see how much he makes. Just go to netcredit or upstart or something. He did netcredit and they at least gave options. There are Companies just scam you nowadays and no one is safe. No one knows if things are real or not. I heard there is even a site pretending to be the USPS and has all of their logos on it and everything.

From the owner: Magnolia Payday Loans is here to help you get the best connecting service with direct lenders from…read moreyour state. To get payday loans, we are waiting for you on our website. No hard credit checks, the best security technology to protect your data, and guaranteed approval decision on the same day. Not sure? Give it a try by applying now! Bad credit is allowed, and there is no collateral for significant amounts. You can cover your emergencies within 24 hours with no additional fees. Just fill in the loan application form on your website and get your money as soon as possible.